Alexander Lim is a Series 66-licensed advisor at Vanguard Advisers with two years of industry experience. He has held roles across multiple Vanguard entities since 2024 and previously worked with Verticalmove Inc. and JFQ Lending. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs, serving a large client base through a combined digital platform and advisor team.

Jennifer Knueven Goodrich is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. She has been with Vanguard entities since 2012, including Vanguard Advisers since 2020. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach and manages client portfolios primarily with Vanguard funds and ETFs.

Shelly Dukes is a financial advisor with OSAIC in Scottsdale, AZ, holding Series 63 and Series 65 licenses and having nine years of industry experience. Her prior roles include positions at BTS Asset Management, Raymond James Financial, LPL Financial, and TD Ameritrade. Outside of finance, she works as a bartender at Riverside Golf and Country Club, a nonprofit organization. OSAIC serves a broad range of retail and institutional clients through an extensive network of financial advisors and advisory platforms. The firm provides integrated brokerage and advisory services, utilizing various asset-allocation tools and third-party resources to offer diversified portfolio management options.

Samuel Otto is a Series 66-licensed financial advisor with six years of industry experience. He currently works at Vanguard Advisers and previously held roles at Edward Jones and two educational institutions, Great Hearts Arete Prep Academy and California Lutheran High School. Vanguard Advisers offers automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach with portfolios constructed primarily from Vanguard funds and ETFs, emphasizing scale and digital delivery.

Tron Brinkmann is a financial advisor at Raymond James Financial with 21 years of industry experience. He previously worked at Edward Jones for 17 years before joining Raymond James in 2021. Brinkmann serves as treasurer for The SilverTree Foundation, a nonprofit organization. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm uses tailored, non-discretionary planning and analytical tools to support client goals and supports a broad advisor network with specialized programs in municipal finance and SIMPLE IRA employer advisory services.

Vijay Kapur is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and possessing 31 years of industry experience. He has worked with Charles Schwab since 2020 and was previously with TD Ameritrade Inc. for 12 years. Outside of his advisory role, he volunteers with First Tee – Phoenix, a nonprofit organization that teaches children core values through golf and games. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and due diligence on alternative investments.

Jay Carlson is a Series 66-credentialed financial advisor with Vanguard Advisers, based in Scottsdale, AZ, and has three years of industry experience. His background includes roles at The Vanguard Group, Dutch Bros. Coffee, Northern Arizona University, Safeway Inc., and Liberty High School. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and constructs portfolios mainly from Vanguard funds and ETFs.

John Snyder is a financial advisor at Ameriprise with 10 years of industry experience. He holds the CFP® and ChFC® designations and has previously worked at Eagle Strategies and New York Life Insurance Company. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, algorithm-assisted advice through a centralized consulting team.

Matthew Russell is a financial advisor at OSAIC with 24 years of industry experience. He holds Series 65 and Series 66 designations and has worked at Securities America Inc. and Securities America Advisors for 10 years prior to joining OSAIC. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, utilizes various asset-allocation tools, and supports portfolios with a broad range of investment options managed on discretionary or non-discretionary bases.

Brian Derrick is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 credentials and 21 years of industry experience. He previously worked at Edward Jones for 15 years before joining Raymond James Financial Services in 2020. He is also involved in Derrick Family Financial, a support company related to his practice. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm employs analytical tools and tailored non-discretionary planning to support client goals and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Terrence Ransom is a financial advisor with Vanguard Advisers, holding a Series 66 designation and 18 years of industry experience. He has been with The Vanguard Group since 2018 and serves as adjunct faculty at Grand Canyon University. His prior experience includes roles at Gradient Securities, Ransom Financial Wealth, and Wilbanks Securities. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach utilizing proprietary models to create personalized asset allocations primarily composed of Vanguard funds and ETFs.

Nolan Brooks is a financial advisor with Thrivent Investment Management in Scottsdale, AZ, holding Series 66 and Series 63 credentials and having two years of industry experience. His prior work includes roles at Thrivent Financial, Sherwood Country Club, California Lutheran University, and Noba LLC. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors, focusing on goal-based analyses and written recommendations across a broad set of financial planning topics without discretionary trading authority.

Andrew Hokinson is a CFP®-certified financial advisor with Vanguard Advisers, bringing 12 years of industry experience. He has been with The Vanguard Group since 2012. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized asset allocations primarily through Vanguard funds and ETFs.

John Huber IV is a financial advisor at OSAIC based in Scottsdale, AZ, holding Series 63 and Series 65 designations with 44 years of industry experience. He previously worked at Sagepoint Financial, Inc. for 14 years before joining OSAIC in 2023. Outside of his advisory role, he serves as a limited partner in a family investment partnership and is involved as a partner or president in several investment-related entities. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm offers a broad range of integrated brokerage and advisory services, employing asset-allocation tools and third-party platforms to construct and manage customized portfolios.

Cynthia Romagnolo is a Vice President Private Wealth Management Advisor at Fidelity Investments. She has been with the firm since 1992, holding various positions including Vice President, Senior Account Executive, Financial Planning Consultant, and Financial Representative. In her current role since 2014, she works alongside her team to assist affluent individuals and their families with their wealth planning needs. Cynthia is a Certified Financial Planner® with over 30 years of experience in the financial services industry. She focuses on understanding her clients' needs, goals, and preferences to help them make prudent decisions regarding their wealth in the complex environment of investments and financial planning. Outside of her professional work, Cynthia's personal interests include fitness, pets, reading, traveling, and volunteering.

Lauren Lofy is a financial advisor with LPL Financial in Phoenix, AZ, holding a Series 66 license and three years of industry experience. She has a background that includes legal and accounting roles, running her own law and CPA firms alongside wealth management. Lofy also serves as a notary. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs and financial planning services with both discretionary and non-discretionary management, utilizing research from internal and third-party sources.

Renee Hanson is a financial advisor with Ameriprise in Scottsdale, AZ, holding a Series 63 designation and 35 years of industry experience. She has worked with Ameriprise Financial Service, LLC since 1997 and previously with Ameriprise Financial Services, Inc. for 15 years. Outside of advising, she is involved in publishing a book and podcast titled "Finding Your Financial Identity," serves on the board of the Maricopa County Bar Association, and participates in planned giving committees. Ameriprise offers retirement-income planning services targeting individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to provide tailored, non-discretionary recommendations through a centralized consulting team.

Heath Granneman is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and bringing 13 years of industry experience. He has been with Cambridge-affiliated entities since 2012. Outside of his primary role, he is involved with Camelback Wealth Consultants, dedicating part of his time to this investment-related activity. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory through a network of independent Financial Professionals, utilizing multiple custody platforms and a range of portfolio management strategies.

Joseph Vogt is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 66 credentials and nine years of industry experience. He has worked at Vanguard Advisers since 2019 and has been associated with various Vanguard entities, including Vanguard Marketing Corporation and The Vanguard Group, Inc., since 2017. Prior to that, he spent seven years at Grand Canyon University. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible employer-sponsored retirement plan participants. The firm utilizes a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs, offering a combination of digital delivery and advisor support to manage a large client base.

Anietie Ijoma is a financial advisor with OSAIC based in Scottsdale, AZ, holding the Series 63 and Series 66 licenses and bringing 11 years of industry experience. Anietie has worked at AIG since 2013. OSAIC serves a diverse range of retail and institutional clients, including high-net-worth individuals, pension plans, corporations, and charitable organizations, providing integrated brokerage and advisory services through a large network of affiliated advisers and multiple platforms. The firm employs various asset-allocation tools and third-party solutions to manage portfolios across different asset classes on both discretionary and non-discretionary bases.