Jeffrey Timonen is a financial advisor with Wells Fargo Clearing in Bloomington, MN, holding Series 63 and Series 65 licenses and 25 years of industry experience. He worked at Ameriprise Financial Services, Inc. for 12 years before joining Wells Fargo Clearing in 2017. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Mason Love is a financial advisor at Equitable Advisors in Minneapolis, MN. He holds a Series 66 designation and has one year of industry experience. Prior to joining Equitable Advisors, Mason worked in various roles including positions at The Spud Jr and Vaaler Insurance. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management programs delivered through a network of Investment Adviser Representatives, utilizing both proprietary and third-party investment solutions.

Hiroshi Asato is a financial advisor with Raymond James Financial, holding CFP® and Series 66 designations and bringing eight years of industry experience. His background includes roles at Takeda Pharmaceuticals and active service in the U.S. Navy Reserve since 2010. He is also vice president of McNellis & Asato, Ltd., a support company where he holds a leadership position. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm emphasizes tailored, non-discretionary planning and uses advanced analytical tools to support client decision-making.

Diane Weyrick is a financial advisor with Cambridge Investment Research Advisors in Lakeville, MN, holding Series 63 and Series 65 credentials and over 33 years of industry experience. Her prior roles include positions at SCF Investment Advisors, SCF Securities, and Ica. She serves as a board member of Eden Inc. and is involved with Voices Advancing Freedom, a committee focused on constitutional education, and owns a pet grooming business, D-Tail Your Dog LLC. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports discretionary and non-discretionary management across multiple platforms and maintains proprietary model strategies through Founders Gate Capital.

Joseph Byron is a financial advisor at Ameriprise with three years of industry experience. He holds Series 63 and Series 66 designations and previously worked at TIAA and Waseca Junior Senior High. Outside of advising, he owns and operates St. Mary's Hops LLC, a farming business that grows and sells hops to microbreweries in Minnesota. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning with a focus on dependable income sources and tax-aware withdrawal strategies through its Premier Retirement Income service.

Jennifer Fritton is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation. She has been with Ameriprise since 2023 and has prior experience in mortgage services and talent solutions. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning through written recommendation reports and ongoing advice. The firm’s approach integrates proprietary investment research and third-party data, with enrollment criteria requiring a minimum level of investable assets.

David Weingartner is a financial advisor at RBC Capital Markets with 24 years of industry experience. He holds the Series 66 credential and has been with RBC Capital Markets since 2001, also serving at City National Bank since 2016. Outside of his advisory role, he participates in community service as a member of the Washburn High School Site Council and serves on the Board of Directors and as Treasurer for the Reading League of Minnesota. RBC Wealth Management, a division of RBC Capital Markets, provides financial planning, portfolio management, custody, and brokerage services to a diverse clientele including individual investors, institutions, and charitable organizations. The firm offers tailored investment strategies through various advisory programs, combining in-house and third-party resources with options for tax management and responsible investing.

James Horan is a financial advisor with Wells Fargo Clearing in Bloomington, MN, holding a Series 66 designation and 22 years of industry experience. He has been with Wells Fargo Clearing since 2016. Outside of his advisory role, he has minor investment interests related to mineral rights and oil royalties with his spouse. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm uses research and analytics from Wells Fargo Investment Institute and third-party sources, applying diversification principles and modern portfolio theory in its investment evaluations.

Michael Atherton is a CFP® with 47 years of industry experience, currently serving as a financial advisor at Ameriprise Financial Services, LLC in Edina, MN. He has been with Ameriprise since 2009, including roles at both Ameriprise Financial Services, Inc. and Ameriprise Financial Services, LLC. His credentials include Series 63 and Series 66 licenses. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service designed for clients approaching or in retirement, which focuses on dependable income sources and tax-aware withdrawal strategies through a collaborative, non-discretionary approach.

Andrew Lapham is a financial advisor with Equitable Advisors in Minneapolis, MN, holding a Series 66 credential and having one year of industry experience. Prior to joining Equitable Advisors, he worked at several organizations including Bonita National Golf & Country Club and Metropolitan State University College of Management. Equitable Advisors serves a broad range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs, utilizing a variety of third-party advisory models and proprietary tools without sponsoring its own wrap fee program.

