Rao Anand is a financial advisor with Cetera in Phoenix, AZ, holding Series 63 and Series 65 licenses and 25 years of industry experience. He has worked at Avantax Advisory Services and related Avantax entities for over two decades before joining Cetera in 2025. Anand serves as Treasurer and Comptroller on the board of the nonprofit TiE Arizona and is president of a local homeowners association. Cetera Investment Advisers LLC is an SEC-registered firm providing a broad range of services to individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers multiple portfolio management solutions, including model portfolios, third-party managers, and custom strategies, operating across various program structures and custodial relationships.

Troy Anderson is a financial advisor with LPL Financial in Tempe, Arizona, holding a Series 66 designation. He has been with LPL Financial since 2025 and has prior experience working at Arizona Desert Dermatology and Lake Havasu High School. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of over 22,800 advisors.

Kelly Moore is a financial advisor at J.P. Morgan Securities with 24 years of industry experience. He previously worked at Edward Jones for 10 years and USAA Financial Planning Services for 3 years. Moore holds the Series 63 and Series 66 designations and is based in Tempe, AZ. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process includes centralized due diligence combining quantitative and qualitative research, and incorporates forward-looking capital market assumptions to build model asset allocations.

Avi Shachar is a Financial Solutions Advisor with Merrill Lynch Wealth Management. In this role, he works closely with clients to develop personalized investment strategies aligned with their financial goals, offering guidance on a range of topics including general investing, retirement planning, and savings for unforeseen events. Avi also facilitates access to banking and lending services through Bank of America. He holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation and is a Personal Investment Advisor (PIA). Avi earned his bachelor's degree from Towson University. His approach centers on understanding what matters most to clients and their families in order to create tailored strategies that support their financial aspirations.

John Tauer is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He worked previously at Wells Fargo Clearing for five years before joining LPL in 2021. Outside of financial advising, he is a part-time musician and performer. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice delivered primarily through investment adviser representatives utilizing various portfolio strategies and operational tools.

Mary Baron is a financial advisor with Ameriprise in Phoenix, AZ, holding the ChFC® and Series 63 designations and bringing 31 years of industry experience. She has worked with Ameriprise and its affiliate firms since 2005. Ameriprise Financial Services is a large, diversified advisory firm that serves both individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. This service provides clients with a written Recommendation Report and ongoing advice focused on income stability and tax-aware withdrawal strategies, utilizing proprietary research, third-party data, and algorithmic tools.

Jamie Wood is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He previously worked at Edward Jones, Merrill, Bank of America, and Yelp Inc. Outside of his advisory role, he manages a residential rental property with his spouse. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting.

Michele Bunsick is a financial advisor with Edward Jones in Mesa, AZ, holding Series 63 and Series 66 licenses and possessing 19 years of industry experience. She has been with Edward Jones since 2004. Outside of her advisory role, she purchases essential oil products as a brand partner for Young Living without soliciting others. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fees, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Devon Ramos is a financial advisor at Edward Jones with seven years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2017. Prior to his career in financial advising, he worked at GameStop from 2010 to 2017. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Seth Cole is a financial advisor at Merrill with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Bank of America, Merrill, Robinhood, and The Vanguard Group. Outside of finance, he has performed administrative work for an esports event as a contractor. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals and institutional clients.

Ryan Berns is a Wealth Management Advisor at Merrill Lynch Wealth Management. He specializes in providing financial advice and education to empower professionals, focusing on areas such as corporate executive services, family wealth management, endowments and non-profits, legacy planning, retirement planning, socially responsible and values-based investing, special needs planning, investment strategy, tax minimization, and retirement income. Ryan holds multiple professional designations, including Certified Financial Planner (CFP), Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Chartered SRI Counselor (CSRIC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned his bachelor's degree in Finance from Arizona State University’s W. P. Carey School of Business and Barrett, the Honors College, and a master's degree in Personal Financial Planning from the College for Financial Planning. During his time at ASU, he was actively involved in the Men's lacrosse team, serving as Captain and Vice President. Outside of his professional role, Ryan is engaged in community activities, including serving as the Palo Verde Division Director for District 3 Toastmasters and coaching youth lacrosse teams such as AZ Hot Sauce, Ahwatukee Lightning, and Scottsdale United. He founded the Lacrosse Leadership Institute to help develop the skills of young players. Ryan enjoys spending time with his family, participating in golf, tennis, biking, cooking, hiking, running marathons, swimming, traveling, and practicing yoga.

Alain Devoe is a financial advisor at Morgan Stanley in Tempe, AZ, holding a Series 66 designation. He has four years of experience at Morgan Stanley and previously worked at Costco Wholesale and Costco Business Center. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and firm-approved tools without offering individual security recommendations as part of standalone plans.

Renzo Corazzo is a financial advisor at Merrill with nine years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America since 2014. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Greyson Sassman is a financial advisor at Cambridge Investment Research Advisors with Series 63 and Series 65 credentials. He has been with Cambridge since 2026 and has prior experience at Morgan Stanley and Baird Financial Services, as well as roles outside the financial industry including positions at Whisper Rock Golf Club and various restaurants. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, and retirement-plan advisory services through multiple platforms and a multi-billion dollar asset base.

Parth Bhakta is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds Series 63 and Series 66 designations. Prior to his current role, he worked at Morgan Stanley and Nationwide and is also engaged as a contractor with Uber in the automotive and transportation sector. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory program focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Karl Miller is a financial advisor at Merrill with 13 years of industry experience. He holds the Series 63 and Series 66 designations. Miller has worked at Merrill since 2013 and has been with Bank of America, N.A. since 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Joshua Paone is a financial advisor at Morgan Stanley in Tempe, Arizona, holding Series 63 and Series 65 licenses with three years of industry experience. His prior roles include positions at U.S. Bancorp Advisors and The Vanguard Group. He has also worked in healthcare and fitness-related organizations such as Banner Alzheimer's Institute and Village Health Clubs. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes structured discovery and firm-approved tools to assist clients in developing customized financial plans.

Paul Hershenberg is a financial advisor with LPL Financial in Tempe, AZ, holding the Series 63 and Series 65 designations and bringing 28 years of industry experience. His prior roles include long tenures at Woodbury Financial Services and OSAIC. He is involved in insurance-related business activities, including operating an insurance agency. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services through a large network of investment adviser representatives using various strategies, including model portfolios and customized approaches.

Nicholas Ashjian is a financial advisor at Fidelity with seven years of industry experience. He holds the Series 66 designation and previously worked at Husch Blackwell LLP and Charles F. Myers, P.A. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable gift funds and registered investment companies. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, and it serves as an adviser to multiple registered investment funds while utilizing systematic methodologies and long-term asset allocation strategies.

Chris Burger is a financial advisor with Merrill in Chandler, AZ, holding a Series 66 designation and 13 years of industry experience. He has been with Merrill since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.