Leonor Zamora is a financial advisor with J.P. Morgan Securities in Downey, California, holding Series 63 and Series 65 credentials and 22 years of industry experience. She has been with J.P. Morgan Securities and affiliated entities since 2010. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting within a non-discretionary program.

Amber Jensen is a Series 66 credentialed advisor at J.P. Morgan Securities with one year of industry experience. Her prior roles include positions at JPMorgan Chase Bank, N.A., and a small business venture, AJMS Ventures, LLC. She also has experience outside finance working at Modo Mio Restaurant. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory process combines quantitative and qualitative research for asset allocation advice, investment manager searches, and customized performance reporting.

Pamela McKenzie is a financial advisor at LPL Financial with 21 years of industry experience. She holds the Series 66 designation and has previously worked at Guardian Life, Eagle Strategies (NY Life), and Ameriprise. Pamela also operates McKenzie Wealth Management, Inc., an affiliated business related to her advisory work. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with a focus on both discretionary and non-discretionary strategies supported by proprietary research and technology tools.

Christopher Elkin is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2012. He began his career with Fidelity in 2008, progressing through roles including Financial Representative, Investment Representative, and Financial Consultant. His professional focus is on building strong client relationships and collaboratively developing financial plans that are regularly reviewed and tailored to meet client goals. Christopher's approach centers on proactive service and being a primary resource for his clients' financial planning needs. He holds a California Insurance License, supporting his work in financial consulting. His dedication to following financial markets enables him to serve clients effectively, regardless of their experience level.

Emmanuel Asuncion is a financial advisor at Cetera with 16 years of industry experience. He holds a Series 66 designation and has held numerous roles within the Cetera network since 2018. His prior experience includes working with Northwestern Mutual Wealth Management Company and several individual advisors. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers diversified portfolio management and consulting services through a multi-manager platform with a variety of program options and custodial relationships.

Jerry Sheby is a CFP®-credentialed financial advisor with 39 years of industry experience. He has been with LPL Financial since 2017 and previously worked at National Planning Corporation, Associated Securities Corp., and Associated Planners Investment Advisory Inc. He also operates Sheby Financial Group, which offers tax preparation services. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives.

Carol Otters is a Series 66-licensed financial advisor with Edward Jones in La Palma, CA, where she has worked since 2011. She has 14 years of industry experience. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of more than 23,000 advisors and 15,000 branch offices.

Dan Vo is a financial advisor at Cetera with a Series 66 designation and approximately one year of industry experience. His prior work includes roles at PricewaterhouseCoopers LLP and Grant Thornton LLP. Outside of his advisory role, he is involved with Avatar Machine, LLC. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporations, charities, and institutions. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform with access to affiliated and third-party managers.

Monique Go is a Series 66-licensed financial advisor with LPL Enterprise in Irvine, CA. She joined LPL Enterprise in 2026 and has prior experience at firms including Simple Science and Kinross. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm’s investment approach primarily uses model-driven portfolios developed by internal research and third-party strategists, with additional services including financial planning and access to third-party asset managers.

Allie Oglevee is a Financial Consultant at Fidelity Investments, a role she has held since 2022. She has been with Fidelity Investments since 2020, progressing through positions including Financial Representative and Investment Consultant. Prior to joining Fidelity, Allie gained experience through internships in private credit and wealth management at Tree Line Capital Partners and UBS Financial Services. Her professional focus involves collaborating with clients to develop comprehensive wealth plans. She aims to provide education, confidence, and support to help clients pursue their long-term financial goals. Allie holds a California Insurance License, supporting her work in financial consulting. Further details about Allie's education, credentials beyond her insurance license, and personal interests have not been provided.

Ulysses Enario is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds the Series 66 designation and has worked at J.P. Morgan Chase Bank and J.P. Morgan Securities since 2018, following prior roles at Bank of America and Merrill. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm offers a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and incorporating both quantitative and qualitative research.