Gregory Johnson is a financial advisor at RBC Capital Markets with 39 years of industry experience. He holds Series 63 and Series 66 designations. His prior work includes seven years at City National Bank and two years at UBS Financial Services before joining RBC Capital Markets in 2009. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies implemented through both in-house and third-party managers.

Heather Berscheit is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. She holds the Series 63 and Series 66 designations. Her prior experience includes 15 years at Wells Fargo Bank, N.A. and Wells Fargo Securities, LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with tailored services that include investment policy statement preparation, investment recommendations, performance reporting, and participant education.

Thomas Manderfeld is a financial advisor with Ameriprise in Prior Lake, MN, holding a Series 66 designation and 17 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009 and was previously associated with Jaros & Associates. Outside of his advisory role, he is involved with Royal Ideas LLC. Ameriprise provides a retirement-income planning service targeted at individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team while offering a broad range of advisory, brokerage, and insurance solutions.

Patrick Olson is a CFP® professional affiliated with Cetera, with 19 years of industry experience. He previously worked at Minnesota Life Insurance Company and Securian Financial Services, Inc. for a decade and currently owns DAP Advisory, focusing on expense management and cash flow control. Cetera Investment Advisers LLC is an SEC-registered firm serving individual clients, retirement plans, corporate, charitable, and institutional accounts through a nationwide network of independent advisors. The firm offers a variety of portfolio management and financial planning services and operates a multi-manager platform that includes affiliated and unaffiliated third-party managers.

John Ryan is a CFP®-designated financial advisor with 39 years of industry experience, currently with OSAIC since 2023. He previously worked at Sagepoint Financial, Inc. for 14 years and Acumen Financial Advisors, LLC for 28 years. Ryan is also the owner of Ryan Financial Consulting, LLC, a limited liability company. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services supported by model-based asset allocation and portfolio optimization techniques, and is notable for its scale, affiliate network, and private-equity ownership.

Anne Machesky is a financial advisor with OSAIC in Edina, MN, holding a Series 63 designation and bringing 45 years of industry experience. Prior to joining OSAIC in 2025, she spent 24 years at Lincoln Financial Advisors. Outside of her advisory role, she is owner of AMMCOR Holdings, LLC, through which she engages in motivational speaking and writes articles on current business trends and business transition. OSAIC serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform. The firm employs a model-based investment process centered on asset allocation and portfolio optimization while supporting various discretionary and non-discretionary strategies.

Daniel Kuplic is a CFP® professional with 30 years of experience in the financial services industry. He has been with Ameriprise since 1995, currently serving at their Fort Meyers, FL office. Outside of his advisory role, he is involved in business ownership related to managing his Ameriprise practice. Ameriprise is a large institutional firm offering a range of advisory, brokerage, and insurance solutions. The firm provides a specialized retirement-income planning service targeting clients with significant investable assets, utilizing research and modeling to deliver tailored, tax-efficient retirement strategies.

Thomas Scheck is a financial advisor at Cetera with nine years of industry experience. He holds a Series 66 designation and has worked previously at Ameriprise Financial Services, Securities America Advisors, and OSAIC. He is the owner of TMS Inc., an S corporation used for business tax planning purposes. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers portfolio management, financial planning, and access to multiple investment managers through a multi-manager platform.

Cooper Wells is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. His prior positions include roles at Thrivent, Advisornet Financial, Cetera, and Equitable Advisors. Outside of finance, he has been involved with the Minneapolis United Soccer Club. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a systematic investment process that integrates fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its advisory roles to multiple registered investment companies and its use of advanced technologies such as AI in portfolio management.

Susan Bay is a CFP® with 13 years of industry experience, currently affiliated with Wells Fargo Advisors in Bloomington, MN. She previously worked at Wells Fargo Clearing and Northwestern Mutual Wealth Management Company. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad financial planning menu and integrates advisory services with various financial products and referral channels.