Andrew Brest is a financial advisor with Charles Schwab, holding a Series 66 designation and two years of industry experience. His work history includes roles at Charles Schwab & Co., Charles Schwab Bank, Fidelity Investments, Thrivent Investment Management, Lithia Motors, the Department of Defense, and Ponderosa High School. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management using multi-asset model portfolios and provides integrated brokerage, custody, and advisory services.

Robert Rothe is a financial advisor at Wells Fargo Advisors with 18 years of industry experience. He holds a Series 66 designation and has worked within various Wells Fargo entities since 2011. Outside of his advisory role, he serves on the board of Turnbuckle Distilling, a spirits company based in Broomfield, Colorado. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and delivers tailored recommendations using proprietary research and tools.

Joseph O'Connor is a financial advisor at Fidelity with five years of industry experience. He holds a Series 66 designation and previously worked at Equitable Advisors and several other companies. Outside of finance, he is engaged in dog walking and pet sitting as an independent contractor. Fidelity, through its Strategic Advisers LLC division, provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction.

Zoe Dierks is a financial advisor at Charles Schwab with Series 63 and Series 66 licenses and two years of industry experience. Prior to joining Charles Schwab, she held various roles in the food and hospitality sectors, including positions at Vibe Foods and Tailgate Tavern and Grill. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary advisory services and access to discretionary separately managed accounts, supported by integrated brokerage, custody, and investment research resources.

David Fritz is a financial advisor with Morgan Stanley Wealth Management in Greenwood Village, CO, holding Series 63 and Series 65 credentials with 29 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he is involved as an officer in a real estate-related business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer managing approximately $2.74 trillion in client assets. The firm provides advisory programs and tailored financial planning to individuals and institutions, utilizing structured planning tools and a broad range of investment and financial services.

Brent Van Heel is a financial advisor with Ameriprise in Castle Pines, CO, holding a Series 66 designation and 18 years of industry experience. He has worked at Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2008. Van Heel serves on the Board of Directors for Just Cause Charity. Ameriprise is a large institutional firm that offers retirement-income planning services primarily for individuals with substantial investable assets. Its approach combines research, modeling, and tax-efficient strategies, delivering written recommendations through a centralized consulting team in partnership with client advisors.

Laura Berg is a financial advisor at LPL Financial with 16 years of industry experience. She holds the Series 63 and Series 66 credentials and has previously worked at Cadaret Grant & Co., Inc., Fidelity Brokerage Services LLC, and Centaurus Financial, Inc. In addition to her advisory work, she is the owner of Laura Berg Creative, LLC and SLR Nelson LLC, both non-investment related businesses. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of financial planning and advisory programs including model portfolios, retirement plan consulting, and brokerage services.

Nathan Wankel is a CFP® certificant with two years of industry experience, currently serving at Charles Schwab in Lone Tree, CO. His prior work includes roles at Charles Schwab Bank and New Heights Investment Group, among other positions outside the financial sector. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, supported by centralized custody, brokerage, and alternative investment due diligence.

Bohdan Tostanoski is a financial advisor at Charles Schwab & Co., Inc. with one year of industry experience. He holds Series 66 and Series 63 licenses and has prior work experience at Fidelity Investments and Allied Universal. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering a range of wrap fee advisory, brokerage, custody, and financial planning services through its integrated wealth management programs. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and employs multi-asset model portfolios with ongoing investment reviews.

Colin Bowman is a financial advisor with LPL Financial in Denver, CO, holding Series 63 and Series 66 designations and possessing seven years of industry experience. His prior work includes roles at Charles Schwab & Co., Inc., Charles Schwab Bank SSB, OppenheimerFunds, KeyBank, and Western Connecticut State University. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives, offering a range of advisory programs, retirement plan consulting, and brokerage services.

Sean Flood is a financial advisor at Fidelity with six years of industry experience. He holds Series 63 and Series 66 designations. His prior work includes roles at Fidelity Brokerage Services, Envirotech Services, Wing Shack, and Blenkhorn Financial Planning, as well as multiple positions at the University of Northern Colorado and Manitou Cliff Dwellings. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm combines fundamental research, quantitative analysis, and algorithmic portfolio construction, managing portfolios with oversight of sub-advisers and leveraging systematic methodologies for long-term asset allocation.

Carter Luery is a Financial Consultant at Fidelity Investments, where he has been working since 2026. He assists clients in planning and working towards their financial goals. Prior to his current role, Carter served as a Planning Consultant at Fidelity Investments from 2024 to 2026. He also gained experience as an Investment Solutions Representative II from 2022 to 2024 and as an Investment Solutions Representative from 2020 to 2022, all within Fidelity Investments. Carter holds an Arkansas Insurance License, enabling him to provide insurance-related financial advice. Outside of his professional work, he has interests in comedy, football, golf, and movies.

Paul Osckel is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and beginning his advisory career in 2025. Prior to joining Thrivent, he worked in public service roles at the City of Lakewood and Clear Creek County. Outside of his advisory work, he provides home health care for his son under a state-supported program and rents a family-owned travel trailer to the public. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on goal-based financial planning across a range of topics. The firm’s approach separates planning from managed-account services and does not accept discretionary trading authority for its planning engagements.

Kenneth Carlson is a financial advisor at Fidelity with 14 years of industry experience. He holds Series 63 and Series 66 credentials and has worked with Fidelity Brokerage Services since 2013. Fidelity's Strategic Advisers LLC offers investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across various fund structures.

Jack Dietel is a financial advisor at Fidelity with six years of industry experience and holds a Series 66 designation. His prior work includes roles at Fidelity Investments and the University of Colorado, as well as a position at Goddess Garden Organics LLC. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that offers investment management and advisory services to retail and institutional clients. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Elisabeth Watkins is a Planning Consultant at Fidelity Investments, a role she has held since 2024. In this position, she focuses on helping clients develop confidence in their financial plans by building unique relationships and maintaining transparent communication. Elisabeth has been with Fidelity Investments since 2022, gaining experience as a Customer Relationship Advocate and then as a Financial Representative before her current role. She holds insurance licenses in Arkansas and California. Outside of her professional work, Elisabeth has interests in pets, reading, traveling, and volunteering.

Ron Gibbs is a Private Wealth Management Investment Management Consultant at Fidelity Investments, a role he has held since 2024. He focuses on synthesizing extensive investment information and communicating relevant insights and guidance to both team members and clients to support their financial goals. Ron has over two decades of experience in investment management. Prior to his current position, he was a Partner and Portfolio Manager at Platte River Capital from 2006 to 2015. Before that, he served as Vice President and Portfolio Manager at Columbia Management from 1996 to 2006. Outside of his professional work, Ron is a father, grandfather, and volunteer minister. His personal interests include biking, comedy, hiking, traveling, volunteering, and writing.

Carson Touchton is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he held various roles in retail and automotive businesses. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios that include mutual funds, ETFs, and ETPs.

Alexander Outzen is a financial advisor with Charles Schwab & Co., Inc. in Lone Tree, Colorado, holding Series 63 and Series 66 credentials with eight years of industry experience. Prior to joining Charles Schwab in 2018, he worked in education and healthcare roles, including positions at Colorado Early Colleges, Centennial Peaks Hospital, and Garden Autism Services, Inc. Outside of his advisory work, he serves as a goaltending coach for the Littleton Hockey Association. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a large-scale, integrated structure with both non-discretionary advice and discretionary separately managed accounts, offering multi-asset model portfolios and a formal alternative investment program.

Lisa Fiore is a financial advisor at Morgan Stanley with 18 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley Smith Barney LLC since 2016. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate financial planning agreements.