Justin Proudfoot is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Capstone Financial, Education At Work, and New Leaf Trading, as well as seven years connected to Arizona State University and his own enterprise, Proud Passage Company. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to tailor asset allocations, primarily utilizing Vanguard funds and ETFs, and manages a large client base through its digital platform combined with advisor support.

Tyrik Thompson is a financial advisor at Merrill with six years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2019 and Bank of America, N.A. since 2020. Outside of his advisory roles, he has been involved with Modern Sports Grill LLC since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Hunter Jamison is a financial advisor at Vanguard Advisers with five years of industry experience. He holds a Series 66 designation and has worked at various Vanguard entities since 2021. Prior to his advisory career, he operated a lawn care business for seven years. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach, constructing portfolios primarily from Vanguard funds and ETFs, and manages a large scale of client relationships through a combination of digital platforms and advisory teams.

Michelle Betancourt is a financial advisor at Edward Jones in Tempe, AZ, holding a Series 66 designation with 16 years of industry experience. She has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, operates under a fiduciary standard, and is noted for its extensive network of advisors and branch offices nationwide.

Chad Mclain is a financial advisor at Fidelity with 15 years of industry experience. He holds Series 63 and Series 66 designations and has worked with Fidelity in various capacities since 2010, including roles at Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, employing a systematic investment process that combines proprietary research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm also serves as a registered commodity pool operator and offers advisory services to multiple registered investment companies and fund-of-funds.

Michael Mikulich is a CFP® with 16 years of industry experience, currently serving at Vanguard Advisers since 2009. He holds a Series 63 license and is based in Scottsdale, AZ. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, utilizing proprietary models and Vanguard funds and ETFs to deliver personalized portfolios with tax-aware features and customization options.

Nicole Eich is a financial advisor at Vanguard Advisers with seven years of industry experience. She holds Series 63 and Series 65 designations. Her prior experience includes roles at USAA Investment Management Company and USAA Financial Advisors Inc. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, emphasizing scalability and digital delivery.

Grant Crane II is a financial advisor at LPL Financial with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Wells Fargo Advisors and MFS Fund Distributors, Inc. Crane is also a 50% owner of Grant Financial LLC, a related investment business based in Scottsdale, AZ. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing model portfolios, third-party subadvisors, and various investment strategies.

Steven Payne is a financial advisor with Primerica Advisors in Mesa, AZ, holding Series 63 and Series 65 licenses and one year of industry experience. His prior work includes 14 years at Globus Medical Inc and self-employment for two years. He has also been involved with NEXT Community Church. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-based strategies and selectively managed accounts to individual and high-net-worth clients under a wrap-fee structure.

Gregory Ashcraft is a Wealth Management Advisor at Merrill Lynch Wealth Management with a career in financial services that began in 1984. In his role, he assists clients in developing wealth management strategies tailored to their individual needs, focusing on a comprehensive approach that includes listening and helping clients make informed decisions. Gregory's client focus areas include college education planning, managing new wealth, personal retirement planning, and retirement income. Gregory holds a Bachelor's Degree from the University of Nebraska System and a Master's Degree from the University of Houston System. He holds professional designations as a CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). He has been recognized multiple times on Forbes' "Best-in-State Wealth Advisors" list and as a member of the Ashcraft Group on Forbes' "Best-in-State Wealth Management Teams" list. Outside of his professional work, Gregory is involved in the Academic Decathlon community program. His personal interests include hiking, photography, and scuba diving.

Aldo Zuniga is a financial advisor at Merrill with a Series 66 credential and over 20 years of industry experience. His prior work includes a long tenure at Wells Fargo Bank from 2002 to 2025, followed by positions at Merrill and Bank of America. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Nicholas Wade is a financial advisor with Merrill in Chandler, AZ, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Bank of America, Northwestern Mutual, and a year working with Dark Sky Brewing Co. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Debra Gallegos Caldwell is a financial advisor with Cetera, holding Series 63, 65, and 66 credentials and over 33 years of industry experience. She has worked with Cetera and Cetera Wealth Services since 2013 and owns Caldwell Financial, which she has operated since 1992. Outside of advising, she is involved in selling dental plans, insurance, and health products, and refers clients for estate planning services. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporations, charitable clients, and institutions. The firm offers a multi-manager platform with various portfolio management options and access to third-party money managers, managing over $256 billion in assets through more than 10,000 advisors.

Peter Miller is a financial advisor at Vanguard Advisers with a Series 66 designation and one year of industry experience. His prior work includes roles at Paychex, K2 Sports, and the University of Arizona, as well as entrepreneurial ventures in auto services and fleet management. Vanguard Advisers delivers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach focused on personalized asset allocation through proprietary methodologies and broad fund selection.

Benjamin Backus is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at The Vanguard Group, Premier Lending Inc., Wintrust Mortgage, and other financial institutions. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide its recommendations.

Andrew Gomez is a financial advisor at Vanguard Advisers with Series 63 and Series 66 credentials and four years of industry experience. His prior roles include positions at JPMorgan Chase Bank, Merrill Lynch, and Charles Schwab. Based in Scottsdale, AZ, he has been with Vanguard since 2026. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs, combining scale and digital delivery to manage a large client base.

Michael Joyce is a financial advisor with Merrill in Chandler, AZ, holding a Series 66 designation and eight years of industry experience. He has worked at Merrill since 2016, with a brief period at Robinhood Financial, LLC, and earlier roles including Grand Canyon University and State Farm. Outside of his advisory work, he is involved in a music-related business as the owner of an LLC that produces music under the band name "Charm The Villain" and sells related merchandise. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Andre Lepe is a financial advisor at Fidelity with four years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at The Vanguard Group, Edward Jones, and several other firms. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction in its investment process.

Timothy Melanson Jr. is a CFP® with nine years of industry experience, currently serving as a financial advisor at Vanguard Advisers in Scottsdale, AZ. His career includes roles at The Vanguard Group and Vanguard Marketing Corporation since 2017, as well as prior experience in the hospitality and manufacturing sectors. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized asset allocations, managing a large client base with a digital platform supported by over 2,200 advisors.

James Maier is a financial advisor with Vanguard Advisers, holding a Series 66 designation and currently located in Scottsdale, AZ. He has one year of industry experience, including roles at Vanguard Advisers, The Vanguard Group, and Vanguard Marketing Corporation. His prior work history includes various positions outside the financial industry. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with portfolios mainly composed of Vanguard funds and ETFs, supported by a large team and a high client-to-advisor ratio.