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Michael K

Series 66

Naperville, IL

Edward Jones

Michael Kelliher is a Series 66 registered advisor with Edward Jones in Naperville, Illinois, where he has worked since 2017. He has nine years of industry experience, including a prior role at Grand Marketing Solutions. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets through a nationwide network of financial advisors and branch offices.

Retirement plans for business owners (SEP, solo 401k) General estate planning guidance Wealth management General retirement planning Retired Founder/Business Owner Executive
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Michael C

Series 66

Warrenville, IL

OSAIC

Michael Cirelli is a financial advisor at OSAIC with 11 years of industry experience. He holds a Series 66 designation and previously worked at Woodbury Financial Services Inc. for nine years before joining OSAIC in 2024. Cirelli is also the head coach for the boys JV baseball team at St. Francis High School. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services supported by a model-based investment process and a complex affiliate network.

Annuities Private / alternative investments
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Jude W

Series 66

Geneva, IL

Thrivent Investment Management

Jude Wilbers is a financial advisor with Thrivent Investment Management in Geneva, Illinois, holding a Series 66 designation and having 12 years of industry experience. He has been with Thrivent Investment Management since 2014 and also works with THRIVENT Financial since 2015. Thrivent Investment Management delivers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm provides holistic, goal-based financial analyses and offers planning services that can be combined with managed accounts but maintains separate advisory structures for these services.

Business ownership considerations
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Justin E

Series 66

Naperville, IL

Cetera

Justin Elder is a financial advisor at Cetera with seven years of industry experience and a Series 66 designation. He has held roles at multiple firms since 2019, including Elder Wealth Management, LLC, and currently serves as a member of Brightpoint Financial LLC. Outside of financial services, he owns Chicago Game Night, an event planning business, and serves on the boards of Moose & Me Baking Company, a nonprofit employing adults with disabilities, and Front Porch Ministries. Cetera Investment Advisers LLC is a large SEC-registered firm that supports a nationwide network of independent advisors. The firm serves a diverse client base and offers a multi-manager platform with a range of portfolio management and retirement services.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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John G

Series 63, Series 66

Downers Grove, IL

LPL Financial

John Goblet Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 22 years of industry experience. His prior roles include nine years at J.P. Morgan Securities and four years at Chase Investment Services Corp. Outside of his advisory work, he is involved in HeadUnit LLC and Partnerland LLC, business entities not related to investment activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, employing a mix of discretionary and non-discretionary strategies supported by operational tools but not automated investment decision-making.

Wealth management Retirement income strategy College savings (529s, UTMA, etc.) Tax-loss harvesting Annuities Retired Founder/Business Owner Executive
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Timothy L

Series 66

Lisle, IL

Merrill

Timothy Luby is a Senior Financial Advisor with Merrill Lynch Wealth Management, based in the Naperville/Lisle branch. He works as part of the Fair, Wauters Group, collaborating with a team to provide tailored financial guidance and wealth management strategies for individuals, families, and small business owners. His approach emphasizes transparency, accountability, risk management, and proactive education to help clients make informed financial decisions. Since entering the financial industry in 2015, Timothy has focused on investment management, client service, and comprehensive wealth planning, including corporate benefits, executive and equity compensation, family wealth management, personal retirement planning, tax minimization, and socially responsible investing. He holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation, is a Certified Plan Fiduciary Advisor (CPFA), and a Personal Investment Advisor (PIA). Timothy earned his bachelor's degree from Illinois Wesleyan University. Outside of his professional responsibilities, Timothy is involved with the Midwest Shelter for Homeless Veterans. He enjoys adventure sports, biking, running marathons, cooking, and spending time with his family. He lives in Wheaton with his wife Elise, their children, and their black Labrador.

Wealth management Tax-loss harvesting Retirement income strategy Social Security optimization ESG / Sustainable investing Parents Mid-Career Professionals Values-based investing SRI/ESG (Socially Responsible Investing/Environmental, Social and Corporate Governance)
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Jeffrey M

Series 63, Series 65

Downers Grove, IL

LPL Enterprise

Jeffrey Martinath is a financial advisor at LPL Enterprise with 28 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Prudential Insurance Company of America since 1998, including roles at Pruco Securities, LLC, before joining LPL Enterprise in 2024. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm’s investment approach is model-driven, utilizing portfolios developed by LPL’s Research Department and third-party managers, with additional services in financial planning, insurance, and trust custody.

Tax-loss harvesting
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Michael F

Series 66

Naperville, IL

Edward Jones

Michael Flores is a financial advisor with Edward Jones in Naperville, IL, holding a Series 66 designation and 10 years of industry experience. He has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Wealth management Tax-loss harvesting Multi-generational wealth transfer Retired Founder/Business Owner Executive
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Kevin S

Series 63, Series 66

Saint Charles, IL

LPL Financial

Kevin Senechalle is a financial advisor with LPL Financial in Saint Charles, IL, holding Series 63 and Series 66 designations and having 11 years of industry experience. He previously worked at Infinex Investments Inc. at Allied First Bank for nine years and Money Concepts Capital Corp for one year. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Wealth management Retirement income strategy College savings (529s, UTMA, etc.) Tax-loss harvesting Annuities Retired Founder/Business Owner Executive
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William K

Series 63, Series 65

Downers Grove, IL

LPL Enterprise

William Kehoe is a financial advisor with LPL Enterprise holding Series 63 and Series 65 licenses and 37 years of industry experience. He worked at Pruco Securities, LLC for 35 years before joining LPL Enterprise in 2024. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, retirement plans, and charitable entities. The firm uses model-driven investment approaches and offers access to third-party asset managers, financial planning, and related financial services.

