Regina Schwartz is a financial advisor with Mass Mutual Investors Services in Naperville, IL, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. She worked at MetLife Securities, Inc. for 18 years before joining Mass Mutual Life Insurance Co and Mass Mutual Investors Services, where she has been since 2016 and 2017, respectively. Outside of her advisory role, she operates an insurance brokerage offering individual and group life, health, property, and casualty insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational services using collaborative, software-driven approaches, with optional implementation of recommendations through brokerage or insurance arrangements.

Jeff Vaughn is a Financial Consultant at Fidelity Investments, a role he has held since 2023. Prior to this, he served as a Planning Consultant at Fidelity from 2020 to 2023, and briefly as a Relationship Manager in 2019. His financial services career also includes positions as a Private Client Banker at JP Morgan Chase from 2017 to 2019, and as a Financial Advisor Associate at Morgan Stanley from 2016 to 2017. Throughout his career, Jeff has provided personalized guidance to clients, focusing on helping them build confidence in their financial strategies and work towards their financial goals. He utilizes the resources and expertise of Fidelity to tailor thoughtful strategies and care to the unique needs of his clients. Jeff holds an Arkansas Insurance License. Outside of his professional work, Jeff has interests in art, cars, fitness, music, pets, and snowboarding.

Sunny Gao is a CFA® charterholder with 20 years of industry experience, currently serving as a financial advisor at Charles Schwab in Naperville, IL. She has been with Charles Schwab Bank and Charles Schwab & Co., Inc. since 2010. Gao serves as a board member for the nonprofit organization Share My Fortune, which focuses on fundraising efforts. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to discretionary separately managed accounts.

Jose Grajeda is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. His prior work includes over two decades at William Blair & Company L.L.C. before joining J.P. Morgan Securities in 2017. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research with a focus on eligible strategies and may include an ESG eligibility framework.

Paul Hoyem is a financial advisor with Thrivent Investment Management, holding a Series 66 credential and bringing 25 years of industry experience. He has been with Thrivent Financial Bank and its affiliated entities since 2002. Outside of his advisory role, he serves as a board member of the Detroit Island Landowners Association, where he participates in the maintenance and management of local docks and roads. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on comprehensive, goal-based financial planning without discretionary portfolio management. The firm offers both one-time and ongoing planning engagements, integrating planning with managed-account services under a consolidated billing option called “WealthPlan.”

Scott Gongorek is a financial advisor at Ameriprise with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Ameriprise Financial Services since 2016, following prior roles at Wells Fargo Clearing and Mesirow Financial. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, with a specialized Premier Retirement Income service that offers retirement planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Mary Schaub is a CFP® with over 31 years of experience in the financial services industry. She currently works at Osaic and has been affiliated with Royal Alliance since 2012. In addition to her advisory role, she has operated a self-employed tax preparation business since 1999 and holds a license for fixed insurance, although she is not actively selling. Osaic Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients, offering a range of brokerage and advisory services. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization with multiple strategies available through a complex affiliate network.

Robert Bullard is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 licenses and possessing 25 years of industry experience. His prior roles include positions at David A. Noyes and Wells Fargo Clearing Services LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers a broad range of investment and financial planning services to individuals, trusts, and institutional clients. The firm provides tailored planning across various specialized areas and integrates advisory services with other financial products and referral channels.

Carl Anderson is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he supports clients with investments, planning, and education. He works as part of a wealth management team that emphasizes listening to clients, customization of financial strategies, and conservative wealth management to preserve wealth and provide clarity and education. Carl's expertise includes college education planning, retirement income, legacy planning, portfolio management, and tax minimization among other areas. He holds professional designations such as CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Prior to joining Merrill Lynch in 2019, Carl worked as a CPA at PwC in Chicago. He earned his bachelor's degree from Illinois Wesleyan University. Outside of work, Carl enjoys fishing, running, and spending time with his family. He resides in Wheaton with his wife and two daughters.

Dinesh Saxena is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 66 licenses and 35 years of industry experience. His career includes over a decade at New York Life and Eagle Strategies before joining MassMutual. Outside of advising, he conducts insurance sales focused on life insurance renewal commissions. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, emphasizing collaborative, goal-oriented planning without discretionary investment management.

Patrick Morrison is a financial advisor at LPL Financial with 22 years of industry experience. He has held positions at LPL Financial since 2009, previously working at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. Patrick holds the Series 66 designation. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and access to third-party asset managers.

Jacquelyn Andrews is a financial advisor with Morgan Stanley in Orland Park, IL, holding a Series 66 designation and six years of industry experience. She has been with Morgan Stanley since 2019 and has concurrently worked at Wrights Furniture Warehouse since 2004. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and analyses. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through employer-sponsored financial planning agreements.

Hailey Papageorgakis is a financial advisor at Fidelity with five years of industry experience. She holds a Series 66 designation and has previously worked at Morgan Stanley and Equitable Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across multiple asset classes.

Timothy Pearce is a financial advisor at Morgan Stanley with 34 years of industry experience. He holds Series 63 and Series 66 designations and has been with Morgan Stanley since 2017. Outside of his advisory role, he serves as a committee member on the Finance Committee for the Village of Campton Hills. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies, managing approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured discovery and firm-approved tools to model potential outcomes without providing individual security recommendations as part of standalone planning.

Thomas Olszta is a CFP® credentialed financial advisor with Edward Jones, based in Downers Grove, IL, and has 18 years of industry experience. He has been with Edward Jones since 2007. Outside of advisory services, he is the sole member and manager of a commercial real estate business. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors and offers a range of advisory programs and investment solutions under a fiduciary standard.

Santanu Nandi is a Series 66 licensed financial advisor with LPL Enterprise, LLC, based in Downers Grove, Illinois. He has one year of industry experience and previously worked at HGS CX Technologies Inc and Sutherland Global Services Inc. Nandi is also involved in non-variable insurance activities through a related insurance agency. LPL Enterprise, LLC provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, corporations, and charitable entities. The firm’s investment approach typically uses model-driven portfolios and offers financial planning as well as access to third-party asset managers and wrap programs.

Stephen Bowman is a financial advisor at Wells Fargo Clearing with 35 years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining Wells Fargo Clearing in 2020, he worked at Morgan Stanley and Morgan Stanley Private Bank from 2009 to 2020. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Guergana Karaalanova is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 12 years of industry experience. She has been with JPMorgan Securities LLC and JPMorgan Chase Bank, N.A. since 2015. J.P. Morgan Securities offers institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors, providing written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary program. The firm’s advisory process combines quantitative and qualitative research to develop model asset allocations and incorporates ESG criteria, with implementation and portfolio services provided by affiliated entities.

Timothy Gauen is a financial advisor with LPL Financial in Countryside, IL, holding Series 63 and Series 66 licenses and having 27 years of industry experience. His previous roles include positions at Wayne Hummer Investments L.L.C. and Charles Schwab. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Anthony Berardi is a CFP® with six years of industry experience, currently serving as a financial advisor at OSAIC. His prior roles include positions at Ameriprise and Core Investments Group. OSAIC Wealth serves a broad range of retail and institutional clients through a multi-advisor platform offering comprehensive financial planning, advisor-managed portfolios, and retirement plan consulting. The firm’s investment process uses model-based asset allocation, portfolio optimization, and supports discretionary strategies along with third-party managers and proprietary models.