Arya Hajari is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. Prior to joining Fidelity, Hajari held positions at several firms including Aramark, Capstone Financial Advisors, and GameStop. Outside of finance, Hajari works in the hotel industry at Studio 6, handling paperwork, check-ins, and basic maintenance. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, employing a systematic investment process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm serves retail and institutional investors through discretionary portfolio management, fund advisory, and model portfolios.

Ronald Grimm is a financial advisor at Merrill with 23 years of industry experience. He holds a Series 66 credential and has worked at several firms including Bank of America, Penniall & Associates, and Morgan Stanley. He also operates a separate business under his name. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Rishi Mangal is a financial advisor with Morgan Stanley in El Segundo, CA, holding a Series 66 designation and 17 years of industry experience. He has been with Morgan Stanley since 2009, including two years with the Morgan Stanley Services Group Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Cheryl Hayden Rambeau is a financial advisor with UBS Financial Services in Los Angeles, holding Series 63 and Series 66 credentials and bringing 25 years of industry experience. She has been with UBS since 2008. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research, model-based asset allocations, and institutional trading capabilities to tailor financial plans and portfolio management.

Raymond Conboy is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been serving clients since 1998, beginning his career at Prudential Securities before joining Banc of America Investments in 2003, where he continues to provide financial advisory services. Raymond works with wealthy families, business owners, businesses, and non-profit organizations, assisting them in recognizing, understanding, and realizing their priorities and goals. His expertise encompasses areas such as divorce transition planning, services for endowments, foundations, and non-profits, investment consulting for defined contribution and benefit plans, LGBT wealth planning, liquidity management, philanthropic planning, socially responsible and ESG investing, and tax minimization. Raymond aims to preserve and grow his clients' assets leveraging the broad financial capabilities of Merrill alongside the banking services of Bank of America. Raymond earned an Associate's Degree from Galway Mayo Institute of Technology and holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Originally from Ireland, he moved to the United States in his early twenties. Outside of work, Raymond engages in hiking, triathlons, open water swimming, music, refereeing soccer, and spending time with his family. He also volunteers with organizations in his community, reflecting his commitment to community involvement.

Todd Buchner is a financial advisor at Wells Fargo Advisors with 31 years of industry experience. He has been with Wells Fargo Advisors and its affiliates since 2009. In addition to his advisory role, he owns CADOX LLC, a related business based in Long Beach, CA. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services through a large network of advisors. The firm offers a broad range of planning services tailored to clients meeting a net-worth threshold, utilizing Wells Fargo research and tools to develop customized recommendations.

Lisa Masters is a financial advisor with J.P. Morgan Securities in Los Angeles, CA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. She has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2015. In addition to her advisory role, she is also employed by JPMorgan Bank, which allows her to offer certain bank products and services. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through its Wealth Advisors. The firm combines institutional advisory operations with brokerage and investment management capabilities, offering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Frank Yanez is a financial advisor at Morgan Stanley with 23 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2015 and holds the Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling in its advisory process.

Erik Swanson is a financial advisor at Cetera with a Series 66 credential and two years of industry experience. He also serves as CEO of East Pole Inc, a music recording and production company specializing in theatrical film and symphonic concert material. Additionally, he holds a financial assistant role at Pitchess & Pitchess LLP, where he is involved in tax preparation, IRS representation, and financial planning. Cetera Investment Advisers LLC operates as a multi-manager platform serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and financial planning services with access to third-party money managers and customizable investment strategies.

Yoshimasa Hotta is a financial advisor with Cetera in Los Angeles, CA, holding Series 63 and Series 65 credentials and bringing 23 years of industry experience. He has been with Cetera since 2013 and also has a longstanding background in accountancy through his ownership stake in Hotta, Liesenberg, Saito LLP, a CPA firm. In addition to his advisory work, he is involved in the sale of fixed insurance products including life, health, and annuities. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual clients across wealth spectrums, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors, utilizing multi-manager platforms and a variety of investment program options.

Ronald Rand is a financial advisor with Morgan Stanley in Long Beach, CA, holding Series 63 and Series 65 licenses and bringing 49 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Outside of advising, he serves on the board of the Children's Dental Foundation and owns a racehorse managed by a trainer. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer offering a range of advisory programs to individuals and institutions, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and model simulations to support client financial strategies.

Benjamin Ling is a financial advisor with UBS Financial Services in Brea, California, holding a Series 66 designation and 22 years of industry experience. He has been with UBS since 2015. Outside of his advisory role, Ling serves on an advisory committee for the Taiwanese American Citizens League, providing guidance to national and local boards. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, leveraging proprietary research and model-based asset allocations to tailor strategies aligned with clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and offers a broad range of financial products and capital markets services.

