Brandon Lopez is a financial advisor at UBS Financial Services with one year of industry experience. He holds the Series 66 designation and has previously worked at Wells Fargo, Solar Optimum, Raising Cane’s, and World Financial Group. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and a range of alternative products. The firm combines institutional trading capabilities with wealth management services and delivers advisory work using proprietary research and model-based asset allocations.

Rena Pitchess is a financial advisor at Cetera with 12 years of industry experience. She holds Series 63 and Series 65 credentials and has previously worked at Avantax Advisory Services and Avantax Investment Services. Outside of advising, she is involved in tax preparation and accounting through her business, Pitchess & Pitchess. Cetera Investment Advisers LLC serves a broad range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diversified portfolio management and financial planning services, operating as a multi-manager platform with access to affiliated and third-party managers.

Sandro Winkworth is a financial advisor with Raymond James Financial, holding a Series 63 designation and bringing 33 years of industry experience. He has been with Raymond James Financial and its affiliated firms since 2005. Outside of his advisory role, he is president of two support companies, Winkworth Wealth Strategies and Muskoils and Meemers. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm provides tailored financial planning and investment consulting using analytical tools and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Dean Seligman is a financial advisor with LPL Financial who holds Series 63 and Series 66 credentials and has 23 years of industry experience. He has been with LPL Financial since 2008. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives, offering financial planning, advisory programs, and retirement plan consulting.

Marta Escobar Rhodes is a Series 66-credentialed financial advisor with 25 years of industry experience, currently with Merrill since 2011. Based in Rolling Hills Estates, CA, she holds a notary public license, which she uses occasionally to notarize documents for clients. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients using model-based and discretionary strategies overseen by internal and third-party managers. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with a range of asset allocation and tax-aware investment options.

Thomas Salvatierra is a CFP® and holds a Series 65 license, with 14 years of industry experience. He is currently with Fisher Investments and previously worked at Empower Advisory Group and Personal Capital Advisors Corporation. Fisher Investments serves a diverse global client base, including institutional and high-net-worth individual investors, providing discretionary portfolio management through a centralized investment process that utilizes quantitative and qualitative research. The firm offers sub-advisory and retirement plan services while managing a broad range of equity, fixed-income, and blended mandates.

Max Lagao is a financial advisor with Morgan Stanley in El Segundo, CA, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association, Morgan Stanley Smith Barney, and Citigroup Global Markets. Outside of finance, he is involved as a consultant for a baby products business called The Baby Whisperer. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, focusing on tailored financial planning and utilizing firm-approved tools and investment estimates to model outcomes.

Patrick Jakowchik is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2012. In this role, he partners with clients to develop agile wealth road maps that address life's uncertainties and changing market conditions. His approach includes investment strategies focusing on risk assessment, tax-efficient investing, and cash flow analysis, collaborating with various internal and external partners to support clients' comprehensive financial health. Patrick has extensive experience in the financial services industry, having held roles such as Investment Representative at Fidelity Investments from 2011 to 2012, Associate Portfolio Consultant and Senior Registered Representative at Charles Schwab between 2008 and 2011, Financial Advisor at INTERSECURITIES, INC. from 2004 to 2008, Registered Representative at SIGNATOR INVESTORS, INC. from 2000 to 2004, and Insurance Agent at Robert J. Insurance & Financial Services from 1998 to 2000. He holds a California Insurance License. Outside of his professional work, Patrick enjoys biking, cooking and baking, family activities, hiking, and spending time with pets.

Tina Harmier is a financial advisor at Wells Fargo Clearing with 28 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and incorporates a broad range of investment vehicles, including insurance-related products and bank deposit sweep options.

Thomas Immer Jr. is a CFP®-designated financial advisor at Edward Jones in Torrance, CA, with eight years of industry experience. His prior work includes roles at New CAPS LLC, Baby Monarchs, Inc., Kentucky All Access, LLC, and 3 Leaf Realty Inc. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Jose De Jesus Alanis Garcia is a financial advisor at Merrill with one year of industry experience. He holds the Series 66 designation and has prior experience at Bank of America, N.A., and in sales roles. His background also includes work at California State University Northridge and involvement with Antonios Parking Inc. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individual and institutional clients.

Darlene Sasaki Ito is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC and over two decades at Wells Fargo Bank. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary options. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options within its investment offerings.

Anita Rafie is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 18 years of industry experience. She has worked at Wells Fargo in various capacities since 1996, including roles at Wells Fargo Advisors LLC and Wells Fargo Clearing. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering a range of investment advisory and fiduciary services tailored to plan objectives and risk tolerances. The firm’s approach includes both discretionary and non-discretionary options, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Arthur Yang is a financial advisor with Wells Fargo Clearing in El Segundo, CA, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC from 2014 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Daniel Obrand is a Financial Consultant currently working with Fidelity Investments since 2022. In this role, he partners with clients to determine their financial priorities and goals, building and implementing strategies to help them pursue those objectives. He has extensive experience in the financial services industry, having previously held financial consultant and advisor positions at E*Trade Financial Services from 2010 to 2022, Smith Barney from 2006 to 2009, and Morgan Stanley from 2005 to 2006. Daniel holds a California Insurance License.

Hailey Swanson is a financial advisor at Wells Fargo Clearing with a Series 66 designation and two years of industry experience. She has held positions at Wells Fargo Advisors via US Tech Solutions, WFBM, LLP, and the Automobile Club of Southern California. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a range of investment options that include insurance-related vehicles and bank deposit sweep programs.

William Pratt is a financial advisor at Wells Fargo Clearing with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo Clearing since 2016, following a four-year tenure at WELLS FARGO Advisors. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, delivering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and based on modern portfolio theory, offering a range of investment options including insurance-related vehicles and bank deposit sweep programs.

Petra Gisinger is a financial advisor with Primerica Advisors in Cerritos, CA, holding Series 65 and Series 63 licenses and 15 years of industry experience. She has been with Primerica Advisors since 2019 and previously worked at Pfs Investments Inc. and Primerica Financial Services. Her outside activities include sales of various investment-related products and part-time referrals for home security, automation products, and other home-related services through affiliated companies. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-delivery strategies managed by external asset managers, supporting a range of approaches including strategic, tactical, tax-managed, and income-distribution models.

Braden Duesler is a Financial Consultant at Fidelity Investments, a position he has held since 2023. Prior to this role, he worked as an Investment Consultant at Fidelity Investments from 2022 to 2023, and before that, he was a Financial Planner at Lincoln Financial Advisors from 2020 to 2022. His professional experience includes retirement planning, investment strategies, and tax-efficient investing. Braden holds a California Insurance License. Outside of his professional work, he is interested in family activities, fitness, golf, parenthood, pets, and traveling.

Gary Fournier is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 54 years of industry experience. He has worked at J.P. Morgan Securities since 2008 and also serves as an employee of JPMorgan Chase Bank, N.A. since 2010, enabling him to offer certain banking products alongside investment services. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, offering non-discretionary advisory programs supported by centralized due diligence and ESG eligibility processes.