Catherine Lapadula is a financial advisor with UBS Financial Services in New York, NY, holding a Series 63 designation and bringing 30 years of industry experience. She has been with UBS since 2010 and is a partner in a private real estate holding company established as an opportunity vehicle. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services through a broad platform that includes financial planning and portfolio management.

Arthur Bautista is a financial advisor with Charles Schwab in Phoenix, AZ. He holds the Series 66 and Series 63 designations and has two years of industry experience. Prior to joining Schwab, he worked at JCPenny and has been involved with Harkins Theatres since 2019. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by centralized supervision and research.

Nicholas Hasselkus is a financial advisor with Morgan Stanley in Scottsdale, AZ, holding a Series 66 designation and having 25 years of industry experience. He has been with Morgan Stanley and its affiliated private bank since 2014 and 2015, respectively. Outside of his advisory role, he serves as a liaison officer and board member for Lancino Encino Village Partnership, a property management and commercial real estate business. Morgan Stanley Wealth Management is a large, SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools.

Michael Gray is a Series 66-licensed financial advisor with Edward Jones, where he has worked since 2022. He has three years of industry experience and previously spent ten years at Richard Sales Media. Outside of his advisory work, he serves as Vice President of the Board for Triad Performing Arts of Arizona, assisting with fundraising and marketing efforts. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of over 23,000 advisors. The firm provides discretionary and non-discretionary strategies, separately managed accounts, affiliated mutual funds, and operates under a fiduciary standard.

Andrew Munger is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and seven years of industry experience. He has been with J.P. Morgan Securities since 2024 and has worked at JPMorgan Chase Bank, N.A. since 2005. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities.

Joshua Dixon is a financial advisor at Wells Fargo Advisors with three years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at BANK of AMERICA, Merrill, and Merrill Lynch Pierce Fenner & Smith. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services tailored to clients' needs, utilizing Wells Fargo research and planning tools, with implementation options through brokerage or advisory programs.

Mary Cavanaugh Marsh is a financial advisor with Edward Jones, holding the Series 63 and Series 65 designations and bringing 31 years of industry experience. She has been with Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a wide range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

William Hertzog is a financial advisor at RBC Capital Markets with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has been with RBC Capital Markets LLC since 2016. Outside of his advisory work, he co-owns a rental vacation home in Hayden Lake, Idaho. RBC Wealth Management serves a diverse client base including individual investors, institutions, and charitable organizations, offering tailored advisory programs with discretionary and non-discretionary portfolio management. The firm utilizes both in-house and third-party investment managers and provides a variety of account structures and services.

Arthur Metzger is a financial advisor at Morgan Stanley in Scottsdale, AZ, holding Series 63 and Series 66 designations with 25 years of industry experience. He previously worked at Merrill and BofA Securities before joining Morgan Stanley in 2022. Morgan Stanley Wealth Management serves both individual and institutional clients, offering comprehensive advisory programs and tailored financial planning services through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by advanced modeling tools.

Todd Brown is a financial advisor with Ameriprise in Phoenix, AZ, holding a Series 66 designation and four years of industry experience. Prior to joining Ameriprise in 2021, he worked at Nextiva and owns Fit Body Toddy Fitness LLC, where he creates and supervises exercise programs via a mobile app. Ameriprise offers retirement-income planning services primarily for clients approaching or in retirement with significant investable assets, providing detailed recommendation reports that incorporate research, modeling, and tax-efficient withdrawal strategies.

Bruck Henne is a financial advisor at Osaic with four years of industry experience. He holds a Series 66 designation and has worked previously at Woodbury Financial Services, Northwestern Mutual, and The Brooks Companies. He is also involved with The Henne Financial Group, where he markets and services clients utilizing securities and insurance. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisers and advisory platforms, offering integrated brokerage, investment advisory services, financial planning, and access to third-party managers and wrap programs. The firm employs asset-allocation tools and risk-tolerance questionnaires to construct diversified portfolios and supports both discretionary and non-discretionary management.

Gregory Damian is a financial advisor at Charles Schwab with a Series 66 credential and one year of industry experience. Prior to joining Schwab in 2021, he held roles at Randstad and the National MS Society. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Norman Lemus is a financial advisor at Ameriprise with 17 years of industry experience. He holds a Series 66 designation and previously worked at UBS Financial Services Inc. for 11 years before joining Ameriprise in 2022. Outside of his advisory role, he is involved with the Phoenix Children’s Hospital Foundation’s 50 under 50 group and manages youth soccer teams with the Plamaker Futbol Academy. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement who meet specific asset criteria, providing detailed recommendation reports that include income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research-driven modeling and automated processes to deliver tailored, non-discretionary advice in partnership with its financial advisors.

Michael Cue is a financial advisor with Cambridge Investment Research Advisors and holds a Series 66 designation. He has 16 years of industry experience, including 12 years with Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. Additionally, he operates as an independent insurance agent for various companies. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement plan advisory services. The firm delivers these services through a network of independent Financial Professionals using a range of portfolio management strategies and platform arrangements tailored to client objectives.

Courtney Mindemann is a financial advisor at Merrill with nine years of industry experience. She holds a Series 66 designation and has been with Merrill since 2016. Prior to her advisory role, she worked briefly at Alvin Goldfarb Jeweler. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ronald Adamoli is a financial advisor with Thrivent Investment Management, holding Series 66 and Series 63 licenses and bringing 24 years of industry experience. His prior roles include positions at Financial Engines Advisors, Bank of America, and Merrill. He also spent over two decades working as a caregiver. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive planning on topics such as retirement, taxes, and estate matters. The firm’s approach combines holistic, goal-based analyses with flexible planning and managed-account options while maintaining discrete services and conducting periodic plan reviews.

Zachary Holly is a financial advisor at OSAIC with 12 years of industry experience. He holds the CFP® designation and Securities Licenses Series 66 and 63. Prior to joining OSAIC in 2025, he worked for ONEAZ Credit Union and LPL Financial LLC for six years and Financial Engines Advisors, L.L.C. for three years. OSAIC serves a diverse range of clients, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations, offering integrated brokerage and advisory services through a large network of affiliated advisors and multiple advisory platforms. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct diversified portfolios across various asset classes.

Kelley Sullivan is a financial advisor at Cetera with six years of industry experience and holds the Series 66 designation. She has worked at Cetera Wealth Services, Renaissance Financial, and Minnesota Life Insurance Company, among others. Sullivan is also involved with Renaissance Financial, where she provides securities, insurance, and advisory services. Cetera Investment Advisers LLC is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and access to third-party money managers.

Moses Medina is a financial advisor with Cambridge Investment Research Advisors holding Series 63 and Series 65 credentials and has nine years of industry experience. He has been associated with Cambridge Investment Research Advisors since 2017 and also has involvement with Capital Choice Financial Services. Outside of his advisory role, he is active in insurance and human resources through SMARTPRO Financial. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent professionals, utilizing a variety of portfolio management strategies and platform arrangements tailored to client objectives.

Joseph Christ is a CFP® professional with 19 years of industry experience, currently advising clients at Robert W. Baird & Co. since 2008. He holds a Series 66 license and works out of Scottsdale, AZ. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The group offers customized financial planning and portfolio management services, utilizing a combination of in-house and third-party managers across traditional and non-traditional investment strategies.