Nancy Woo is a financial advisor with LPL Financial and holds a Series 66 credential. She has 24 years of industry experience, including prior roles at Westland Financial Services Inc. and The Leaders Group Inc. Woo also serves as a Life and LTC Insurance Specialist at SchoolsFirst Federal Credit Union. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Felicia Delgado is a financial advisor with Merrill in Beverly Hills, CA, holding a Series 63 designation and 32 years of industry experience. She has been with Merrill since 1980. Merrill, alongside its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies developed by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

Alex Basmadjian is a Financial Consultant at Fidelity Investments, focusing on developing tailored financial plans that align with clients' personal and long-term financial objectives. His professional experience includes roles as a Portfolio Specialist and Investment Management Consultant at Fidelity Investments from 2022 to 2023, and an Investment Solutions Representative from 2021 to 2022. Prior to that, he served as a Relationship Manager at Bank of America between 2020 and 2021, and as a VP, Client Services Manager at Community Bank from 2016 to 2018. His expertise encompasses asset management, retirement and income planning, and tax-efficient investment strategies. He holds a California Insurance License, which supports his advisory capabilities. Outside of his professional work, Alex enjoys concerts, family activities, music, reading, and traveling.

Perry Richards is a Managing Director and Wealth Management Advisor at Merrill Lynch Wealth Management, based in Beverly Hills, California. He heads Richards, McMahon, Power & Associates, a six-person team focused on delivering comprehensive wealth management strategies and investment services to individuals, families, and business owners. The team emphasizes a holistic approach to oversee the complex financial needs of high net worth clients, assisting with wealth management, lifestyle maintenance, and legacy planning, while collaborating with clients' other trusted advisors to provide streamlined and objective guidance. Perry began his career with Merrill Lynch Wealth Management in 1991 and is a qualified Portfolio Manager. He manages personalized and defined investment strategies that may include individual stocks and bonds, Merrill Lynch Wealth Management model portfolios, and third-party investment strategies. His areas of expertise include college education planning, corporate executive services, family wealth management strategies, services for endowments, foundations, and non-profits, investment consulting for defined contribution plans, legacy planning, personal retirement planning, portfolio management services, sports and entertainment, and tax minimization. Perry earned a Bachelor of Arts in Finance from Michigan State University in 1989. He also holds the Certified Investment Management Analyst® designation, awarded in 2003 by the Investments & Wealth Institute® in conjunction with The Wharton School. Prior to joining Merrill Lynch, Perry worked as a Financial Analyst for the Detroit Pistons Basketball Organization. Outside of his professional responsibilities, Perry resides in Pacific Palisades, California, with his wife Kerrie and their two daughters. He engages in various recreational activities including golf, surfing, biking, and yoga, and is involved in community service, dedicating time to support the Adams House shelter for battered women and children in Los Angeles.

Juan Sarmiento is a financial advisor at Osaic Wealth, Inc. based in Los Angeles, CA, with three years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at NYLife Securities LLC and New York Life Insurance. Outside of advisory work, he operates a sole proprietorship providing clients with fixed insurance products, including fixed annuities and long-term care. Osaic Wealth, Inc. serves a diverse clientele ranging from individual investors to institutions, offering integrated brokerage, investment advisory services, financial planning, and access to third-party money managers. The firm employs a range of portfolio construction tools and supports various account types and investment restrictions through a complex platform made up of multiple mergers and third-party arrangements.

Mirzayit Mirzijon is a financial advisor with LPL Enterprise in Orange, CA, holding Series 63 and Series 66 licenses and having two years of industry experience. His prior roles include positions at Cetera Investment Services, East West Bank, JPMorgan Securities, JP Morgan Chase, and Citibank. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and charitable entities, using primarily model-driven investment implementation and offering access to third-party asset managers and other financial services.

Michael Kawase is a CFP® professional with 22 years of experience in the financial services industry. He has worked at Wells Fargo Advisors since 2026 and previously spent over two decades with Ameriprise Financial Services in varying capacities. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services, including specialized areas like business-owner transition and sports & entertainment planning, using proprietary research and planning tools.

Faran Shaker serves as a Financial Advisor at Merrill Lynch Wealth Management. In this role, he focuses on establishing long-term financial relationships through trust and transparency, engaging in open dialogue to understand clients' unique financial goals and developing tailored plans that align with their interests. His expertise includes college education planning, services for endowments, foundations, and non-profits, managing new wealth, and personal retirement planning. Faran also has practical experience working with defined contribution retirement plans, assisting plan sponsors with guidance and plan design, and educating participants on retirement readiness. Raised in Wisconsin, Faran earned his Bachelor's degree from the University of Wisconsin-Madison and holds a Juris Doctorate from the University of Wisconsin Law School. He has obtained several professional designations, including Chartered Retirement Planning Counselor™ (CRPC™), Accredited Wealth Management Advisor™ (AWMA™), and Certified Plan Fiduciary Advisor (CPFA®). Although he holds a law degree, he does not provide legal advice in his current role. Faran has contributed as the Bank of America Community Volunteer Champion for Central Los Angeles in 2021 and 2022. He is fluent in Persian and English. His personal interests include running, tennis, and writing. He approaches his advisory role with the philosophy of connecting all aspects of a client's financial life to help prioritize and pursue their most important goals.