Kevin Gotwalt is a financial advisor with Guardian Life and Park Avenue Securities, holding a Series 66 designation and 20 years of industry experience. His career includes longstanding roles at both Park Avenue Securities and Guardian Life Insurance Company since 2006. Outside of his advisory work, he provides insurance services including health, life, disability, annuities, and long-term care insurance to clients. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm provides tailored client solutions combining advisor-led discretionary management and model-based strategies, access to proprietary and third-party programs, and a range of financial planning and consulting services.

Karlie Achenbach is a financial advisor at Beacon Pointe Advisors, LLC with one year of industry experience. She holds a Series 65 designation and has prior work experience outside finance, including roles in education and hospitality. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse range of individual and institutional clients, employing a manager-focused investment approach with both active and passive strategies.

Michael Rautiola is a CFP®-certified financial advisor with 25 years of industry experience. He is currently with Carson Wealth and has previously worked at firms including RLW Financial Advisors, Cetera Wealth Services, and Sammons Securities. Outside of advisory roles, he co-founded a fixed insurance business providing life, health, disability, annuities, and long-term care insurance solutions. Carson Wealth is an SEC-registered investment adviser operating an enterprise platform with over 650 advisors and approximately $50.6 billion in assets under management. The firm offers discretionary asset management, financial planning, retirement plan services, and utilizes an Investment Committee to construct and monitor model portfolios, integrating multiple custodial and technology platforms to support execution and reporting.

Thomas O'Brien is a financial advisor with TLG Advisors, Inc. based in Scottsdale, AZ. He holds Series 63 and Series 65 designations and has 25 years of industry experience. His prior roles include positions at Kestra Investment Services, WealthPoint LLC, OneAmerica Securities, and Polaris Insurance Advisors LLC, where he is involved in business development and operations management. TLG Advisors, Inc. serves a diverse client base including individuals, high-net-worth clients, trusts, charitable organizations, corporations, and institutional investors. The firm provides investment supervisory services, portfolio management, and comprehensive financial planning, employing a manager selection process grounded in fundamental analysis and Modern Portfolio Theory.

Bryon Decker is a financial advisor with Osaic Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. His prior experience includes a decade at Arbor Point Advisors and extensive tenure with Securities America Advisors, Inc. Decker also holds a long-standing role with the Millard Athletic Association. Osaic Advisory Services, LLC is an SEC-registered enterprise firm that serves a broad client base, including individuals, pension and profit-sharing plans, corporate and charitable entities, retirement participants, and sovereign wealth funds. The firm offers a variety of investment programs and planning services, employing both fundamental and technical analysis, tactical trading, and access to alternative investments through integrated platform relationships.

Johnnie Harris is a financial advisor at Schwab Wealth Advisory with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Schwab Wealth Advisory and Charles Schwab since 2021. His prior experience includes roles at Financial Engines Advisors L.L.C., Sagepoint Financial, Inc., and Advisor Group in Arizona. Outside of advising, he is a part owner of Robinson Airport Shuttle, a transportation business. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice utilizes Schwab’s proprietary asset-allocation models and research tools, delivering tailored recommendations without exercising discretionary trading authority.

Thomas Ellis is a financial advisor at Transamerica Retirement Advisors, LLC with 11 years of industry experience. He holds Series 65 and Series 63 licenses. His prior work includes roles at Transamerica Life Insurance Company and various technology companies such as Postmates, Lyft, and Uber. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners with managed advice programs and investment education services. The firm’s approach relies on Morningstar Investment Management for portfolio construction and oversight, focusing on asset allocation, contribution guidance, and retirement planning through both managed and advisory models.

Taylor Bolm is a financial advisor at Focus Partners Wealth, LLC with one year of industry experience. He holds a Series 65 designation and has experience working at Kovitz Investment Group Partners, LLC. Outside of financial advising, he has been involved with Silverleaf Country Club since 2019. Focus Partners Wealth, LLC serves individuals, families, family offices, and institutional clients with wealth management, financial planning, and investment advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies, third-party managers, and private funds.

Paul Nacario is a financial advisor with Creative Planning holding Series 63 and Series 65 credentials and 32 years of industry experience. He previously worked at Innovest Portfolio Solutions, LLC and ICMA Retirement Corporation. Paul is based in Scottsdale, AZ. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals and institutional clients. The firm employs a financial-planning-led investment approach that combines low-cost indexing, buy-and-hold strategies, and selective private market exposure.

Bryce Webber is a CFP® professional with nine years of industry experience, currently serving as an advisor at Mariner Wealth Advisors since 2019. His prior experience includes roles at The Vanguard Group and a position at the University of North Carolina Wilmington. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations through investment management, financial planning, and retirement consulting. The firm combines in-house research with third-party manager allocations and offers integrated tax, accounting, and family office services alongside traditional portfolio management.

