Justin Rodriguez is a Senior Financial Advisor at Merrill Lynch Wealth Management, specializing in providing personalized financial solutions to high net-worth individuals and their families. He focuses on connecting all aspects of a client's financial life to prioritize and pursue their most important goals. Justin applies a client-defined, goals-based approach that emphasizes transparency, frequent communication, and high customer service standards. With over ten years of experience, Justin's expertise includes executive compensation, family wealth management strategies, legacy planning, retirement planning, portfolio management, tax minimization, and business succession planning. He and his team provide detailed guidance on retirement planning for individuals and business owners, estate planning, risk management, cash flow analysis, and credit liabilities. Justin holds a Bachelor's degree from Texas State University System and is a CERTIFIED FINANCIAL PLANNER® professional and Personal Investment Advisor. Outside of work, he enjoys spending time outdoors with his wife and children, long-distance running, golf, and being a father.

Andrew Etsell is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. His prior work history includes roles at Bank of America, National Credit Center, and Spectrum Business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Justin Montandon is a financial advisor with Ameriprise, holding a Series 66 designation and 24 years of industry experience. He has been with Ameriprise and its affiliate since 2002. Outside of his advisory role, he owns Montandon Cattle Co., a cattle and livestock business, and is involved in operations management at Montandon And Associates. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, delivering customized, non-discretionary recommendations that incorporate research, modeling, and tax-efficiency analysis. The firm provides a broad range of advisory, brokerage, and insurance solutions through its large institutional platform.

Stefani Price is a financial advisor at Mass Mutual Investors Services with 29 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Mass Mutual Investors Services since 2017, as well as MassMutual Life Insurance Company since 2016. Prior to that, she spent 19 years at Metlife Securities Inc. She is also the managing member of a family real estate holding company representing inherited land interests. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers.

Michael Costa is a financial advisor at UBS Financial Services in Austin, TX, with 27 years of industry experience. He holds Series 63 and Series 66 designations and has been with UBS since 2016. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and a range of capital markets solutions. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and model-based asset allocations.

Robert Schmelzer is a financial advisor with Cetera, holding Series 63, Series 65, and Series 66 designations and 13 years of industry experience. He has worked with First Allied Securities and First Allied Advisory Services before joining Cetera. Cetera Investment Advisers LLC serves a broad range of clients, including individuals, retirement plans, and institutional accounts, offering portfolio management, financial planning, and access to third-party money managers. The firm operates a multi-manager platform with various program options and oversees more than $256 billion in assets through a nationwide network of over 10,000 advisors.

Joseph Fisher is a financial advisor at Cetera with seven years of industry experience. He holds the ChFC® designation and Series 63 and 65 licenses. His prior roles include positions at Voya Financial Advisors, Inc. and AXA Advisors. Outside of financial advising, he is also a content creator in the gaming space as a Twitch streamer. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, combining discretionary and non-discretionary services supported by a large network of over 10,000 advisors.

Kyle West is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2021. He partners with clients and their families to develop customized financial plans tailored to their personal needs. Kyle focuses on identifying both short-term and long-term goals to build and improve financial plans, maintaining ongoing communication throughout the process. Kyle has been with Fidelity Investments since 2015, progressing through roles including Investment Consultant, Relationship Manager, Retirement Solutions Representative, and High Net Worth Associate. He holds an Arkansas Insurance License, supporting his work with clients. Outside of his professional responsibilities, Kyle has interests in food, golf, movies, and traveling.

Bruce Bessner is a CFP® professional with 38 years of experience in the financial services industry. He currently works at OSAIC and previously spent nine years at Lincoln Financial Securities Corporation. Outside of his advisory role, he serves on the finance council advisory board for St. John Vianney Church, is a board member and treasurer of the Central Texas Community Foundation, and participates on the board of Rock, a nonprofit focused on equine-assisted therapy. OSAIC serves a diverse range of retail and institutional clients through a wide network of advisers and offers integrated brokerage, advisory services, financial planning, and access to multiple investment platforms and third-party managers.

