Bryce Johnson is a financial advisor at Charles Schwab with Series 66 and Series 63 credentials and two years of industry experience. His prior work includes roles at Medulla LLC and Finishline, along with positions outside the financial industry and periods of unemployment. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options using multi-asset model portfolios, supported by centralized custody and operational infrastructure.

Russell Dyer is a financial advisor at Morgan Stanley with 17 years of industry experience. He has been with Morgan Stanley since 2009 and currently works at Morgan Stanley Private Bank, National Association. He holds the Series 66 designation and is based in Scottsdale, AZ. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and financial planning services that incorporate firm-approved tools and models to help clients develop tailored plans.

Andrew Ruboyianes is a financial advisor with UBS Financial Services in Phoenix, AZ, holding a Series 66 designation and 23 years of industry experience. He has been with UBS since 2002. Outside of his advisory role, he serves on the advisory board for Dave Ramsey’s lead referral program and holds board and leadership positions with AHEPA, an organization focused on promoting Greek culture. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Karl Christman is a financial advisor at Morgan Stanley with 12 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for The Vanguard Group for 14 years before joining Morgan Stanley in 2020. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured discovery processes and firm-approved tools.

Marco Divito is a financial advisor with Wells Fargo Advisors in Scottsdale, AZ, holding Series 63 and Series 66 licenses with 12 years of industry experience. He has worked at various Wells Fargo entities since 2012 and is involved in ownership and management of two investment-related businesses, Core Wealth Strategies, LLC, and Divito Wealth Management, LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services tailored to clients meeting a net-worth threshold. The firm offers a wide range of planning services and integrates advisory with other financial product sales and referral channels.

Gabriel Benavides is a financial advisor with Edelman Financial Engines in Phoenix, AZ, holding a Series 66 designation and six years of industry experience. His career includes roles at Edelman Financial Engines and Financial Engines Advisors L.L.C., as well as earlier experience with Equitable Advisors and AXA Advisors. Prior to his financial services career, he worked for the California Department of Food and Agriculture. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven proprietary modeling process combined with planner delivery and online tools, offering diversified model portfolios, discretionary and non-discretionary management, and serves approximately 477,000 clients with $326 billion in assets under management.

Daron Mcmillan is a financial advisor at OSAIC with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Woodbury Financial Services, Questar Asset Management, and Wells Fargo Clearing. Outside of his advisory role, he provides life insurance solutions focused on wealth preservation and estate planning. OSAIC serves a broad range of retail and institutional clients with brokerage and advisory services, utilizing a model-based investment approach that includes portfolio optimization and multiple managed account strategies. The firm is notable for its scale, complex affiliate network, and recent consolidation activity.

Christopher Krueger is a Certified Financial Planner (CFP®) with 24 years of industry experience. He is currently with Charles Schwab, where he has worked since 2022, following prior roles at TD Ameritrade and Scottrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and a centralized operational structure.

Taylor Pina is a financial advisor with Fidelity Investments holding Series 63 and Series 65 credentials and four years of industry experience. His work history includes roles at Fidelity Investments, The Federal Savings Bank, and The Leona Group, as well as positions related to the University of Arizona. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to deliver model portfolios and discretionary management, and it serves in advisory roles that are less common among large institutional peers.

Thomas Barger is a Series 66 licensed advisor at J.P. Morgan Securities with six years of industry experience. His prior roles include positions at Charles Schwab and Bank of America/Merrill Lynch. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screens and qualitative research to build model asset allocations and incorporates ESG considerations.

Rosemary Dinardo is a financial advisor with Fidelity, holding Series 63 and Series 66 credentials and bringing 38 years of industry experience. She previously worked at The Vanguard Group, Inc. from 2013 to 2021 before joining Fidelity in 2021. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios and offers oversight of affiliated and unaffiliated sub-advisers.

Angela Kunze is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 credentials and 18 years of industry experience. She has been with Raymond James & Associates since 2015. Outside of her advisory role, she is involved with K Bar Ranch LLC, an agriculture and farming business. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning and advisory services supported by extensive research and a variety of portfolio management styles.

Rodney Tucker is a financial advisor at RBC Capital Markets with 29 years of industry experience. He holds the Series 63 and Series 65 designations. His career includes roles at City National Bank since 2019 and RBC Capital Markets Corporation since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, and charitable organizations. The firm offers multiple advisory programs with customized portfolio management, financial planning, and brokerage services, leveraging a mix of in-house and third-party investment managers.

Matthew Macdonald is a financial advisor at Merrill with Series 63 and Series 66 designations and one year of industry experience. His prior experience includes roles at Morgan Stanley and Bank of America, as well as work in hospitality and education. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through model-based and discretionary strategies designed by internal and third-party managers. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with strategic asset allocation and cash management solutions.

Drew Kubicki is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds a Series 66 designation and has worked at firms including Charles Schwab & Co., Inc., SES Inc., Seia LLC, and Postmates. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

David Jones is a financial advisor with Raymond James Financial Services Advisors, Inc. in Phoenix, AZ. He holds Series 63 and Series 65 designations and has 33 years of industry experience. Prior to his current roles, he worked at LPL Financial and Wells Fargo Investments, among other firms. He is also associated with Desert Financial Credit Union and Desert Financial Wealth Management as a financial advisor. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored planning and consulting using analytical tools and supports advisory programs as well as institutional portfolio management.

Jake Strachan is a financial advisor with Mass Mutual Investors Services in Scottsdale, AZ. He holds Series 65 and Series 63 licenses and has been working in the industry since 2024, including roles at Bankers Life and MassMutual Life Insurance Company. Outside of his advisory work, he has experience with small business ventures such as Windows By Jake and Pinnacle Seeds. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative financial planning engagements using firm-approved software and a range of investment programs.

Mikayla Morgan is a financial advisor at Robert W. Baird & Co. with seven years of industry experience. She holds Series 66 and Series 63 credentials and has worked at several firms including Creative Planning, Lockton Financial Advisors, and Charles Schwab. Morgan is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management department that serves individuals, corporate and business clients, pensions, and charitable organizations. The firm offers a wide range of services including financial planning, portfolio management, and separately managed account programs, supported by internal research and a blend of discretionary and model-based investment strategies.

Thomas Tourek Jr. is a financial advisor at Cetera with 21 years of industry experience. He holds Series 63, 65, and 66 licenses and previously worked for J.P. Morgan Securities for 13 years. Outside of his advisory role, he is the owner of Turning Point Enterprises, LLC (dba 1320CONNECT), a motorsports marketing and advertising business. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts, offering portfolio management, financial planning, and access to third-party money managers. The firm operates a multi-manager platform with over 10,000 advisors and manages more than $256 billion in assets.

Jeremiah Miller is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2012 and 2015, respectively. He is based in Peoria, AZ. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a wide range of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved planning tools.