John Wagner is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding a Series 66 designation and 14 years of industry experience. He has worked at Vanguard and its affiliated entities since 2020 and was previously employed by TIAA from 2016 to 2020. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs, delivering services through a large-scale digital platform supported by more than 2,200 advisors.

Melinda Sherwood Lewis is a financial advisor at OSAIC with 19 years of industry experience and holds a Series 66 designation. Her prior experience includes roles at Securities America Advisors, LPL Financial, and KMS Financial Services. Outside of her advisory work, she also works seasonally as a guest host at a ski resort. OSAIC Wealth serves a diverse client base, including retail and institutional investors, with a platform offering brokerage and advisory services such as financial planning, managed portfolios, and retirement plan consulting. The firm’s investment approach incorporates model-based asset allocation, portfolio optimization, and a range of discretionary and third-party management options.

Norman Lemus is a financial advisor at Ameriprise with 17 years of industry experience. He holds a Series 66 designation and previously worked at UBS Financial Services Inc. for 11 years before joining Ameriprise in 2022. Outside of his advisory role, he is involved with the Phoenix Children’s Hospital Foundation’s 50 under 50 group and manages youth soccer teams with the Plamaker Futbol Academy. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement who meet specific asset criteria, providing detailed recommendation reports that include income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research-driven modeling and automated processes to deliver tailored, non-discretionary advice in partnership with its financial advisors.

Taneya Williams is a financial advisor at Vanguard Advisers with Series 66 credentials and one year of industry experience. Prior to joining Vanguard, she held roles at Amazon and several academic institutions including St. Lawrence University and Hartwick College. Vanguard Advisers serves retail investors and eligible retirement plan participants, offering automated and human-supported investment advice through digital and personal advisor services. The firm applies a goal-based, algorithm-driven investment approach using proprietary models, primarily constructing portfolios from Vanguard funds and ETFs with various tax-aware and customization features.

Loren Neumeister is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. He has worked at The Vanguard Group since 2017, following a one-year tenure at T. Rowe Price. Vanguard Advisers offers a combination of automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach utilizing proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Anthony Tivnan Jr. is a financial advisor at Vanguard Advisers with a Series 66 designation and three years of industry experience. He has been with Vanguard Advisers since 2025 and also works with Vanguard Marketing Corporation and The Vanguard Group, Inc. His prior experience includes roles at Magellan Jets and The University of Arizona. Vanguard Advisers offers automated and human-supported investment advice through digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to create personalized portfolios constructed mainly from Vanguard funds and ETFs.

Courtney Mindemann is a financial advisor at Merrill with nine years of industry experience. She holds a Series 66 designation and has been with Merrill since 2016. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ronald Adamoli is a financial advisor at Thrivent Investment Management with 24 years of industry experience. He holds Series 66 and Series 63 licenses. His prior roles include positions at Financial Engines Advisors L.L.C., Bank of America, and Merrill. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary portfolio management.

Kevin Kolb is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 designations and bringing 24 years of industry experience. He has worked at Vanguard Marketing Corporation and The Vanguard Group, Inc. since 1999 and joined Vanguard Advisers in 2021. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm’s investment approach is goal-based and algorithm-driven, utilizing proprietary models and predominantly Vanguard funds and ETFs to create personalized portfolios with various customization options.

Joseph Christ is a CFP® professional with 19 years of industry experience, currently advising clients at Robert W. Baird & Co. since 2008. He holds a Series 66 license and works out of Scottsdale, AZ. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The group offers customized financial planning and portfolio management services, utilizing a combination of in-house and third-party managers across traditional and non-traditional investment strategies.

Penelope Abad is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 credentials and 18 years of industry experience. She has been with The Vanguard Group since 2008. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, using proprietary methodologies and Vanguard funds to construct personalized portfolios with various customization options.

Mitchell Stillman is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding Series 63 and Series 65 licenses and totaling 44 years of industry experience. He has been with Wells Fargo Clearing since 2016. Outside of his advisory role, he serves as a committee member of the JNF Real Estate and Finance Group, providing feedback for events hosted by the organization. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research and analytics with a broad range of financial products offered through bank and insurance affiliates.

Tinika Mills is a Series 66 licensed financial advisor with Vanguard Advisers in Scottsdale, AZ, having five years of industry experience. Her background includes roles at The Vanguard Group and Vanguard Marketing Corporation since 2018, as well as prior employment at Amazon and the Phoenix Union High School District. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models and largely invests portfolios in Vanguard funds and ETFs, combining scale with digital delivery through a high client-to-advisor ratio.

Deborah Martinez is a financial advisor at Raymond James Financial Services Advisors, Inc. with 17 years of industry experience. She holds a Series 66 designation and has worked previously at Equitable Advisors for 12 years. Martinez is also involved with Southwest Wealth Strategies LLC and Martinez and Shanken, PLLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm emphasizes tailored, non-discretionary planning and utilizes analytical tools such as risk profiling and probability modeling to support client goals.

Hector Nava Castanon is a financial advisor at Vanguard Advisers with six years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Lincoln Financial Advisors, MissionSquare Investment Services, and CUNA Mutual Group. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs, offering a variety of customization options and serving a large number of clients through a combination of digital platforms and advisor support.

Charles Sacks is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63, 65, and 66 licenses and 18 years of industry experience. He has been with Charles Schwab since 2013 and also works with Charles Schwab Bank, SSB. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm provides both non-discretionary investment guidance and access to discretionary separately managed accounts, combining multiple service offerings with centralized supervision and custody.

Dana Davis is a financial advisor at Charles Schwab with 18 years of industry experience. She holds the Series 66 designation and has worked within various Charles Schwab entities since 2008, including the Schwab Trust Bank and Charles Schwab Bank. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining multi-asset model portfolios, alternative investments, and integrated brokerage and custody services.

Ali Rizvi is a financial advisor with Cetera, holding Series 65 and Series 63 licenses and bringing 29 years of industry experience. His career includes roles at Cetera Wealth Services, Integra Partners LLC, Ascend Financial Services, and Minnesota Life Insurance Company. Rizvi serves as a board member of the Honor Health Foundation. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, overseeing more than $256 billion in assets under management.

Brenda Bryan is a Series 66-licensed financial advisor at Edward Jones with one year of industry experience. She has operated Kalpana Marketing LLC / The Bryan Agency since 2014. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of financial advisors.

Juan Manuel Garcia is a financial advisor at Charles Schwab with five years of industry experience. He holds Series 66 and Series 63 licenses and has worked at Merrill, Oracle Insurance, Prudential, and Wells Fargo before joining Charles Schwab. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary advisory options supported by multi-asset model portfolios and centralized operational structures.