Michael Knittel is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 65 registrations and 26 years of industry experience. He has been with Ameriprise in various capacities since 2009, currently based in Troy, MI. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides tailored retirement income planning and ongoing advice focused on dependable income sources and tax-aware withdrawal strategies.

William Cole is a financial advisor at Morgan Stanley with 33 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and with Morgan Stanley Private Bank, National Association since 2015. He holds Series 63 and Series 66 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets.

Christopher Letts is a financial advisor with Morgan Stanley in Bloomfield Hills, MI, holding a Series 66 license and 20 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he serves on the advisory board for the Eli Broad College of Business Finance at Michigan State University. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning that utilizes structured discovery and firm-approved tools to support client decision-making.

Robert Phillips is a financial advisor with J.P. Morgan Securities based in Rochester, MI, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. His career includes multiple roles within JPMorgan Chase Bank and J.P. Morgan Securities dating back to 2007. Phillips also has experience with Lifelong Advocacy Inc., where he worked from 2012 to 2020. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary asset allocation advice, investment manager research, and customized performance reporting. The firm’s advisory process incorporates both quantitative and qualitative due diligence and includes capabilities in derivatives and commodities.

Bethany Curtiss Phyle is a financial advisor at UBS Financial Services with 33 years of industry experience. She has been with UBS since 2011 and holds Series 63 and Series 65 licenses. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, offering a broad range of capital markets and research resources.

Leslie Robison is a financial advisor at Morgan Stanley with 31 years of industry experience. Robison previously worked at Merrill for 30 years and Bank of America for three years before joining Morgan Stanley Smith Barney LLC. Robison holds Series 63 and Series 66 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and analysis in its advisory process.

Dianne Gonzalez is a financial advisor at Merrill with seven years of industry experience. She has held her current role since 2018 and worked for nearly two decades at CRS Commercial Real Estate Services prior to joining Merrill. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Matthew Biddinger is a Private Wealth Advisor and a partner of The Locniskar Pursel Biddinger Nienberg Rochow Group within Merrill Private Wealth Management. He works closely with a select group of business owners, corporate executives, family wealth, and high wage earning professionals across multiple generations nationwide. His team is structured to provide continuity and connectivity across life stages and priorities, helping client families streamline the complexities of significant wealth through customized advice and guidance. Matthew specializes in multi-generational family wealth management, education planning, liquidity management, retirement and philanthropic planning, portfolio and investment strategy, tax minimization, and managing new wealth. He has been recognized on Forbes' "Best-in-State Wealth Advisors" list from 2022 to 2026 and on the "Top Next-Generation Wealth Advisors" list from 2017 to 2019. He earned a bachelor's degree in economics and mathematics from Eastern Michigan University and holds the Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA) designations. Matthew enjoys spending time with his family at their home in Bloomfield Hills, Michigan, and has interests including baseball, hiking, music, reading, and traveling.

Allesandro Dutta is a financial advisor at Fisher Investments with nine years of industry experience. He holds a Series 65 credential and has worked at Fisher Investments since 2018, following prior roles at Plante Moran Financial Advisors and a brief period of unemployment. Fisher Investments serves a global client base that includes institutional and private investors, offering discretionary portfolio management across multiple asset classes. The firm employs a centralized investment decision process combining quantitative and qualitative analysis and provides services such as sub‑advisory and retirement plan management.

Tyler Urman is a financial advisor with LPL Enterprise in Troy, MI, holding Series 63 and Series 65 registrations and having 13 years of industry experience. His prior roles include positions at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his advisory work, he is the owner of Northern Wealth Management, a business entity focused on tax and investment purposes. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm uses a model-driven investment approach and offers financial planning, access to third-party asset managers, and participation in wrap programs.

Arthur Fader is a financial advisor with UBS Financial Services in Troy, MI, holding Series 63 and Series 65 licenses and over 25 years of industry experience. He has been with UBS since 2008. Outside of his advisory role, he serves as the church treasurer for the Baptist Church of Hadley, dedicating 30-40 hours per month. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with personalized wealth management and research-driven portfolio strategies.

Michael Busse is a financial advisor with LPL Financial in Rochester, MI, holding a Series 66 designation and two years of industry experience. He previously worked with Raymond James Financial Services Advisors, Inc. and Austin Peay State University. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing model portfolios, third-party subadvisors, and customized strategies across various asset classes.

Donnel Dickerson is a financial advisor at Cambridge Investment Research Advisors with over 53 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with firms including Securities America and OSAIC. He also operates The Dickerson Group, an independent insurance agency. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, and retirement-plan advisory services through multiple platforms and model strategies.

Stephen Huber is a CFP® with 22 years of industry experience, currently serving as a financial advisor at OSAIC since 2024. His prior experience includes roles at Woodbury Financial Services and Questar Asset Management. Outside of his advisory work, he is involved in tax preparation services and participates in a board game startup through a partnership in a content development and business planning venture. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients, offering a wide range of brokerage and advisory services. The firm utilizes a model-based investment process with a focus on asset allocation and portfolio optimization and is notable for its scale and recent consolidation activity.

Mackenzie Mertz is a financial advisor with Cetera, holding a Series 66 designation and one year of industry experience. She is also involved in coaching volleyball, serving as lead trainer and tournament director for The Victors Volleyball Club LLC and as an assistant volleyball coach at the University of Michigan - Dearborn. Outside of advising, she works at Fern Hill Golf Club in a customer service role. Cetera Investment Advisers LLC is an SEC-registered firm supporting a large network of independent advisors, serving a diverse client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with options spanning automated allocations to customized strategies.

Jacob Rashty is a financial advisor at Morgan Stanley with eight years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2018. Prior to that, he had short-term roles at Tamarack Camps and Cardinal Group Management, and was affiliated with the University of Michigan from 2015 to 2018. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and models.

Kimberlyn Schattler is a Series 66-licensed financial advisor with Morgan Stanley in Bloomfield Hills, MI, currently in her second year at the firm. She has over a decade of industry experience, having previously worked at LPL Financial, Ameriprise Financial Services, and Comerica Securities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs. The firm emphasizes structured financial planning and utilizes advanced modeling tools, managing approximately $2.74 trillion in client assets.

Kelly Tucker is a financial advisor at Osaic with seven years of industry experience. She holds the Series 65 and Series 63 credentials and has worked previously with Securities America, Inc., Securities America Advisors, CoreCap Advisors, and Hakim Financial. Tucker is also a licensed insurance agent and owns an advisory business. Osaic Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients, offering brokerage and advisory services through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization, supporting both discretionary and advisor-managed strategies across a range of investment programs.

Jeffrey Davies is a financial advisor with Raymond James & Associates, holding a Series 66 designation and bringing 15 years of industry experience. He previously worked at UBS Financial Services from 2011 to 2019 before joining Raymond James & Associates, where he has served since 2019. Outside of his advisory role, he owns a rental property in Marco Island, Florida. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and pension plans, offering financial planning and consulting with a range of portfolio management styles supported by affiliated research and model managers.

Steven Guglielmetti is a financial advisor at LPL Financial with 35 years of industry experience. He previously worked at Commonwealth Financial Network for 21 years and has operated First Financial Planners since 2000. Guglielmetti holds Series 63 and Series 66 credentials. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, and third-party asset management through a large network of advisors, combining advisory services with a broad range of financial products.