Tracey Cramer is a financial advisor with Ameriprise in Denver, CO, holding Series 63 and Series 66 licenses and bringing 39 years of industry experience. She has been with Ameriprise and its affiliate since 2009. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets, providing tailored Recommendation Reports that integrate research, modeling, and tax-efficiency analysis. The firm delivers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Alex Long is a financial advisor at Wells Fargo Advisors with three years of industry experience. He holds the Series 66 designation and has prior work history that includes roles at Wells Fargo Clearing and Dynamic Group Circuit Design. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing a broad range of investment and financial planning services. The firm offers tailored recommendations using proprietary research and planning tools, with services that include cash-flow, retirement, and specialized planning such as business-owner transition and special-needs analysis.

Luke Dow is a financial advisor at Fidelity with Series 66 credentials and one year of industry experience. Prior to joining Fidelity, he held roles at New York Life and other organizations, along with academic experience at the University of Colorado Boulder. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Ivan Escarcega Palomares is an Investment Solutions Representative III at Fidelity Investments, where he develops personalized financial plans to assist clients in achieving their financial goals. He works directly with individuals and families, focusing on strategies for retirement, as well as short-term and long-term investing. He has progressed through several roles at Fidelity Investments since 2022, including Investment Solutions Representative I and II, High Net Worth Service Associate, and Customer Relationship Advocate. Prior to that, he worked as a Personal Banker at PNC Bank from 2020 to 2022. Ivan holds an AR Insurance License. Outside of his professional role, Ivan enjoys board games, family activities, fitness, social events with friends, and traveling.

Timothy Young is a Series 66-licensed financial advisor at UBS Financial Services in Denver, Colorado, with 16 years of industry experience. He has been with UBS Financial Services since 2008. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations in its advisory approach.

Kelsey Lewis is a financial advisor with Fidelity in Greenwood Village, CO, holding Series 66 and Series 63 licenses and two years of industry experience. Prior to joining Fidelity, Lewis’s work history includes roles in various service and gig economy positions such as driving for Lyft and working as a front desk associate for a hotel concierge provider. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a diverse range of investment portfolios.

Christian Rodak is a financial advisor with LPL Financial in Denver, CO, holding Series 63 and Series 66 credentials and nine years of industry experience. His prior roles include positions at Sigma Financial Corporation and BBVA. Outside of his advisory work, he is involved with mortgage and real estate services through a home-based business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios and third-party research to support both discretionary and non-discretionary management strategies.

Colson Skur is a Series 66 credentialed financial advisor with Fidelity in Greenwood Village, CO, with three years of industry experience. Prior to joining Fidelity, he held various roles across multiple industries, including a position at Olive Garden where he worked as a weekend server. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Keith Bryant is a financial advisor at Raymond James & Associates with 38 years of industry experience. He previously worked for RBC Capital Markets Corporation for 15 years before joining Raymond James in 2023. Bryant holds Series 63 and Series 66 licenses and serves as Treasurer for the National German Shorthaired Pointer Association, a nonprofit organization. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and specialized municipal advisory services.

Mark Kelley is a financial advisor at Fidelity with Series 63 and Series 66 designations and three years of industry experience. His prior roles include positions at Uber, Steier Group, DataNexus, and Mprove Security. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages discretionary and non-discretionary portfolios, fund advisory services, and model portfolios, incorporating systematic methodologies and oversight controls.

Christopher Wiser is a financial advisor at Fidelity with two years of industry experience. He holds a Series 66 designation and has worked in various roles, including prior positions in mobile sales and staffing. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios composed of mutual funds, ETFs, and ETPs.

Keith Kulesa is a financial advisor at Morgan Stanley with 28 years of industry experience. He holds the Series 63 and Series 66 designations. His work history includes positions at Bank of America, N.A., Merrill, and Morgan Stanley Private Bank, N.A. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, managing approximately $2.74 trillion in client assets.

Katarzyna Zak Szynakiewicz is a financial advisor with Ameriprise in Golden, Colorado, holding a Series 66 designation and having 17 years of industry experience. She has been with Ameriprise and its affiliates since 2005. Outside of her advisory role, she organized the inaugural Polish Film Festival Denver and serves on multiple City of Golden financial advisory committees. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations. The firm serves clients with significant investable assets through a range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Thomas Carmody is a financial advisor at Fidelity with five years of industry experience. He holds a Series 66 designation and has a background that includes roles in hospice and home health care prior to joining Fidelity in 2025. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios comprising mutual funds, ETFs, and ETPs.

Christine Plentyhoops is a financial advisor with Primerica Advisors in Parker, Colorado, holding Series 63 and Series 65 licenses and 23 years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 2002. Her other business activities include sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap-fee structure for its services.

Samuel Derrickson is a financial advisor with Fidelity and holds Series 66 and Series 63 licenses. He has three years of industry experience, including his current role at Fidelity Investments since 2023. Prior to joining Fidelity, he worked in various service and retail positions. Fidelity’s Strategic Advisers LLC, the firm with which he is affiliated, provides investment management and advisory services to retail and institutional clients, including advisory services for registered investment companies. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a diverse range of investment portfolios.

V Stacy Summers is a financial advisor with RBC Capital Markets, holding a Series 66 designation and over 26 years of industry experience. Summers has worked at RBC Capital Markets since 2001 and has also been associated with City National Bank since 2021. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves individual, institutional, corporate, and nonprofit clients with a range of advisory programs that include discretionary and non-discretionary portfolio management, financial planning, and brokerage services. The firm customizes investment strategies based on client risk profiles and integrates a variety of in-house and third-party investment managers and solutions.

Arthur Segall is a financial advisor with Morgan Stanley in Greenwood Village, Colorado, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with Morgan Stanley since 2009 and has worked at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services, utilizing structured discovery processes and firm-approved tools to support client planning.

Elba Diaz is a financial advisor at Wells Fargo Clearing with 14 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Wells Fargo Clearing since 2016, with a brief employment gap in 2017-2018. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Scott Guetz is a CFP®-certified financial advisor with 42 years of industry experience, currently with UBS Financial Services in Denver, CO. His career includes roles at firms such as Mariner Wealth Advisors, G&S Retirement Income Advisors, and Cetera Advisor Networks. Outside of advisory work, he operates as an independent insurance agent specializing in life, accident, and health coverage. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining model-based asset allocation with proprietary research to tailor financial plans. The firm offers a broad platform that integrates institutional trading capabilities with wealth management services.