Kenneth Robbins is a financial advisor with Raymond James & Associates in Pasadena, CA, holding Series 63 and Series 66 licenses and 31 years of industry experience. He has worked at Raymond James since 2017 and was previously with D.A. Davidson & Co. from 2013 to 2017. Robbins serves on the Finance and Investment Committee of St. James Episcopal Church, assisting with the selection of investment managers for the church's accounts. Raymond James & Associates is a dually registered broker-dealer and investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and charitable organizations, offering financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Kevin Yu is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Morgan Stanley Private Bank, N.A. since 2015, as well as Morgan Stanley Smith Barney LLC since 2009. He serves as a board officer for the Taiwan Benevolent Association of Los Angeles. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individuals and institutional clients. The firm emphasizes structured financial planning using firm-approved tools and serves clients through both direct and employer-based financial planning agreements.

Patrick Danly is a financial advisor with LPL Financial in Pasadena, CA, holding a Series 66 designation and 19 years of industry experience. He has worked at several firms, including Securities America, Inc. for 17 years, and maintains active roles at Haussman Financial, Inc. and as an insurance agent. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients, including individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers diverse advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Lina Li Ai Fong is a financial advisor with Morgan Stanley in Pasadena, CA, holding a Series 66 designation and having 21 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a broad range of advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured, firm‑approved planning process incorporating tools like Monte Carlo simulations.

Eric Sheffron is a CFP® professional with 25 years of experience in the financial industry. He is currently with Wells Fargo Clearing, where he has worked since 2022, following an 11-year tenure at U.S. Bancorp Investments, Inc. located in Encino, CA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, tailoring services to plan objectives, demographics, and risk tolerances while acting as an ERISA fiduciary when providing investment advice.

Michael Sutherland is a CFP®-designated financial advisor with 23 years of industry experience. He has worked at LPL Financial since 2017 and previously spent 15 years with National Planning Corporation. Outside of his advisory role, he serves as trustee and power of attorney for the Sutherland Family Trust. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers diverse advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from LPL Research and third-party subadvisors.

Richard Bertain Jr. is a financial advisor at Wells Fargo Advisors with 37 years of industry experience. He holds the CFP® and ChFC® designations, as well as Series 63 and Series 65 licenses. Prior to joining Wells Fargo Advisors in 2023, he spent 15 years with UBS Financial Services Inc. Outside of his advisory work, he owns and operates a classic car restoration and trading business. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services tailored to clients meeting certain net-worth thresholds, utilizing proprietary research and planning tools to develop customized recommendations.

Jason Tan is a financial advisor with Mass Mutual Investors Services in Pasadena, CA, holding Series 63 and Series 66 credentials and 13 years of industry experience. He has worked at MML Investors Services LLC since 2015 and MassMutual Life Insurance Company since 2014. Outside of his advisory role, he is also active as a real estate agent and loan officer, originating home loans and assisting clients with buying and selling real estate. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures financial planning as annual collaborative engagements using firm-approved tools and offers specialized programs including divorce planning and estate settlement.

Armand Fraidany is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 designation and has previously worked at Thrivent Financial and Thrivent Investment Management. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction in its investment process.

Nina Coyne is a financial advisor with LPL Financial in Pasadena, CA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. Her prior experience includes roles at Ic Advisory Services, Inc., The Investment Center, Inc., Torry Hill Financial, Inc., and Cadaret, Grant & Co. She serves as a non-profit board member for the Kinneloa Estates Property Owners Association. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory and brokerage services, including financial planning, retirement plan consulting, and access to diverse investment programs and research.

Patrick Simmerman is a Series 66 licensed advisor with Merrill in Pasadena, CA, and has 10 years of industry experience. He has been with Bank of America and Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Elway Le is a financial advisor with Wells Fargo Clearing in Pasadena, CA, holding Series 63 and Series 65 credentials and 28 years of industry experience. He has been with Wells Fargo Clearing since 2016, following three years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a broader range of financial products including insurance-related vehicles and bank deposit sweep options.

Michelle Elliot is a financial advisor at LPL Financial with 31 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at LPL Financial since 2018, following an 11-year tenure at INVEST Financial Corp. Additionally, she has been affiliated with Logix Federal Credit Union since 1992. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Mikhail Hess is a financial advisor with Morgan Stanley in Sherman Oaks, CA, holding a Series 66 credential and 19 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2007, including roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm employs a structured financial planning process supported by proprietary tools and offers access to various investment products through its extensive institutional and retail platforms.

Chien Chen Huang is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and two years of industry experience. Prior to joining Primerica Advisors, Huang worked at East West Bank and has been associated with Primerica Financial Services and 99 Ranch Market. Outside of his advisory role, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-driven strategies and select separately managed accounts for individual and high-net-worth clients, primarily structured as a wrap-fee solution rather than institutional plan management.

Tyler Elder is a financial advisor with Ameriprise in Pasadena, CA, holding a Series 66 designation and six years of industry experience. He has been with Ameriprise since 2018 and previously worked at CVS Pharmacy and Citrus College. In addition to his advisory role, he is a registered team member at JM Frederich Group Inc., managing an advisory business outside of investment activities. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning focused on dependable income sources and tax-aware withdrawal strategies. The firm employs a centralized service team to produce personalized Recommendation Reports and ongoing advice, with investment options influenced by affiliated product relationships.

Roberto Garcia Leon is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His work history includes positions at Bank of America, Chase Bank, Spectrum, and several colleges in the Los Angeles area. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Courtney Demars is a financial advisor at Merrill with 15 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2006, with a recent affiliation at Bank of America, N.A. starting in 2025. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Ronald Mann is a financial advisor with Edward Jones in Granada Hills, CA, holding Series 63 and Series 66 licenses and having 23 years of industry experience. He has been with Edward Jones since 2003. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Suzy Salman is a financial advisor with Merrill in Pasadena, CA, holding a Series 66 designation and 26 years of industry experience. She has been with Merrill since 1993. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary strategies developed by internal and third-party managers.