Nicholas Grose is a Senior Financial Advisor at Merrill Lynch Wealth Management. He provides comprehensive and holistic wealth management services, focusing on creating bespoke strategies tailored to the evolving needs and priorities of his clients. His approach integrates asset purchases, income streams, lending, and tax considerations to develop investment plans aligned with clients' values. With close to two decades of experience in wealth management, Nicholas has a background that includes serving as Vice President and Wealth Advisor at J.P. Morgan. His expertise encompasses education planning, executive compensation, family wealth management strategies, institutional investment consulting, endowment and foundation services, legacy and philanthropic planning, socially responsible investing, and individual and corporate investment strategy. Nicholas holds a Bachelor of Arts degree in Economics from the University of Colorado at Boulder. He is a Personal Investment Advisor (PIA) and resides in Venice, California. His personal interests include boating, cooking, gardening, music, reading, skiing, swimming, traveling, writing, and yoga.

Gary Fournier is a financial advisor with J.P. Morgan Securities based in Rolling Hills, CA, holding a Series 66 designation and 15 years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2011 in various capacities. Outside of finance, Fournier is involved as a co-founder and board member of PuppyWash Inc., a pet services company specializing in automated dog baths, and serves as CEO and board member of ValueGOV, a software company focused on outdoor park management. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program that emphasizes written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s process is supported by centralized due diligence and incorporates both quantitative and qualitative research methods.

Richard Yorke is a financial advisor at Ameriprise with 22 years of industry experience. He holds a Series 66 designation and has worked at Ameriprise since 2023, following prior roles at Pfs Tax CPAs LLP and LPL Financial. In addition to his advisory work, Yorke is involved in tax preparation through his ownership of Yorke & Associates CPAs, Inc. Ameriprise provides retirement-income planning services targeting individuals nearing or in retirement with substantial investable assets. The firm uses a centralized consulting team and a combination of modeling and tax-efficiency analysis to deliver tailored, non-discretionary recommendations, emphasizing assets held in Ameriprise-managed accounts.

Courtney Shan is a financial advisor with Cetera, holding a Series 66 designation and six years of industry experience. Her career includes roles at Cathay Bank, East West Bank, Bank of America, Merrill, and multiple positions within the University of California system. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and employs a multi-manager platform that includes both affiliated and third-party investment options.

Zachary Dewhirst is a financial advisor at Fidelity with Series 66 credentials and less than one year of industry experience. His prior work includes roles at Northwestern Mutual and Azusa Pacific University. Fidelity, through its Strategic Advisers LLC division, provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios from a broad investable universe.

Riki Vear is a financial advisor with Morgan Stanley in El Segundo, CA, holding a Series 66 designation and bringing 16 years of industry experience. She has worked with Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a variety of advisory programs to both individual and institutional clients, emphasizing tailored financial planning and a structured planning process supported by firm-approved tools and research.

Thomas Weber is a financial advisor with J.P. Morgan Securities, holding Series 66, Series 63, and Series 65 licenses and bringing 10 years of industry experience. His prior roles include positions at Blackrock Investments, Cadaret Grant & Co., Bank of America, and BOFA Securities. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates centralized due diligence with quantitative and qualitative research and may incorporate an ESG eligibility framework.

Isabel Irvine is a Wealth Management Advisor at Merrill Lynch Wealth Management, where she has been serving clients since 2015. She employs a hands-on, goals-based approach to wealth management, focusing on understanding her clients' assets, liabilities, portfolios, and personal goals. Isabel also assists companies in managing their 401(k) plans to address the needs of both the company and its employees. She holds several professional designations, including Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Isabel earned her bachelor's degree in Public Administration from California State University Fullerton and her MBA in Business Administration from Chapman University in Orange, California. She is a member of the Certified Financial Planning Association and the National Association of Plan Advisors. Outside of her professional work, Isabel enjoys spending time with her family and friends, as well as engaging in activities such as baseball, basketball, cooking, football, music, reading, tennis, and yoga. She resides in Orange, California.