Taylor Boice is a financial advisor at Ameriprise with 10 years of industry experience and holds a Series 66 designation. His prior experience includes roles at Bank of America, Merrill, Stifel Nicolaus, and Frontier Bank of Texas, where he also manages the Frontier Wealth Advisors Program. Boice is based in Austin, TX. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning supported by a centralized service team using proprietary research and algorithmic tools.

Lin Edwards is a financial advisor with Wells Fargo Advisors in Austin, TX, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. Prior to joining Wells Fargo Advisors in 2017, Edwards worked at Bank of America and Merrill. He is also the owner and trustee of Monarch Wealth Management Inc., an investment-related business based in Bee Cave, TX. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services using proprietary research and tools, delivering tailored recommendations through meetings and written summaries.

Sebastian Yates is a financial advisor at Morgan Stanley with a Series 66 designation and less than one year of industry experience. Prior to joining Morgan Stanley, he held roles at Procter & Gamble and several companies in the food service industry. Morgan Stanley Wealth Management serves individual and institutional clients, offering tailored financial planning and a wide array of advisory programs supported by structured discovery processes and advanced planning tools.

Gabriel Loehr is a financial advisor at Fidelity with five years of industry experience. He holds Series 63 and Series 66 licenses. His work history includes roles at Fidelity Investments, Equitable Advisors, and a period as an independent contractor for DoorDash. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to a diverse client base, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios that include mutual funds, ETFs, and ETPs.

Carissa Mc Clintock is a financial advisor with Charles Schwab, holding a Series 66 designation and 10 years of industry experience. She has been with Charles Schwab since 2015 and currently works at Charles Schwab Bank, SSB. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining multi-asset model portfolios with due diligence on alternative investments and centralized operational support.

George Caviedes is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Securities since 2024. Outside of his advisory role, he owns Mozzafiato Homes LLC, a residential interior design and remodeling business based in Austin, Texas, where he is involved in bookkeeping and sales consulting. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines institutional advisory services with brokerage, distribution, and investment management capabilities.

John Deng is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has worked at J.P. Morgan Securities and J.P. Morgan Chase Bank since 2015 and is currently an owner and partner at Jstar Capital Investments IV, LLC, an investment entity focused on purchasing promissory notes related to a medical device company. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm integrates advisory services with brokerage, distribution, and investment management capabilities.

Eric Stromfeld is a Wealth Management Advisor with Merrill Lynch Wealth Management, specializing in personalized wealth management strategies tailored to the priorities and goals of his clients. He focuses on helping clients manage various aspects of their financial lives, including college education planning, legacy planning, liquidity management, retirement planning, portfolio management, socially responsible investing, tax minimization, and retirement income. Eric applies a client-centered approach to wealth management, emphasizing a thorough understanding of what is most important to each client. Eric holds the Certified Private Wealth Advisor® (CPWA®) designation awarded by the Investments & Wealth Institute in conjunction with The Yale School of Management, as well as the Personal Investment Advisor (PIA) designation. He earned a bachelor's degree from the University of Maryland's Robert H. Smith School of Business. Eric has lived and worked in several regions, including Washington, DC, the San Francisco Bay Area, New Jersey, and currently resides in Liberty Hill, Texas, with his wife and two sons. In addition to his professional work, Eric is involved in the Morris County Chamber of Commerce and Sustainable Morristown, and he supports community organizations such as the Special Olympics of New Jersey and ARC Morris. Outside of work, he enjoys basketball, chess, and spending time with his family.

Dominic Eramo is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank NA since 2017, with prior experience at Securian Financial Services, IMG Financial Group, and Minnesota Life Insurance. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to deliver customized solutions.

Grace Freund is a financial advisor at LPL Financial with a Series 66 designation and one year of industry experience. Prior to joining LPL, she worked at The Walt Disney Company and held various roles including in catering and retirement counseling. She has also been affiliated with Purdue University and educational institutions earlier in her career. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of financial planning and advisory services, including discretionary and non-discretionary management and access to model portfolios and research from multiple sources.

Adam Warren is a financial advisor at Mass Mutual Investors Services with one year of industry experience. He holds a Series 66 designation and has previously worked with Equitable Advisors, LLC. There are no notable outside activities listed. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides collaborative annual financial planning engagements using firm-approved software and offers specialized planning programs including divorce planning and estate settlement.