Lauren Memoly is a financial advisor at J.P. Morgan Securities based in Irvine, CA, holding a Series 66 designation with one year of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A. in 2026, she worked at LBA Realty LLC and was involved with Grindavík Njaróvik Football Club in 2025. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory program focuses on non-discretionary asset allocation advice, investment manager searches, and custom performance reporting, supported by centralized due diligence and incorporating an ESG eligibility framework.

Chris Lopez is the Vice President and Wealth Planner at Fidelity Investments, a position he has held since 2022. He has been part of Fidelity Investments since 2018, initially serving as a Financial Consultant. Prior to his tenure at Fidelity, Chris gained extensive experience in the financial services industry, including roles as a Senior Financial Consultant at TD Ameritrade from 2015 to 2018, an Insurance Consultant at C & S Insurance Agency from 2010 to 2015, a Vice President Financial Consultant at Charles Schwab from 2002 to 2010, and as a Financial Advisor at A.G. Edwards from 2001 to 2002. Chris holds a California Insurance License, supporting his qualifications in the financial and insurance sectors. His professional focus is on assisting clients and their families with their financial needs while maintaining a high level of integrity.

Matthew Oconnor is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. He previously held roles at CFG Wealth Management and La Jolla Kayak, and during his time at the University of San Diego, he was involved with the Telefunding Center. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

Jeffrey Irwin is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and 11 years of industry experience. Prior to joining LPL Financial in 2022, he worked at Allstate Insurance Company and Brenda Soto Bryan Insurance Agency for 12 years. He is also associated with SchoolsFirst FCU and Cuna Brokerage Services, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of financial planning and investment management solutions through a large network of investment adviser representatives.

James Kefalas III is a financial advisor with Raymond James Financial in Brea, CA, holding Series 63 and Series 65 licenses and possessing 26 years of industry experience. He has worked at Raymond James Financial Services Advisors since 2009 and has prior experience in non-variable insurance from 2010 to 2018. Additionally, he is the owner of Kefalasfoley Investment Services Inc., a support company unrelated to investment management. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutions. The firm uses tailored, non-discretionary planning and analytical tools to support client goals and offers specialized advisory programs and municipal advisory services.

Mark Doucet is a financial advisor with Wells Fargo Clearing in Irvine, CA, holding a Series 66 designation and 20 years of industry experience. He previously worked at Edward Jones for seven years before joining Wells Fargo in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Ryan Henry is a financial advisor with Fidelity in Irvine, CA, holding a Series 66 designation and two years of industry experience. He has worked at Fidelity Investments since 2024 and previously at Equitable Advisors and American Financial Network. Outside of his advisory role, he coaches high school lacrosse. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, utilizing proprietary fundamental research combined with quantitative analysis and algorithmic portfolio construction to deliver model portfolios and manage funds.

Alejandro Vargas is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Bank, N.A. since 2001. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Suzy Zeng is a Financial Advisor with Merrill Lynch Wealth Management. She works with professionals, business owners, retirees, and families to develop personalized wealth planning strategies that incorporate the resources of Merrill and Bank of America, including Personal Wealth Analysis planning tools, insights from the Chief Investment Office, and access to specialized teams in banking, loans, and alternative investments. Her client focus areas include employee benefits planning, family wealth management, legacy planning, retirement planning, portfolio management, small business strategies, women and wealth, individual and corporate investment strategy, and tax minimization. Before transitioning to financial services in 2018, Ms. Zeng held global corporate roles with companies such as PepsiCo, Kraft Foods, and Danone/WhiteWave. In these roles, she led business and product innovation initiatives and was involved in joint venture due diligence, providing her with a broad perspective that she applies to financial advising. She holds the Chartered Retirement Planning Counselor (CRPC) designation, FINRA Series 7, 65, 63, and 6 registrations, life and health insurance licenses, and the Personal Investment Advisor (PIA) professional designation. Ms. Zeng earned a Master's Degree from the University of Minnesota Twin Cities and a Bachelor's Degree from Beijing Normal University. She is proficient in English and Chinese. Her community involvement includes affiliations with the University of Colorado Boulder, Leeds School of Business, and the University of Denver, Daniels College of Business. Outside of her professional work, she enjoys badminton, cooking, pickleball, spending time with her family, table tennis, and yoga.