Jeffrey Poitras is a financial advisor with Voya Financial Advisors, Inc. based in Scottsdale, AZ. He holds Series 63 and Series 66 licenses and has 25 years of industry experience. His prior work includes roles at Fidelity Investments and The Vanguard Group. In addition to his advisory role, he is involved in the sales of fixed insurance products through Water Tower Financial. Voya Financial Advisors, Inc. is an enterprise-scale advisory and broker-dealer affiliate serving individuals, high-net-worth clients, pension plans, and corporate clients. The firm offers financial planning, portfolio management, unified managed account programs, and retirement-plan advisory services, employing both discretionary and non-discretionary strategies supported by technology-enabled tools and a broad selection of investment products.

Anthony Blair is a financial advisor with J.W. Cole Advisors, Inc. in Scottsdale, AZ, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. He has been with J.W. Cole Advisors since 2016 and is also involved with Agrandar Associates, Inc. outside of the firm. Blair is a limited partner in a dude ranch in Arizona and a partner in a low-income home building project in Puerto Penasco, Mexico. J.W. Cole Advisors is an SEC-registered investment adviser that serves individuals, charities, corporations, and retirement plans through a national network of over 400 independent investment adviser representatives. The firm offers portfolio management, financial planning, access to third-party managers, and multiple managed account solutions, with investment decisions implemented on discretionary or non-discretionary bases.

Joanna Peters is a CFP® professional with 13 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory, Inc. She has held roles at Vanguard, Fidelity Brokerage Services, and Charles Schwab, among others. In addition to her advisory work, Joanna teaches virtual courses as an adjunct faculty member at Grand Canyon University. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm emphasizes client-authorized trades and uses Charles Schwab’s asset allocation models and research tools to tailor recommendations based on clients’ goals and risk tolerance.

Carol Joyce is a financial advisor with United Planners Financial Services of America and holds Series 66 and Series 63 designations. She has 17 years of industry experience, including roles at Bulman Wealth Group and Able Financial Group LLC. Joyce is also active as a non-variable insurance agent in Cave Creek, AZ. United Planners Financial Services is a national wealth-management firm serving a broad client base including individuals, retirement plans, and institutional clients. The firm manages approximately $12.77 billion in assets through a mix of advisory and brokerage services, with a focus on non-discretionary, client-directed account management.

Jesse Sausedo is a financial advisor at Valic Financial Advisors with three years of industry experience. He holds the Series 66 designation and has prior work history at Kroger, where he was employed for 37 years. Additionally, he is appointed as an agent to sell non-securities insurance products for Agia. Valic Financial Advisors serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Joshua Lustbader is a financial advisor with Beacon Pointe Advisors, LLC, holding Series 63 and Series 65 credentials and three years of industry experience. His prior roles include positions at Stonegate Capital Advisors, The Vanguard Group, Fisher Investments, Paladini Financial Management, and RegentAtlantic. Beacon Pointe Advisors, LLC provides wealth advisory, consulting, financial planning, retirement-plan platform services, and outsourced chief investment officer services to individuals, corporations, pension and profit-sharing plans, and other institutional clients. The firm uses a combination of asset-allocation modeling and third-party independent managers, employing both active and passive strategies across public and private asset classes.

Marli Smythe is a financial advisor with United Planners Financial Services of America, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. Her prior roles include positions at PFG Advisors, Securities America, and Cue Financial Group. She is also the managing partner of Sparrow Financial, LLC, a marketing entity based in Glendale, AZ. United Planners Financial Services serves a diverse client base including individuals, corporations, and institutional clients, offering financial planning, portfolio management, retirement plan services, and brokerage solutions through an open-architecture platform with multiple custodians and third-party money managers.

Beth Yost is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 designations and 22 years of industry experience. She has been with Charles Schwab since 2004. Outside of her advisory role, she provides dog sitting services through the Rover.com platform. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, offering a blend of non-discretionary and discretionary investment advisory services through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm’s integrated structure combines advisory, brokerage, custody, and cash-sweep services across multiple wrap programs.

Daniel Schneider is a financial advisor at Charles Schwab with 14 years of industry experience. He holds the Series 66 designation and has worked in various capacities including at 1ST Global Capital Corp., 1st Global Advisors Inc., and Schneider & Associate, CPAs, P.C. He serves as a parish council member and treasurer for St George Antiochian Orthodox Church, where he is involved in budgeting and financial oversight. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment management services supported by a large, integrated platform.

Daniel Scobie is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2017. He has also been associated with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2013. Based in Scottsdale, AZ, his career has been focused within the Vanguard organization. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios primarily using Vanguard funds and ETFs, offering various customization options and tax-aware strategies.