Garrick Peters is a CFP®-credentialed financial advisor with over 31 years of industry experience. He is currently with OSAIC and has prior experience at Lincoln Financial Advisors Corporation, Bank of America, and Merrill. Peters is also involved in offering fixed and equity indexed annuities and traditional life insurance as an insurance agent. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides a range of integrated brokerage and advisory services, utilizing asset-allocation tools, risk assessments, and efficient-frontier analysis to construct diversified portfolios across multiple asset classes.

Robert Kulczycki is currently an Investment Consultant at Fidelity Investments, a position he has held since 2024. In his role, he partners with clients to identify their financial goals, explore investment options, and implement strategies to support their future planning. Prior to this, Robert worked as a Financial Advisor at LPL Financial from 2023 to 2024 and served as an Internal Wholesaler at First Trust Portfolios from 2018 to 2023. Robert holds a California Insurance License, which supports his professional activities in the financial services industry. Outside of his professional work, he has interests in football, social events with friends, hiking, music, and reading.

Kirk Hunter is a financial advisor with LPL Financial based in Los Alamitos, California. He holds Series 63 and Series 65 licenses and has 11 years of industry experience. Prior to joining LPL Financial in 2026, he worked at Cetera, Avantax Advisory Services, and Avantax Investment Services. Outside of his advisory work, Hunter is involved with Williams Tax & Financial Services, where he prepares client documents. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Charles Salfity is a financial advisor with LPL Financial in El Segundo, CA, holding Series 63 and Series 65 credentials and having 47 years of industry experience. He has been with LPL Financial since 2005, following roles at Sunamerica Securities, Inc. and the Householder Group, Estate & Retirement Specialists. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Emily Perry is a financial advisor with Wells Fargo Advisors in Rolling Hills Estates, CA, holding a Series 66 designation and 20 years of industry experience. Her prior experience includes eight years at Merrill before joining Wells Fargo Advisors in 2017. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and fee-based financial planning services to individuals, trusts, and institutional clients through a broad range of planning offerings tailored to clients who meet specific net-worth criteria.

Rita Moreno is a financial advisor at Merrill with 21 years at the firm and 11 years of industry experience. She holds a Series 66 designation and works in Seal Beach, CA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies constructed by internal and third-party managers.

Violeta Mollova is a financial advisor with UBS Financial Services, holding Series 63 and Series 66 licenses and seven years of industry experience. Her work history includes roles at UBS Financial Services, Evoke Advisors, Sifel, Nicholaus & Company, JPMorgan Chase Bank, J.P. Morgan Securities, and Citibank. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining proprietary capital market research and model-based asset allocations to tailor plans. The firm provides a broad range of services including discretionary portfolio management, financial planning, and capital markets activities alongside wealth management.

Jake Orr is a financial advisor at UBS Financial Services with two years of industry experience. He holds a Series 66 designation and previously worked at Ameriprise and the University of Oklahoma in various roles. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides research-driven, model-based asset allocation tailored to clients’ goals and risk tolerances.

Kristy Hernandez is a financial advisor at Morgan Stanley with 12 years of experience in the industry. She holds a Series 66 designation and previously worked at RBC Capital Markets for nine years before joining Morgan Stanley in 2024. Outside of her advisory role, she is involved in photography as an independent contractor. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Ivan Kan is a financial advisor with Ameriprise in El Segundo, CA, holding a Series 66 designation and 20 years of industry experience. He has been with Ameriprise since 2006 across its affiliated entities. Outside of his advisory role, he owns and manages tax preparation and financial planning businesses, including Kan & Associates and Sentry Tax Advisory Group. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning, combining proprietary research, algorithmic tools, and collaborative implementation with clients and their advisors.

Min Choi is a financial advisor at J.P. Morgan Securities with three years of industry experience. They hold Series 63 and Series 66 licenses and have prior work experience spanning financial services and retail, including roles at JPMC BANK NA and Amazon Prime, as well as involvement in small business ventures like Yuzen Japanese Restaurant and KYK Sales. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a combination of quantitative asset-allocation modeling and centralized due diligence. The firm incorporates an ESG eligibility framework in its recommendations and offers a broad range of investment products through its affiliations within the J.P. Morgan organization.

Essie Bonney is a financial advisor at Morgan Stanley with a Series 66 designation and three years of industry experience. Prior to joining Morgan Stanley in 2024, she worked at Sanford C. Bernstein & Co., LLC and Capital Group – American Funds Distributors, Inc. Outside of her advisory role, Bonney is involved in social media content creation and talent representation through a model and talent agency. Morgan Stanley Wealth Management provides advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and models to support financial planning, while acting primarily in an advisory capacity.

Rahamin Suares is a CFP®-certified financial advisor with 44 years of industry experience, currently affiliated with LPL Financial. His prior roles include positions at Wells Fargo Advisors, Wells Fargo Clearing, and A. G. Edwards & Sons, Inc. Suares is based in Long Beach, CA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning and access to third-party asset management, with a platform that supports both discretionary and non-discretionary investment strategies.

Thomas Mountain is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His prior roles include positions at Wells Fargo Advisors Financial Network and Merrill. He is involved in Mountain Bishop and Associates, an entity related to his advisory business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Logan Galli is a financial advisor at Cetera with 19 years of industry experience and holds the Series 66 designation. He has worked with several Cetera entities since 2023 and previously spent 16 years at LPL Financial. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers diverse investment management and financial planning services through a large network of over 10,000 advisors, managing more than $256 billion in assets.

Patrick Gallagher is a financial advisor at Morgan Stanley in Long Beach, CA. He holds a Series 66 designation and has been with Morgan Stanley since 2025. Outside of his advisory role, he is involved with District 4 Pizza, a restaurant/bar in Long Beach. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and provides its services through a combination of direct client relationships and corporate financial planning agreements.

Oscar Ramos is a financial advisor with Morgan Stanley in Long Beach, CA, holding a Series 66 designation and eight years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2016. Ramos also worked at California State University Long Beach from 2015 to 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques to support its financial advisory services.

Alexander Saak is a financial advisor at Wells Fargo Clearing with two years of industry experience. He holds the Series 66 designation and has previously worked at Marlin Equity Partners and Indiana University. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Travis Lutz is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. He previously worked at firms including Northbeam, Inc. and Allstate Insurance, and is the owner of Travis Edward Lutz LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by research and technology tools.

Asiyat Khuranova is a Wealth Management Advisor at Merrill Lynch Wealth Management. She has been in the financial services industry since 2006 and joined Merrill Lynch in 2012. Asiyat holds the CERTIFIED FINANCIAL PLANNER® (CFP®) designation and is also a Personal Investment Advisor (PIA). Asiyat’s approach centers on understanding clients' goals, priorities, and overall financial situations. She leverages the investment insights of Merrill Lynch and the banking capabilities of Bank of America to provide comprehensive wealth planning. Her client focus areas include personal retirement planning, women and wealth, and retirement income. She holds a Master's Degree from Pyatigorsk State Linguistic University and an MBA from the University of Phoenix. In addition to English, Asiyat speaks Russian. Her personal interests include cooking, hiking, music, and reading.