Andrew Rivera is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 designations and bringing 26 years of industry experience. He has been with J.P. Morgan Securities since 2012 and J.P. Morgan Chase Bank since 2013. Rivera is also a member and authorized signer of Rivera & Associates, an investment-related business. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their advisory program focuses on non-discretionary written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Henry Tallardy III is a financial advisor with LPL Financial in El Segundo, CA, holding Series 63 and Series 66 credentials and bringing 21 years of industry experience. His prior roles include positions at First Allied Advisory Services, Western International Securities, PGIM Investments, and Chase Investment Services. Outside of advisory work, he teaches retirement planning workshops at El Camino College and Loyola Marymount University. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Scott Schultheis is a financial advisor at Edward Jones in Torrance, CA, holding a Series 66 designation with one year of industry experience. His prior work includes positions at Grant Thornton and entrepreneurial experience with The Pool Doctor, LLC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs, managed solutions, and affiliated investment products supported by a large network of advisors and branch offices nationwide.

Douglas Peterson is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked with Ameriprise and its affiliated entities since 2005. Outside of financial advising, Peterson serves on the Board of Directors for the Hyatt Residence Club Kaanapali Beach and provides strategic guidance as an advisor to iBlades.ai, a company focused on secure AI-driven communications and cybersecurity. Ameriprise serves clients primarily through retirement-income planning services tailored for individuals approaching or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to provide personalized, non-discretionary recommendations, with a focus on assets managed within Ameriprise.

Ravin Walters is a financial advisor at Thrivent Investment Management with 10 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at firms including Royal Alliance Associates, Bank of America, Merrill, and Charles Schwab. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering both one-time and ongoing planning engagements. The firm delivers holistic, goal-based analyses across a broad range of planning topics and allows clients to combine planning with managed-account services under a consolidated billing option called WealthPlan.

Robert Lebo is a financial advisor at RBC Capital Markets with 22 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Clearing, Ameriprise, and Essex National Securities before joining RBC in 2026. Outside of his advisory role, he serves as power of attorney for his mother. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves individual and institutional clients through a variety of advisory programs offering portfolio management, financial planning, custody, and brokerage services. The firm customizes strategies based on each client's risk profile and utilizes both in-house and third-party investment managers.

John Masterson is a financial advisor with LPL Financial in Santa Monica, CA, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has worked at LPL Financial since 2009 and previously held roles at Wells Fargo Clearing, A. G. Edwards & Sons, Inc., and Wells Fargo Investments. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, and institutional platforms, supporting advisors with research, technology, and a broad suite of financial products.

Evan Hunter is a financial advisor with Morgan Stanley who holds Series 63 and 65 licenses and has 39 years of industry experience. His career includes positions at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs, including tailored financial planning that leverages firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and offers services through both direct and corporate financial planning arrangements.

Jacob Servin is a Series 66 licensed financial advisor with 14 years of industry experience, currently working at J.P. Morgan Securities since 2013. He is based in Manhattan Beach, CA. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm utilizes a centralized due diligence process combining quantitative and qualitative research to support its recommendations, which may include ESG considerations.

Michael Gomez is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including Wells Fargo and Protection Point Advisors. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and a framework that may incorporate ESG considerations.

Nicholas Grecco is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 66 licenses and four years of industry experience. His prior roles include positions at Edward Jones, Fidelity Investments, and The Vanguard Group. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive written recommendations across various financial topics without portfolio management or discretionary trading authority. The firm integrates planning with managed-account services through its WealthPlan option while maintaining separate oversight of each.

Denny Bilikas is a financial advisor with Osaic Wealth in El Segundo, CA, holding Series 63 and Series 65 licenses and 26 years of industry experience. His prior roles include positions at Lincoln Financial Advisors, Merrill Lynch, Citigroup Global Markets, and M.L. Stern & Co. He is also involved in life insurance sales, offering fixed and equity-indexed annuities and traditional life insurance. Osaic Wealth serves a diverse client base including retail and institutional investors, retirement plan sponsors, charities, and corporations. The firm provides a wide range of brokerage and advisory services supported by model-based asset allocation, portfolio optimization tools, and a multi-advisor platform.