Kerry Lacy is a financial advisor with LPL Enterprise holding Series 63 and Series 65 licenses and 14 years of industry experience. Prior to joining LPL Enterprise in 2024, he worked at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of finance, Lacy has been a professional bass player and musician since 1976. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, and institutional clients, providing financial planning, advisory, and brokerage services through various investment programs and third-party management strategies.

Michael Kaline is a financial advisor at Morgan Stanley in Birmingham, MI, with 21 years of industry experience. He holds Series 65 and Series 66 credentials and has worked previously at Ashton Young, Inc. and LSG Financial LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including customized financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and proprietary investment outlooks as part of its financial planning process.

Caren Boatman is a financial advisor at Ameriprise with 13 years of industry experience. She holds the Series 66 designation and has been with Ameriprise and its affiliated entities since 2014. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis delivered through a centralized consulting team, emphasizing managed accounts and algorithmic automation in its advisory process.

Gary Brown Jr. is a financial advisor at Cambridge Investment Research Advisors with 12 years of industry experience. He holds a Series 66 credential and has previously worked at PNC Investments and JPMorgan Chase Bank. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing a range of portfolio management strategies and platforms.

Jeffery Leaf is a Financial Advisor at Merrill Lynch Wealth Management. He provides financial advisory services within the institution. Specific details about his areas of expertise, educational background, and personal interests have not been provided.

Dylan Seibold is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. Prior to his current role, he worked as a general contractor and in pest control, and has experience in educational and community settings. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Joseph Prechtel is a financial advisor at Equitable Advisors with two years of industry experience. He holds a Series 66 designation and has previous experience at firms including VMG Health, T. Rowe Price, and Prudential Financial. Outside of his advisory role, he operates a business under the name At Aspen LLC. Equitable Advisors serves a diverse client base including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients, providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm utilizes LPL-sponsored programs and endorsed TAMPs to deliver advisory and brokerage solutions, with a regulatory asset management mix of discretionary and non-discretionary accounts.

Troy Allen is a financial advisor at Charles Schwab with 29 years of industry experience. He has been with Charles Schwab Bank and Charles Schwab & Co. since 2005. Outside of his advisory role, he serves as the Grand Rapids Chapter President of the Ruffed Grouse Society & American Woodcock Society, where he leads the planning team for chapter events. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by its integrated operational structure and centralized service model.

David Vera is a CFP® professional with 17 years of industry experience, currently serving at Charles Schwab in Troy, MI since 2014. He holds the Series 66 designation and has been involved with Charles Schwab bank and Charles Schwab over the past 12 years. Vera is a board member of the Boys & Girls Club of Troy, participating in community outreach and fundraising activities. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by a multi-asset investment approach and centralized operational infrastructure.

Jennifer Galey is a CFP® professional with 14 years of experience, currently with Ameriprise in Troy, MI. She has been with Ameriprise and its affiliated entities since 2010, including a role at Key Management Group from 2010 to 2018. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficient strategies to provide tailored, non-discretionary recommendations delivered through a centralized consulting team.

Nancy Papo is a financial advisor with Equitable Advisors in Troy, MI, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. She has worked at Equitable Advisors and its predecessor firms since 2016. Outside of advising, she serves as an independent contractor arbitrator for FINRA, hearing arbitration cases and deciding outcomes based on evidence since 1992. Equitable Advisors serves a diverse client base including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, with a delivery model focused on LPL-sponsored programs and endorsed third-party managers.

Sally Hawk is a financial advisor with LPL Financial in Troy, MI, holding Series 63 and Series 66 credentials and bringing 32 years of industry experience. She has been associated with Gordon Financial Advisory Services since 2002 and has operated a tax preparation and accounting business as a CPA since 1996. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations nationwide. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services, utilizing research and model portfolios from multiple sources, including proprietary and third-party providers.

Lauren Ruggirello is a financial advisor at Merrill with a Series 66 designation and five years of industry experience. Her work history includes multiple roles at Merrill and Bank of America, as well as positions outside the financial services sector. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Rebecca Glaeser is a financial advisor at Merrill with nine years of industry experience and holds a Series 66 designation. She has worked at Bank of America, N.A. and Merrill since 2003. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Lewis Walterhouse II is a financial advisor with Raymond James & Associates, holding Series 63, Series 65, and Series 66 licenses and bringing 37 years of industry experience. He has worked at Raymond James & Associates since 2016. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base, including individuals, institutional plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Robert Potter is a CFP® with 23 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. for 15 years. Outside of his advisory role, he is involved in managing a restaurant and bar business in Ferndale, MI, and serves as Managing Director of Generational Consulting Services, LLC, which provides payroll and business account services. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement who meet certain asset criteria, delivering tailored recommendation reports that incorporate detailed income, Social Security, and tax strategies. The firm combines research, modeling, and tax-efficiency analysis to support clients, emphasizing managed accounts and utilizing algorithmic tools overseen by dedicated committees.

Taylor King is a financial advisor with Thrivent Investment Management, holding a Series 66 credential and one year of industry experience. Prior to joining Thrivent, King worked at the Department of Defense and has a background that includes roles at Lucianos and Aloia & Associates. Outside of advisory work, King is the CEO and founder of Naturally King LLC, a business that sells all-natural skincare products through local vendor shows. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, delivering written, holistic financial planning that covers a broad range of topics but does not include implementation of recommendations. The firm’s approach combines planning with managed-account programs under a consolidated billing option while maintaining separate service functions.

Todd Hoover is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and over 41 years of industry experience. He previously worked at National Planning Corporation for 10 years before joining LPL Financial in 2017. Hoover also serves as a non-variable insurance agent and operates Hoover Financial Services, a DBA for his LPL business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management alongside model portfolios and research from multiple sources.

Grant Juth is a financial advisor at UBS Financial Services with six years of industry experience. He has worked at UBS since 2019 and previously held positions at Milwaukee Tool, Team TTI, and the University of Michigan. He holds a Series 66 designation. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides proprietary research and capital markets solutions.

Peter Andrew is a CFP® with eight years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. He also serves as an advisory board member for Jeep Jamboree USA, providing financial consulting and client engagement. His career includes roles at Andrew Financial, Inc. and FCA, US LLC. Raymond James Financial Services Advisors, Inc. offers tailored financial planning and investment consulting to individuals, high-net-worth clients, and institutional clients. The firm utilizes analytical tools and risk profiling to support non-discretionary advisory services and maintains specialized programs in municipal finance and SIMPLE IRA employer consulting.