Josh Gableman is an Investment Management Consultant II at Fidelity Investments. He has been with Fidelity since 2022, progressing through roles including Workplace Planning Associate, Workplace Planning Consultant I and II, before his current position starting in 2024. His professional experience centers on investment consulting and workplace planning. Josh holds an Arkansas Insurance License, supporting his work within the financial services sector. He focuses on collaborating with clients to develop personalized financial plans tailored to their individual goals and challenges, emphasizing trust and transparency in client relationships. Outside of his professional role, Josh's personal interests include biking, camping, hiking, running, swimming, and caring for pets.

Carol Lawson is a financial advisor with OSAIC in Denver, CO, holding a Series 66 credential and 22 years of industry experience. Prior to joining OSAIC in 2025, she worked at Lincoln Financial Advisors for nine years. Outside of her advisory role, Lawson manages LEAFY LAWSON, LLC, a business focused on selling and growing indoor plants online and at farmers markets. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage and investment advisory services, utilizing various portfolio construction tools and third‑party platforms.

Lauren O'Donnell is a financial advisor at Fidelity with eight years of industry experience. She holds Series 63 and Series 66 licenses and has worked at various Fidelity entities since 2016. Outside of her advisory role, she is also a self-employed video game streamer based in Denver. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios across a range of investment vehicles.

Penny Bartlett is a financial advisor with Charles Schwab, holding Series 63 and Series 66 designations and 27 years of industry experience. She has been with Charles Schwab Bank, SSB and Charles Schwab since 2006. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm operates a dual-registered broker-dealer and investment adviser model, offering a mix of non-discretionary guidance and access to discretionary separately managed accounts through its integrated, large-scale platform.

Ryan Leahey is a financial advisor at Fidelity with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Fidelity and its related entities since 2012. Outside of his advisory work, he assists in managing his wife's at-home art studio and website, which sells fine art. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios consisting of mutual funds, ETFs, and ETPs.

Brenton Jakins is a financial advisor at Fidelity with 4 years of industry experience. He holds the Series 66 designation and has served as CEO of Bento Creative, a cardboard packaging production company. Prior to joining Fidelity, his background includes roles in various companies and educational settings. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a systematic investment process combining fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Michael Hyzny is a financial advisor at Wells Fargo Clearing with two years of industry experience. He holds a Series 66 designation and has previously worked at Edward Jones, Morgan Stanley Smith Barney LLC, and Pensco Trust Company. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets through a network of more than 14,000 advisors and combines brokerage and advisory solutions supported by in-house and third-party research.

Andrew Wayland is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds the Series 66 designation and has previously worked at Morgan Stanley and several other financial firms. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with additional market-facing registrations and functions, delivering recommendations on a non-discretionary basis.

Brian Vaught is a financial advisor with J.P. Morgan Securities in Denver, CO, holding a Series 66 credential and 23 years of industry experience. He has worked at J.P. Morgan Securities since 2012 and has prior experience with Bank One. Outside of his advisory role, he is a silent investor and co-owner of Onyx and Amber by CBRC, LLC, a non-distilling whiskey company. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities, delivering recommendations on a non-discretionary basis.

Ronald Hooper is a financial advisor at Charles Schwab in Lone Tree, Colorado, with 17 years of industry experience. He holds the Series 66 designation and has been with Charles Schwab since 2008. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options, using multi-asset model portfolios and due diligence on alternative investments within an integrated, large-scale operational structure.

Simon Barshay is a financial advisor with Fidelity, holding Series 63 and Series 66 licenses and three years of industry experience. His prior work includes roles at Zynex Medical and several other companies before joining Fidelity. He works for Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a variety of portfolios, including multi-manager and fund-of-funds structures.

Daniel Mayer is a financial advisor with Cetera, holding Series 63 and Series 65 designations and over 44 years of industry experience. His career includes long-term roles at Cetera Wealth Services, self-employment in financial services since 1991, and work in the life insurance sector dating back to 1981. He also operates as an independent insurance agent focusing on life, accident, health, and long-term care insurance. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

David Stewart IV is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. He holds the Series 66 designation and has worked previously at Bank of America and Merrill. He is based in Denver, CO. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory solutions. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Scott Staudenmier is a financial advisor with Robert W. Baird & Co. in Denver, CO, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. His prior roles include positions at Raymond James & Associates and Charles Schwab, where he worked for over two decades across multiple Schwab entities. Outside of finance, he co-owns Rose Brooke Designs LLC, a business selling nature photographs and related products along with handmade earrings. He is part of The DDK Group at Baird, which serves high-net-worth individuals, families, institutions, and charitable organizations. The team offers customized financial planning and portfolio management services, utilizing both in-house and third-party managers across a variety of traditional and non-traditional investment strategies.

Valeria Lopez is a financial advisor with Strategic Advisers, Inc., a Fidelity Investments company, where she has worked for 11 years. She holds Series 63 and Series 66 licenses. Strategic Advisers provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm employs a blend of fundamental research and quantitative analysis to construct model portfolios using mutual funds, ETFs, and ETPs, and it is noted for its role as a commodity pool operator and advisor to multiple registered investment companies.

Maria Solis is a financial advisor at Fidelity with Series 63 and Series 66 licenses and three years of industry experience. Prior to her current role, she has worked in various organizations, including DoorDash and Denver Public Schools. Outside of her advisory work, she is also employed as a babysitter. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios composed of mutual funds, ETFs, and ETPs.

John Mitchell is a financial advisor with Merrill based in Denver, CO, holding a Series 66 designation and four years of industry experience. He has worked with Merrill and Merrill Lynch since 2018, with a brief period of unemployment in 2020–2021. Prior to his career in finance, he spent eight years working in education at the high school and middle school levels. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jennifer Cuce is a Wealth Management Planning Consultant at Fidelity Investments, where she collaborates with Wealth Management teams to develop comprehensive financial plans tailored to clients' present and future needs. She focuses on establishing strong relationships through communication and understanding to support clients in achieving their financial objectives. Jennifer has been with Fidelity Investments since 2020, progressing through roles including Central Relationship Advocate, High Net Worth Associate, and Central Relationship Manager before assuming her current position in 2023. Her experience encompasses various aspects of wealth management and client relationship management. Outside of her professional responsibilities, Jennifer enjoys activities such as spending time at the beach, engaging in family activities, socializing with friends, caring for pets, running, and traveling.

Eric Rupp is a financial advisor at Fidelity with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Fidelity Brokerage Services, LLC since 2018, as well as CIG Financial Services prior to that. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a systematic investment process combining fundamental research, quantitative analysis, and algorithmic portfolio construction, with distinctive roles in commodity pool operations, fund advisory, and model portfolio delivery.

Michael Willeford is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been in the financial services industry since 1995 and focuses on providing wealth management services to high net-worth families, including corporate executives, entrepreneurs, and business owners. Michael specializes in addressing complex challenges faced by high net-worth investors, particularly in areas such as corporate executive services, executive compensation, and equity compensation services. Michael leads The Willeford Group, which offers a family office-like approach backed by over 60 years of combined experience and support from specialists across Merrill and Bank of America. The group's goal is to help clients build structured financial strategies that address compensation, taxes, and long-term planning through various career stages and market cycles. He holds a Bachelor of Science degree in Business Administration from the University of Colorado. Michael is active in community service and has volunteered as a board member of the ALS Association-Rocky Mountain Chapter since 2018. Outside of work, he enjoys fishing, golfing, reading, traveling, and yoga.