Tax-loss harvesting
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Peter B

Series 63, Series 65

Downers Grove, IL

LPL Financial

Peter Babich is a financial advisor with LPL Financial in Downers Grove, IL, holding Series 63 and Series 65 licenses and over 36 years of industry experience. He has been with LPL Financial for 25 years. In addition to his advisory work, he is a notary who occasionally provides this service to clients. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a variety of advisory and brokerage services, including financial planning and third-party asset management, supported by extensive technology and a broad range of financial products.

Wealth management Retirement income strategy College savings (529s, UTMA, etc.) Tax-loss harvesting Annuities Retired Founder/Business Owner Executive
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Steven G

Series 63, Series 66

Lombard, IL

LPL Financial

Steven Grutzius is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 28 years of industry experience. He has worked at LPL Financial since 2010, following five-year tenures at both Chase Investment Services Corp. and Banc One Securities Corporation. Outside of his advisory role, he is involved with VGI Family Wealth Strategies, dedicating a small portion of his time to this accounting-related activity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning and third-party asset management, with a focus on both discretionary and non-discretionary account management supported by technology tools and extensive institutional capabilities.

Wealth management Retirement income strategy College savings (529s, UTMA, etc.) Tax-loss harvesting Annuities Retired Founder/Business Owner Executive
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John M

Series 66

Naperville, IL

Ameriprise

John Muldoon is a financial advisor with Ameriprise in Naperville, IL, holding a Series 66 credential and 22 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of advisory work, he is involved in managing business operations for several entities, including JAG Holdings, LLC and Davis Parkway Group LLC. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering specialized retirement income planning services that provide written recommendations and ongoing advice focused on income sources and tax-aware withdrawal strategies. The firm integrates investment research, third-party data, and algorithmic tools to support its planning process, with a product ecosystem that includes Columbia and RiverSource sub-advised options.

Retirement income strategy Income planning Social Security optimization Retirement withdrawal strategies Approaching retirement
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Dustin H

Series 66

Naperville, IL

Wells Fargo Advisors

Dustin Husarik is a financial advisor at Wells Fargo Advisors with nine years of industry experience. He holds a Series 66 designation and has worked in various capacities within Wells Fargo Clearing and Wells Fargo Advisors since 2016, as well as a brief role at DeVry University. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering a broad range of investment and fee-based financial planning services. The firm uses proprietary research and planning tools to develop tailored recommendations, serving clients with diverse planning needs including retirement, education, and niche areas such as business-owner transition and special-needs analysis.

Divorce financial planning Planning for children with special needs Business exit / sale strategy Cash flow / budgeting Founder/Business Owner
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Ryan K

Series 66

Downers Grove, IL

Edward Jones

Ryan Knudsen is a financial advisor with Edward Jones in Downers Grove, IL, holding a Series 66 designation and 19 years of industry experience. He has been with Edward Jones since 2007. Outside of his advisory role, he participates as a member of the Center Of Influence in Darien, IL. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a broad network of financial advisors and branch offices, offering a range of advisory programs and investment solutions under a fiduciary standard.

Wealth management Tax-loss harvesting Multi-generational wealth transfer Retired Founder/Business Owner Executive
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Karen F

Series 63, Series 65

Downers Grove, IL

LPL Enterprise

Karen French is a financial advisor at LPL Enterprise with 39 years of industry experience. She holds Series 63 and Series 65 licenses and has a long tenure with Prudential Insurance Company of America, dating back to 1987. French is also involved in fiduciary activities related to the Winifred M French Living Trust. LPL Enterprise, LLC provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, employer-sponsored retirement plans, and corporate and charitable entities. The firm primarily uses model-driven investment approaches and offers access to third-party asset managers and insurance products through its affiliated entities.

Tax-loss harvesting
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John G

Series 63, Series 65

Downers Grove, IL

LPL Financial

John Gedwill is a financial advisor at LPL Financial with 17 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for Fifth Third Securities and Fifth Third Bank for over a decade. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisers and integrates both advisory and non-advisory financial solutions.

Wealth management Retirement income strategy College savings (529s, UTMA, etc.) Tax-loss harvesting Annuities Retired Founder/Business Owner Executive
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Jason D

Series 66

Glen Ellyn, IL

Edward Jones

Jason Decarlo is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. His prior work includes positions at Coldwell Banker, Berkshire Hathaway Home Service, and Wheatland Commercial. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Wealth management Tax-loss harvesting Multi-generational wealth transfer Retired Founder/Business Owner Executive
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Marcellus H

Series 63, Series 65

Lombard, IL

Cetera

Marcellus Hollendoner is a financial advisor at Cetera with 31 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including LPL Financial, Wells Fargo Clearing, Oppenheimer, J.P. Morgan Securities, and UBS Financial Services. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services with multiple program structures and a multi-manager platform.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Clay T

Series 66

Geneva, IL

Raymond James Financial

Clay Terry is a financial advisor with Raymond James Financial, holding a Series 66 designation and eight years of industry experience. He has been with Raymond James Financial Services Advisors, Inc. since 2018 and is also associated with Terry Investment Group, Inc., where he serves in a support role. Prior to this, he worked briefly at Covenant Surgical Partners and Vail Resorts. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting, utilizing analytical tools and models to support client goals, and maintains notable municipal finance capabilities and customized retirement plan advisory programs.

Wealth management Tax strategies for small businesses Business succession planning General estate planning guidance Founder/Business Owner Executive
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