Aimee Bowman is a financial advisor with Morgan Stanley in Oak Brook, IL, holding a Series 66 designation and 11 years of industry experience. She has been with Morgan Stanley and its Private Bank since 2014 and 2015, respectively. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, managing approximately $2.74 trillion in assets. The firm offers tailored financial planning and a wide range of advisory programs utilizing structured discovery and firm-approved planning tools.

Charles Nunley is a financial advisor at Wells Fargo Advisors in Naperville, IL, holding a Series 66 designation with four years of industry experience. His work history includes positions at Wells Fargo Clearing Services, BDO USA LLC, and Sheffield & Company. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that serves individuals, trusts, and institutional clients, offering a broad range of investment and fee-based financial planning services tailored to clients meeting certain net-worth criteria.

Larry Loethen is a financial advisor with Wells Fargo Advisors in Plainfield, Illinois, holding Series 63 and Series 66 licenses and bringing 34 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2011. Outside of his advisory role, he owns and manages several investment-related businesses, including LBL Financial Services, LLC and Stockton Wealth Management, LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services, utilizing proprietary research and tools, with planning engagements typically provided on a discrete basis tailored to clients who meet certain net-worth thresholds.

Michael Deoliveira is a financial advisor with Cetera, holding Series 63 and Series 66 designations and 10 years of industry experience. He has worked with Cetera since 2026 and previously spent over a decade with Charles Schwab in various roles. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors, utilizing multiple program structures and investment strategies.

Jesse Diaz is a financial advisor with Wells Fargo Clearing, holding CFP® and ChFC® designations and over 30 years of industry experience. He worked at UBS Financial Services from 2008 to 2019 before joining Wells Fargo Clearing in 2019. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Joshua Dunn is a financial advisor with Morgan Stanley in Oak Brook, IL, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC since 2021, and previously at Fifth Third Bank and Fifth Third Securities. Outside of his advisory role, he is a partner at Guardrail, LLC, a technology-focused business development firm based in Cincinnati. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm employs structured planning tools and models outcomes using firm methodologies, managing approximately $2.74 trillion in client assets.

Michael Bivins is an Investment Consultant at Fidelity Investments, a position he has held since 2025. In this role, he supports clients and their families by crafting personalized financial plans aimed at navigating complex markets and securing their financial futures. Prior to his current role, Michael worked as a Financial Representative at Fidelity Investments from 2023 to 2025 and at Modern Woodmen of America from 2022 to 2023. His experience spans various aspects of financial representation and investment consulting. Outside of his professional responsibilities, Michael's personal interests include beach activities, family activities, and music.

Katarina Milosevic is a financial advisor with Raymond James & Associates, holding a Series 66 designation and one year of industry experience. She previously worked at Equitable Advisors, LLC, America's Choice Insurance, and has academic experience from the University of Illinois Urbana-Champaign. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning and consulting services supported by a nationwide adviser network.

Alyssa Sheehy is a financial advisor at Morgan Stanley in Lisle, IL, holding a Series 66 designation with six years of industry experience. Her prior roles include positions at Merrill Lynch, State Farm, and Echo Global Logistics. Morgan Stanley Wealth Management offers advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and approved tools to model outcomes, with clients responsible for plan implementation and updates.

Christine Miller is a financial advisor with Raymond James & Associates in Naperville, IL, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. She has been with Raymond James & Associates since 2012 and previously worked at Petco in 2017. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, and charitable organizations, offering financial planning, investment consulting, and institutional fiduciary solutions.

Michael Mahoney is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 33 years of industry experience. He has worked at Cetera since 2004 and currently serves as president of Mahoney Advisors, P.C., a financial services firm. In addition to his advisory work, he operates a drone video business producing content for social media. Cetera Investment Advisers LLC provides a broad range of portfolio management and retirement services through a nationwide network of independent advisors, serving individual, corporate, and institutional clients with various discretionary and non-discretionary program options.

Michael Murray is a financial advisor at Raymond James Financial Services Advisors, Inc. with 27 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at Wells Fargo Advisors Financial Network LLC for 11 years. Murray is also a partner in a business center in Joliet, IL, that leases office space to professional tenants. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, corporate, and institutional clients. The firm offers non-discretionary planning tailored to client goals, utilizing analytical tools and supports municipal and public-finance services uncommon among large institutional advisors.

Jeff Kramer is a financial advisor with Morgan Stanley in Oak Brook, Illinois, holding Series 63 and Series 66 credentials and accumulating 11 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2016. Outside of his advisory role, Kramer is the owner of Du Page Training Academy, a non-investment-related venture. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs and financial planning services. The firm manages substantial client assets and employs a structured planning process that incorporates firm-approved tools and market modeling techniques.

Kelly Saurbaugh is a financial advisor at Edward Jones with 8 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Edward Jones since 2012. Outside of her advisory role, she serves as a team captain for a local Relay For Life, raising funds for the American Cancer Society. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Eric Anderson is a financial advisor at Ameriprise with a Series 66 designation and three years of industry experience. Prior to joining Ameriprise in 2022, he worked for Central States Funds for nine years. Outside of his advisory work, he serves as a volleyball referee for local outdoor sand volleyball leagues. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Fernando Ereneta is a financial advisor with Raymond James Financial Services Advisors Inc. in Warrenville, IL, holding Series 63 and Series 65 designations and possessing 28 years of industry experience. He has been with Raymond James since 2009. Outside of advisory work, he owns several office and residential rental properties, including the office condos where his business operates. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, institutions, and organizations. The firm offers tailored, non-discretionary planning and consulting that incorporates risk profiling and modeling tools, supporting clients through its advisory programs and maintaining a broad advisor network.

John Pezzullo is a financial advisor with Cetera who holds Series 63 and Series 65 designations and has 33 years of industry experience. He has worked with Cetera since 2000 and is also a certified public accountant owning Jonlyn and Associates, a CPA firm. Outside of advisory work, Pezzullo is involved in several real estate management and development ventures and engages in health product sales through a separate business. Cetera Investment Advisers LLC is an SEC-registered adviser serving a diverse client base, including individuals, retirement plans, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, combining discretionary and non-discretionary services, supported by a broad network of over 10,000 advisors and substantial assets under management.

Margaret Welsh is a financial advisor with Raymond James & Associates in Naperville, IL. She holds a Series 66 designation and has three years of industry experience. Prior to joining Raymond James, she worked at Chase Bank for six years and Cottonwood Financial for four years. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Barry Krumwiede is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and 35 years of industry experience. His prior experience includes 14 years at J.P. Morgan Securities and operating Krumwiede Farms since 2000. He serves as a board member of Buckley State Bank, a for-profit institution. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting services, with access to model portfolios, research, and technology-driven investment strategies.

Kurt Royer is a financial advisor at Cetera with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Cetera and its affiliated entities since 2019. Prior to that, he worked at Foresters Advisory Services and Foresters Financial Services from 2016 to 2019. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with diverse investment program options.