Zachary Heath is a CFP® at Moneta Group Investment Advisors, LLC with two years of industry experience. He previously worked at Aveo Capital Partners and Innovest Portfolio Solutions. Moneta Group Investment Advisors serves high-net-worth individuals, families, family offices, and institutional clients, offering portfolio management, financial planning, and concierge services. The firm uses a partner-led team approach with an open-architecture investment process and manages proprietary multi-strategy funds such as the Retirement Advocate Funds.

Stephen Symsack is a CFP® with six years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. His prior experience includes roles at Charles Schwab & Co., Inc., TD Ameritrade, and commercial real estate firms. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning for clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab’s proprietary asset-allocation models and research tools to tailor recommendations to client goals and risk tolerance.

Rian Morrissey is a CFP® with 18 years of industry experience, currently serving as a wealth manager at Kestra Advisory since 2019. He previously worked at Edward Jones and Oppenheimer Funds. Outside of advisory work, he co-owns and manages an Airbnb rental property in Tabernash, Colorado. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a broad range of institutional and individual clients, including very large investors such as sovereign wealth funds. The firm offers comprehensive services including plan design, fiduciary consulting, and pooled plan solutions, supported by extensive third-party relationships and multiple management platforms.

Brian Miserlian is a financial advisor at Schwab Wealth Advisory with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab since 2019, including roles at Schwab Wealth Advisory and prior positions with Fidelity and CapFinancial. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program, offering non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on standardized asset-allocation models and internal research tools. The firm provides tailored recommendations and executes trades only with client authorization.

Seth Davis is a CFP® professional with 19 years of industry experience. He is currently with EP Wealth Advisors and previously worked at RMB Capital Management and Wisdom In Action, LLC. EP Wealth Advisors is a registered investment adviser serving individuals, including high-net-worth clients, corporate and business clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, and financial planning, utilizing customized model portfolios and a combination of fundamental, technical, and cyclical analysis.

Brendan Manna is a CFP®-certified financial advisor at Corient with nine years of industry experience. His prior roles include positions at Balasa Dinverno Foltz LLC and Securities Service Network, Inc. He is based in Denver, CO. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, pension plans, and corporate entities. The firm employs a goals-based, team investment approach that integrates individual security strategies, third-party managers, and customized asset allocation, with continuous portfolio monitoring and risk management.

Dannie Westlake is a financial advisor with Mercer Global Advisors Inc. in Denver, CO, holding Series 63 and Series 65 designations and nine years of industry experience. Prior to joining Mercer in 2026, Westlake worked at Empower Financial Services, Empower Advisory Group, and Personal Capital Advisors Corporation. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments with investment advisory, financial, tax, retirement, and estate planning services. The firm’s investment approach is based on Modern Portfolio Theory, featuring globally diversified, risk-appropriate portfolios managed through a mix of ETFs, index funds, separate accounts, and private funds, along with educational content and integrated service platforms.

Ryan McNerney is a CFP® with 17 years of industry experience, currently affiliated with PlanMember Securities Corporation. He has worked at PlanMember and Hattig Financial during his career and serves as president of McNerney Financial, a securities and insurance firm he founded in 2009. PlanMember Securities Corporation provides retirement-plan advisory services to employers and participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation approach and manages risk-based mutual fund portfolios while offering education and support services to plan sponsors and participants.

Eric Samson is a financial advisor with Empower Advisory Group in Greenwood Village, Colorado, holding Series 63 and Series 66 registrations and having 10 years of industry experience. His prior roles include positions at GWFS Equities, Inc. since 2021 and Fidelity Personal and Workplace Advisors as well as Fidelity Brokerage Services LLC from 2016 to 2021. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s integrated services combine proprietary and third-party methodologies focused on long-term portfolio returns, annual rebalancing, and clients’ savings rates, with a wide reach supported by its affiliation with Empower’s recordkeeping and administrative platforms.

Benjamin Bender is a financial advisor with CWM, LLC, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. His prior roles include positions at Carson Wealth, Cetera Advisor Networks, Capitas Financial, and Raymond James Financial Services. Outside of advisory work, he is the owner of Epicurus Holdings, LLC, a holding company established for employee payments and tax purposes. CWM, LLC serves a diverse client base including individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of over 600 advisors. The firm manages portfolios primarily on a discretionary basis using model portfolios overseen by an in-house Investment Committee and offers a range of financial planning, portfolio management, and retirement-plan services.

