Kurt Schuster is a CFP® professional with 25 years of industry experience, currently affiliated with LPL Financial since 2010. He provides personal income tax preparation and planning services through Qolity Tax and is involved in other business ventures including a business ownership role at MOB Industries. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a variety of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive technology and research resources.

John Farah is a CFP® with 43 years of industry experience, currently serving at UBS Financial Services in Troy, MI since 2008. He holds Series 63 and Series 65 licenses. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management to offer tailored financial planning and portfolio management.

David Gardiner is a Wealth Management Advisor at Merrill Lynch Wealth Management. He focuses on aligning wealth with clients' intent and purpose through investment and strategic planning. Since starting his career in 2009 with a background as an analyst, David has developed a disciplined approach to understanding families' financial pictures, aiming to build tailored family offices for each client by incorporating behavioral finance. David's client focus areas include family wealth management strategies, services for endowments, foundations, and non-profits, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. He holds the CERTIFIED FINANCIAL PLANNER (CFP) designation, the Certified Investment Management Analyst (CIMA) designation, and is a Personal Investment Advisor (PIA). His education includes a bachelor's degree from Northwood University and executive education from both the Yale School of Management and The Catholic University of Michigan. Outside of his professional responsibilities, David is involved in community organizations including the Catholic Youth Organization and the Priests' Pension Board of the Archdiocese of Detroit. He and his wife Elizabeth reside in Lake Orion, Michigan, where they enjoy spending time with their two children.

Maria Victoria Fought is a CFP® with 18 years of industry experience, currently serving as a financial advisor at LPL Enterprise. Her prior roles include positions at Prudential Insurance Company of America, Pruco Securities, LLC, and Mass Mutual Investors Services. She is involved in a Prudential-sponsored non-variable insurance business. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm uses model-driven investment implementation and offers financial planning, access to third-party asset managers, and insurance product sales through affiliated entities.

Daniel Welsh is a financial advisor with RBC Capital Markets, LLC in Bloomfield Hills, Michigan. He holds the Series 66 designation and has eight years of industry experience, including seven years at UBS Financial Services Inc. His prior work history also includes roles at Okeefe LLC, Dicks Sporting Goods, and the University of Mississippi. RBC Wealth Management serves a diverse client base, including individual investors, institutional clients, corporations, and charitable organizations. The firm offers a range of advisory programs with customizable portfolio management and financial planning solutions, leveraging both in-house and third-party investment managers.

Harrison Bowman is a financial advisor at LPL Financial with Series 66 credentials and two years of industry experience. Prior to joining LPL Financial in 2024, he was with Cambridge Investment Research, Inc. from 2022 to 2024. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice delivered primarily by investment adviser representatives using a range of strategies and tools.

Grant Cobb is a financial advisor with Equitable Advisors in Troy, MI, holding Series 63 and Series 65 licenses and eight years of industry experience. His career includes roles at Axa Advisors, Prudential, Cushman & Wakefield, and Bordine's Nursery. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients by providing financial planning, retirement plan consulting, and asset management programs. The firm offers a range of advisory models through Investment Adviser Representatives, third-party managers, and affiliated asset managers, emphasizing fiduciary services and diverse investment options.

Julie Groulx is a financial advisor with LPL Financial in Oxford, MI, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. She has been with LPL Financial and its predecessor firm since 1997. Outside of her advisory role, she is involved with Velovita, a nutritional company based in Plymouth, MI. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms, supported by various operational and research tools.

Anthony Layne is a financial advisor with Ameriprise in Troy, MI, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Michigan State University, Grubhub, DoorDash, and other organizations. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning with an emphasis on dependable income sources and tax-aware withdrawal strategies.

David Ballantyne is a financial advisor at LPL Financial with 35 years of industry experience. He holds the Series 63, Series 65, and Series 66 licenses. His prior work includes roles at Kovack Advisors, Inc., Cuso Financial Services, and Key Investment Services LLC. Outside of his advisory work, he operates Ballantyne Insurance Group, an insurance agency, and serves as a notary in Michigan. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to various portfolio programs, supporting advisors with research and operational tools.

