Ashley Simpson is a Planning Consultant at Fidelity Investments, a role she has held since 2025. In this capacity, she works with clients to develop personalized, goal-based financial plans by delivering guidance on investments, retirement readiness, and long-term strategy to support confident, informed financial decision-making. Ashley has been with Fidelity Investments since 2022, progressing through various roles including Defined Contributions Representative, Customer Relationship Advocate, and Relationship Manager. This experience has provided her with a broad understanding of client needs and financial services. Outside of her professional work, Ashley enjoys cooking and baking, outdoor adventures, parenthood, and traveling.

Braden Durham is a financial advisor at LPL Financial located in San Antonio, TX. He holds the Series 66 designation and has been in the industry since 2024. His prior experience includes roles at Pontem Financial, Texas A&M University, Reynolds and Reynolds, and Jon Hart. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Scott Gibson is a financial advisor with J.P. Morgan Securities in San Antonio, TX, holding Series 63 and Series 66 licenses with 29 years of industry experience. He has been with J.P. Morgan Securities since 2016. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Anna Femat is a Wealth Management Advisor with Merrill Lynch Wealth Management, where she has worked since 1987. She specializes in assisting clients with retirement income planning, education funding, long-term care, and access to home financing through Bank of America. Anna employs a Personal Wealth Analysis process to understand clients' current situations and goals, enabling her to recommend strategies aligned with their financial objectives. Over her career spanning more than three decades, Anna has built expertise in wealth planning, investment management, legacy planning, and employee benefits. She holds the Chartered Retirement Planning Counselor (CRPC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC) designations. Anna earned a Bachelor of Business Administration degree in business management from the University of the Incarnate Word. Anna is active in her community through involvement with organizations such as the Archdiocese of San Antonio, Conservation Society, Habitat for Humanity, Junior League of San Antonio, Pan American Round Table, San Antonio Hispanic Chamber of Commerce, and the University of the Incarnate Word Alumni Association. She is married to Ramiro and they have two children. Outside of work, Anna enjoys cooking, gardening, hiking, music, painting, pottery, reading, sewing, spending time with family, and traveling.

Clay Crosby is a Financial Consultant at Fidelity Investments, where he has been working since 2025. His professional journey at Fidelity began in 2022 and includes roles as a Financial Representative, Relationship Manager, and Planning Consultant. Prior to joining Fidelity Investments, Clay worked in Private Wealth Management at Rockefeller Capital Management from 2021 to 2022. He believes that financial planning extends beyond building wealth to transforming financial complexity into clarity, allowing clients to focus on what matters most. Clay develops personalized strategies by understanding each client's unique goals and circumstances, helping them navigate life's financial opportunities and challenges with confidence. Outside of his professional life, Clay enjoys football, golf, skiing, and spending time with his pets.

David Bugarin is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds Series 65 and Series 63 licenses. His prior experience includes roles at Texas Capital Private Bank and J.P. Morgan Chase Bank. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a combination of quantitative asset-allocation modeling and centralized manager due diligence. The firm applies an ESG eligibility framework in its recommendations and operates within the broader J.P. Morgan broker-dealer and banking organization.

Rachel Cano is a financial advisor at Morgan Stanley with nine years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2012. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by firm-approved tools and modeling techniques.

James Winton is a Financial Advisor with Merrill Lynch Wealth Management, working as part of the Johnson & Associates Wealth Management Team. The team brings over 30 years of collective investment industry experience and combines their expertise with the global resources of Merrill to offer comprehensive wealth management services tailored to individual clients’ financial situations and goals. James’s approach emphasizes understanding each client’s full financial picture and personal priorities to create flexible strategies designed to adapt to changing market conditions. His client focus areas include college education planning, divorce transition planning, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategy, and retirement income. He follows a structured wealth planning process that involves getting to know the client, analyzing their situation, implementing customized financial plans, and tracking progress to help clients pursue their goals. James holds a Bachelor’s Degree from Texas A&M University System and has earned the designation of Personal Investment Advisor (PIA). He is also active in professional organizations such as the Order of the Alamo and the San Antonio German Club. Outside of work, James enjoys baseball, boating, fishing, football, golfing, hunting, pickleball, reading, skiing, and spending time with his family.

