Khushwant Thandi is a financial advisor with LPL Financial, holding Series 63, Series 65, and Series 66 designations and bringing 13 years of industry experience. He has previously worked with CUNA Brokerage Services, Inc. and SchoolsFirst FCU, where he currently serves as a retirement plan representative. LPL Financial is a national investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Wendy Wei is a financial advisor with Merrill and holds Series 63 and Series 66 licenses. She has 19 years of industry experience, including 14 years with Bank of America, N.A. and Merrill. Prior to that, she worked at Wells Fargo Investments and Wells Fargo Clearing. Outside of advising, she serves as a general partner and managing member of two single-member LLCs unrelated to investment activities. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers for a broad client base including individuals, high-net-worth clients, and institutional investors.

Kelly Alexander is currently serving as Vice President, Wealth Planner at Fidelity Investments since 2025. In this role, Kelly focuses on supporting businesses, individuals, and families to align their financial momentum with their future goals. Kelly has accumulated extensive experience in the financial services industry, having held positions such as Senior Relationship Manager at E*Trade from Morgan Stanley at Work (2018-2025), Private Client Investment Consultant at TD Ameritrade (2015-2018), and Investment Consultant roles at Charles Schwab (2013-2015) and Morgan Stanley Smith Barney (2005-2012). Prior to that, Kelly worked as an Institutional Fixed Income Assistant at Bear Stearns from 1995 to 2005. Kelly holds a California Insurance License. Outside of work, Kelly enjoys camping, cooking and baking, outdoor adventures, volunteering, and writing.

Nieke Ritonga is a financial advisor with LPL Financial, holding a Series 66 designation and eleven years of industry experience. Prior to joining LPL Financial in 2025, Ritonga worked for Western International Securities, Inc. for sixteen years and Coordinated Wealth Management, LLC for ten years. Outside of advisory work, Ritonga is involved in tax preparation and accounting services through a related business activity. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by internal and third-party research.

Scott B. Min, CFP®, CPWA®, CRPC™, is a Financial Advisor with Merrill Lynch Wealth Management, providing guidance to individuals, families, and business owners since 2015. He focuses on helping clients build lasting wealth through coordinated strategies that integrate investment management, retirement planning, cash management, lending, wealth transfer, and philanthropic efforts. Scott works with successful professionals, corporate executives, business owners, retirees, and multigenerational families, often collaborating with clients' attorneys, accountants, and other trusted professionals to align each area of their financial lives with their broader objectives. Scott holds a Bachelor of Science degree from the University of California, San Diego, and completed the Wealth Management Theory & Practice program at the Yale School of Management. He is a Certified Financial Planner® professional, Certified Private Wealth Advisor® professional, and Chartered Retirement Planning Counselor™ professional. Fluent in English and Korean, he emphasizes clear communication when discussing significant financial decisions. Active in his community, Scott is a member of Rotary International and the Bank of America Asian Leadership Network. Outside of work, he enjoys golfing, reading at the beach, and training towards completing all of the Abbott World Marathon Majors, applying the same discipline and long-term perspective to his client relationships as he does to his personal pursuits.

Narek Tagmizyan is a financial advisor with Wells Fargo Clearing in South Pasadena, CA, holding a Series 66 designation and seven years of industry experience. He previously worked at Bank of America N.A. and Merrill before joining Wells Fargo Bank and Wells Fargo Clearing in 2021. Outside of his advisory role, he has a business selling collectibles. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics from Wells Fargo Investment Institute and third-party sources.

Jacques Kalanjian is a financial advisor with Charles Schwab in Pasadena, CA, holding a Series 66 designation and 20 years of industry experience. He previously worked at TD Ameritrade for 13 years before joining Charles Schwab and Charles Schwab Bank, SSB in 2022. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and research from the Schwab Center for Financial Research.

Anson Li is a financial advisor at Merrill with 10 years of industry experience. He holds the Series 66 designation and has been with Merrill and Bank of America, N.A. since 2016. Merrill, alongside its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Sandy Soliman is a CFP® and holds a Series 66 license, with seven years of industry experience. She is currently with Fidelity Investments and Fidelity Brokerage Services LLC. Outside of her advisory work, she operates an Airbnb rental in San Diego. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a broad client base, including retail and institutional investors as well as registered investment companies. The firm employs a combination of proprietary fundamental research and quantitative, algorithmic portfolio construction techniques to deliver model portfolios and advisory services.

Lukas Thiemann is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. His background includes roles at JPMorgan Chase Bank, N.A., and academic involvement at the University of Southern California. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling, centralized due diligence, and an ESG eligibility framework to support client decision-making.

Jeffrey Ma is a financial advisor with Wells Fargo Clearing in Pasadena, CA, holding a Series 66 designation and 14 years of industry experience. Prior to joining Wells Fargo in 2024, he worked at HSBC Securities (USA) Inc. and HSBC Bank USA in various capacities from 2016 to 2024. Outside of his advisory role, he owns and operates a cleaning business in Temple City, CA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets, offering both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.

Wei Heng Zheng Ma is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. Before joining Merrill, he worked at Bank of America Merrill Lynch and has participated in academic and research roles at the University of Southern California and the USC Child Interviewing Lab. Outside of finance, he is involved with an AI company called Mercor, where he recently joined a project management training program. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Stephanie Nyce is a CFP® with 21 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. She previously worked with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, offering investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Brandon Dunn is a financial advisor at Wells Fargo Clearing with a Series 66 designation and two years of industry experience. His prior roles include positions at Edward Jones and Merrill. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory. The firm’s approach includes preparation and review of investment policy statements, investment recommendations, performance reporting, and participant education, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Yingli Lu is a financial advisor with LPL Enterprise and holds the Series 66 designation. Lu has no prior industry experience and has been with LPL Enterprise since 2026. Their background includes studies at Boston University and the University of Southern California. LPL Enterprise, LLC serves a diverse range of clients including individuals, retirement plans, charitable organizations, corporations, and institutions through both advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a variety of brokerage and insurance products.

John Kwang is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He worked at Merrill from 1997 to 2015 before joining UBS in 2015. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor strategies aligned with clients’ goals and risk tolerances.

Sam Lopresti is a financial advisor at Morgan Stanley in Pasadena, CA, holding Series 63 and Series 65 licenses with 26 years of industry experience. He has been with Morgan Stanley since 2012. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and utilizes firm-approved planning tools and modeling techniques as part of its advisory process.

Leticia Perkins is a financial advisor with Morgan Stanley in Pasadena, CA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. She has worked within Morgan Stanley entities since 2008, including Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs and tailored financial planning services supported by structured discovery conversations and advanced planning tools.

Zeynep Karadeniz is a financial advisor with Mass Mutual Investors Services in Los Angeles, CA, holding a Series 66 designation and six years of industry experience. Her prior work includes roles at Equitable Advisors and AXA-Advisors, LLC. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual planning engagements that utilize firm-approved analytical tools and provides event-driven planning services including divorce and estate-settlement planning.

Daniel Oh is a financial advisor with Mass Mutual Investors Services in Los Angeles, CA, holding a Series 66 designation and over 20 years of industry experience. He has worked with AXA Advisors, LLC and Equitable Advisors from 2005 to 2020 before joining Mass Mutual and Lenox Advisors, where he serves as Senior Vice President specializing in life and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers structured planning engagements supported by firm-approved analytical tools and educational seminars.