Gregory Malec is a financial advisor at Raymond James & Associates with 37 years of industry experience. He holds Series 63 and Series 65 designations. His prior firms include Managed Asset Portfolios, LLC, and he has had two separate tenures at Raymond James & Associates since 2010. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, charitable organizations, and governmental entities, providing financial planning, non-discretionary investment consulting, and institutional advisory services.

Nicholas Patrico is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 15 years of industry experience. He previously worked at Morgan Stanley and Gregory J. Schwartz & Co., Inc. Outside of advisory work, he is the owner of Geneva Contracting and Development LLC, a business involved in real estate acquisition and construction contracting services. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and investment consulting with a range of portfolio management styles and affiliated research.

Tanisha Farmer is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including financial planning and estate strategies, managing approximately $2.74 trillion in client assets.

Brian Scarfone is a financial advisor at Equitable Advisors in Troy, MI, holding a Series 66 designation with five years of industry experience. His prior work includes roles at Spartan Wealth Management and Kaufman Financial, as well as involvement with Seven Blessings, LLC. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, and charitable organizations by providing financial planning, retirement plan consulting, and a range of asset-management programs through a network of Investment Adviser Representatives. The firm employs a model-based approach using both proprietary and third-party strategies and offers fiduciary services to qualified plans.

Nisha Doshi is a CFP® professional with 22 years of industry experience, currently serving at OSAIC since 2018. She previously worked at Sii Jhfn for nine years and has been a managing partner at Doshi & Associates, CPA, PLLC since 2000. Doshi is a member of the Board of Directors for the Parent Teacher Organization at George P. Way Elementary School. OSAIC Wealth serves a diverse range of clients, including individual investors, retirement plan sponsors, charities, and corporate clients, offering brokerage and advisory services through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization, supported by risk-tolerance assessments and multiple investment strategies delivered via affiliated broker-dealer and RIA relationships.

Jeffery Wood is a Series 66-registered financial advisor with Merrill in Bloomfield Hills, MI, with 12 years of industry experience. He has worked at Bank of America and Merrill Lynch since 2013. Outside of his advisory role, Jeffery serves as president of the Optimist Club of Saginaw and holds leadership positions with several nonprofit organizations focused on community service and youth empowerment. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Eilander is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. He has held various roles within Cetera and its predecessor firms since 2007. Eilander is also involved in outside business activities including Strategic Wealth Consulting Group and Alliance Wealth Management. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients through a large network of independent advisors. The firm offers multiple portfolio management and consulting services, utilizing a multi-manager platform that includes both affiliated and third-party investment strategies.

Michael Tyranski is a Wealth Management Advisor and Managing Director affiliated with Merrill Lynch Wealth Management. With over 29 years of tenure at Merrill Lynch, he serves as the senior partner of a Wealth Management team, focusing on family wealth management strategies, personal retirement planning, and portfolio management services. He holds a Bachelor’s degree in Finance from Michigan State University's School of Business, earned in 1988. Michael is also a CERTIFIED FINANCIAL PLANNER® professional and a Personal Investment Advisor (PIA). Raised in Royal Oak, Michigan, he currently resides in Birmingham, Michigan with his wife and three children. Michael is actively involved in his community, serving as President of the Brother Rice High School Endowment Fund, and has previously held treasury roles with the Gift of Life of Michigan and the Torch Lake Protection Alliance. Outside of his professional work, Michael enjoys football, spending time with his family, and surfing.

Richard Multhaupt is a financial advisor with Ameriprise in Clarkston, MI, holding Series 63, 65, and 66 licenses and having 26 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, delivering written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and offers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Benjamin Topping is a financial advisor with LPL Enterprise, holding a Series 66 designation and two years of industry experience. Prior to joining LPL Enterprise, he worked at The Prudential Insurance Company of America and PRUCO Securities, LLC. Outside of his advisory role, he is a live broadcaster and commentator for RIW Hobbies and Games and serves as a board member for the Yale Club of Michigan. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach, offering financial planning, access to third-party asset managers, and various affiliated services.