Paxton Smith Jr. is a financial advisor with Mass Mutual Investors Services in San Antonio, TX. He holds CFP® and ChFC® designations and has 10 years of industry experience. Prior to joining Mass Mutual in 2018, he worked at Sequent Planning, LLC, ProEquities, Inc., and Futurity First. Outside of his advisory role, he teaches informational Medicare classes through local school districts and is involved in efforts to make financial services accessible to the deaf community through his insurance brokerage activities. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual planning engagements and provides a range of programs including educational seminars and event-driven planning services.

Jay Fine is a financial advisor at Edward Jones in Helotes, TX, holding the CFP® and Series 66 designations with nine years of industry experience. Prior to joining Edward Jones in 2017, he served in the United States Army for 20 years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices nationwide.

Jonathan Woodus is a financial advisor at Primerica Advisors in San Antonio, TX, holding Series 65 and Series 63 licenses with four years of industry experience. His work history includes roles at PFS Investments Inc., Primerica Financial Services, Lancer Worldwide, and Church's Chicken. He is also involved in sales of investment-related products and receives non-investment related compensation for referrals of home security, automation, and loan products through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving mainly individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm delivers advisory services via a large network of financial advisors using model-delivery strategies created by third-party asset managers, supported by custodial and trade execution services from Pershing and BNY Mellon Advisors.

Mark Stuckless is a financial advisor with UBS Financial Services in San Antonio, TX, holding a Series 66 designation and 14 years of industry experience. He has been with UBS Financial Services Inc. and UBS Bank Canada since 2008. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a mix of brokerage and investment advisory services, including fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management, offering proprietary research and affiliated banking and lending programs.

Martha Taylor is a financial advisor with Morgan Stanley in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 45 years of industry experience. Her career includes positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney, as well as Citigroup Global Markets. She also serves as a trustee and co-trustee for a trust in San Antonio. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes supported by firm-approved tools and market simulations.

Robert Davila is a financial advisor at Fidelity with Series 66 credentials and one year of industry experience. His background includes roles at USAA and various positions related to higher education and retail. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios.

Russell Jones is a financial advisor at LPL Financial with 26 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at firms including Victory Capital Services, CUSO Financial Services, Credit Human Federal Credit Union, and JPMorgan Securities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios and research from multiple sources.

Journel Gibbs is a Series 66-registered financial advisor with Ameriprise in San Antonio, TX, with 20 years of industry experience. He has been with Ameriprise and its predecessor entities since 2006. Outside of his advisory work, he serves as President and Chairman of the Board for the San Antonio African American Community Archive and Museum and is involved with local historical and community organizations. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which provides written recommendations and ongoing advice focused on dependable income and tax-aware withdrawal strategies.

Samantha Kennedy is a financial advisor at Merrill with 25 years of industry experience. She holds the Series 66 designation and has been with Merrill since 2009. Prior to that, she has worked with Bank of America, N.A. since 1996. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal Chief Investment Office teams and third-party managers for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Garrett Cox is a financial advisor at Cetera with seven years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America and Merrill. Before his financial career, he was involved with Coxco Roofing for five years. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual clients, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Wesley Whitehead is a financial advisor at LPL Financial with 18 years of industry experience. He holds the Series 66 designation and has been with LPL Financial since 2013. Whitehead is also involved with WR Wealth Management, an investment-related business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of advisors. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Kara Perez is a financial advisor at Merrill with Series 66 and Series 63 licenses and three years of industry experience. She has been with Merrill since 1992. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies from internal and third-party managers for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.