Julia Curry is a Series 66-licensed advisor at Focus Partners Wealth, LLC with three years of industry experience. Prior to joining Focus Partners in 2026, she held positions at several firms including CWM, LLC, Bloom Wealth Advisors, Cetera Advisor Networks, and LPL Financial. She has also worked at the University of Denver and has a varied background including roles outside financial services. Focus Partners serves individuals, high-net-worth families, family offices, corporate and institutional clients with comprehensive wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies, third-party managers, and private funds within an enhanced open architecture framework.

Elizabeth Garmatz is a CFP® with 22 years of industry experience. She is currently with Schwab Wealth Advisory Inc., having been with Charles Schwab since 2014. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on Schwab’s asset-allocation models and research tools, with at least annual reviews tailored to clients’ goals and risk tolerance.

Kelly Traczek is a Series 66-licensed advisor at Empower Advisory Group with three years of industry experience. Prior to joining Empower, Kelly worked at T. Rowe Price and the United States Postal Service. Outside of financial services, Kelly operates a small clothing business under the LuLaRoe brand. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s integrated model leverages proprietary and third-party methodologies focused on long-term portfolio returns and savings rates, serving a large participant base through tightly integrated recordkeeping and investment platforms.

Scott Fellows is a financial advisor with Schwab Wealth Advisory, Inc., holding Series 63 and Series 66 credentials and bringing 19 years of industry experience. He has been with Charles Schwab since 2007 and with Schwab Wealth Advisory since 2012. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm’s advice is based on Charles Schwab’s asset-allocation models and internal research tools, offering tailored recommendations with client authorization required for trades.

Katherine Thomas is a CFP®-certified financial advisor with nine years of industry experience. She is currently with Schwab Wealth Advisory, Inc. and Charles Schwab & Co., Inc., joining both in 2026. Prior to that, she worked at LPL Financial, LLC for 13 years and has experience at the CIEP Clinic, Sturm College of Law. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, using asset-allocation models and internal research tools to tailor recommendations based on client goals and risk tolerance.

Maeve Lehman is a CFP® and holds a Series 65 license with seven years of experience in the financial services industry. She has worked primarily at Mercer Global Advisors Inc. since 2018, with brief prior roles at Charles Schwab and J Crew. Mercer Global Advisors provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofits. The firm employs a Modern Portfolio Theory-based approach focused on globally diversified, risk-appropriate portfolios using low-cost index vehicles and multi-factor tilts, and offers a range of implementation options and affiliated services.

Scott Braun is a financial advisor with Empower Advisory Group based in Greenwood Village, CO. He holds Series 63 and Series 65 credentials and has 23 years of industry experience. His prior roles include positions at GWFS Equities, PRUCO Securities, The Prudential Insurance Company of America, NYLIFE Securities, New York Life Insurance Company, MML Investors Services, and MassMutual. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and select retail brokerage clients. The firm delivers services through an integrated model tied to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Robert Orth is a financial advisor with Empower Advisory Group in Greenwood Village, CO. He holds Series 63 and Series 66 licenses and has eight years of industry experience. Prior to joining Empower, he worked at Gwfs Equities Inc, BMJ & J LLC, and Masterdrive Inc. Orth serves as a board member for The Avenue Lofts Condominiums HOA. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and certain retail brokerage account holders. The firm’s services integrate with Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Edward Bennett is a financial advisor at TLG Advisors, Inc. with four years of industry experience. He previously worked at Caldara, Wunder & Associates for 14 years and has been associated with The Leaders Group Inc since 2022. TLG Advisors, Inc. is an SEC-registered investment adviser managing approximately $2.0 billion in discretionary client assets. The firm serves individuals, retirement plans, trusts, estates, charitable organizations, businesses, and institutional investors, offering investment supervisory and portfolio management, comprehensive financial and estate planning, and ERISA fiduciary services. Its investment approach combines fundamental analysis and Modern Portfolio Theory, and it offers a direct-to-consumer program called Starlight Portfolios that uses risk questionnaires to tailor portfolios.

Laura Luckey is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 credentials and bringing 35 years of industry experience. She has been with Charles Schwab in various capacities since 1999 and specifically with Schwab Wealth Advisory since 2012. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and wealth management consultations primarily to clients enrolled in its SWA program and certain Schwab-referred clients. The firm uses Charles Schwab’s proprietary asset-allocation models and research tools to guide investment decisions, emphasizing personalized recommendations and annual reviews.