Jared Kramer is a financial advisor at Morgan Stanley in Beverly Hills, CA, with one year of industry experience. He holds a Series 66 designation and previously worked at BRON Studios and William Morris Endeavor. Morgan Stanley Wealth Management serves both individual and institutional clients with a broad range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured discovery conversations and firm-approved tools to model outcomes, while clients retain responsibility for plan implementation and updates.

Richard Humphries III is a Wealth Management Advisor with Merrill Lynch Wealth Management. In his role, he offers guidance on a range of financial matters including college education planning, family wealth management strategies, retirement income, and tax minimization. He also specializes in services tailored to corporate executives, women and wealth, sports and entertainment clients, and managing new wealth. He began his career in wealth management in 1998 when he joined Merrill Lynch. Richard is a qualified portfolio manager, enabling him to create and manage personalized investment strategies that may include individual stocks and bonds, firm model portfolios, and third-party strategies. He holds multiple professional designations such as CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), Certified Divorce Financial Analyst (CDFA), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), Retirement Benefits Consultant (RBC), and Sports & Entertainment (SE) certification. Richard earned a bachelor's degree in economics from the University of California at Los Angeles. He is involved in several organizations including Bruin Professionals, Athletes Touch, North Ranch Country Club, and Oaks Christian School. In his personal time, he enjoys activities such as basketball, football, golfing, traveling, and yoga.

Raymond Mathieu is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 21 years of industry experience. He has worked at LPL Financial since 2017 and previously spent nine years at National Planning Corporation. In addition to his advisory role, Mathieu teaches accounting at LA Valley Community College and provides tax preparation services through Gilson Financial Group. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of financial planning, advisory programs, and retirement plan consulting, utilizing both discretionary and non-discretionary management and supporting diversified and alternative investment strategies.

Edward Charton is a financial advisor with Ameriprise in Simi Valley, CA, holding 42 years of industry experience. His prior roles include positions at LPL Financial, Partners Securities, Inc., and Financial Network Investment Corporation. Outside of advisory work, he manages personal boating activities through two LLCs. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Glen Titan is a financial advisor with UBS Financial Services in Los Angeles, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. He has been with UBS since 1999. Outside of his advisory work, he serves as an Executive Partner for the University of Southern California Marshall School’s Masters in Business for Veterans program, providing mentorship and support to transitioning military students. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory offerings, leveraging proprietary research and model-based asset allocations to tailor investment solutions aligned with clients’ goals and risk tolerances.

Nicole Megowan is a financial advisor at Morgan Stanley in Valencia, CA, with six years of industry experience. She holds Series 65 and Series 63 licenses and previously worked at firms including J.P. Morgan Chase Bank, First Republic Investment Management, and Wedbush Securities. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs with a focus on tailored financial planning supported by structured discovery conversations and proprietary planning tools.

Brian Fine is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

John Richards is a financial advisor with LPL Financial in Valley Village, CA, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has been with LPL Financial (formerly Linsco/Private Ledger Corp.) since 1987. Outside of finance, he is involved in acting and produces independent videos for his YouTube channel, jarichards99utube. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios and research supported by multiple sources, including LPL Research and third-party subadvisors.

Milton Greenberg is a financial advisor with Raymond James Financial Services Advisors, holding Series 63 and Series 66 credentials and possessing 25 years of industry experience. His prior roles include positions at D.A. Davidson & Co. and a seven-year tenure with Aflac, where he continues to offer insurance products to clients. He is also an officer and treasurer of Jigsaw Wealth Management, a support company. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth investors, pension plans, charitable organizations, and government entities. The firm offers tailored, typically non-discretionary advisory services and manages a range of institutional and municipal client relationships.

Jasmina Lujan is a financial advisor at J.P. Morgan Securities with 18 years of industry experience. She holds a Series 66 designation and has worked at various J.P. Morgan entities since 2009. In addition to her advisory role, she has been affiliated with the University of Phoenix since 2017. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm operates on a non-discretionary basis and combines large institutional advisory capabilities with additional market-facing registrations and functions.

Benjamin Hale is a financial advisor with Thrivent Investment Management in Simi Valley, CA, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He has worked at Thrivent Financial for Lutherans and Thrivent Investment Management since 2003. Outside of his advisory role, he serves as a board member of the Adventist Health Foundation supporting Simi Valley Hospital. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive, goal-based financial planning without discretionary trading authority. The firm’s “WealthPlan” combines planning and managed-account services under a consolidated billing system while maintaining them as separate engagements.

David Sinensky is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and investment insights developed by its Global Investment Committee.

Mahsa Pour Lotfi is a financial advisor at Equitable Advisors with five years of industry experience. She holds Series 63 and Series 66 credentials and has previously worked at Stifel Independent Advisors, Wells Fargo Clearing Services, and Wells Fargo Bank. Outside of her advisory role, Mahsa is active as a realtor with Bevery & Company and manages an online retail website, Chemimed.com, in addition to authoring financial and educational content. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, and institutions, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates through various program sponsors and emphasizes both advisory and brokerage solutions with a significant portion of assets managed on a non-discretionary basis.

Matthew Seukunian is a financial advisor at UBS Financial Services with four years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America, Merrill, and Bisnow Media. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor strategies to client goals. The firm integrates institutional trading capabilities with wealth management services, operating as both an investment adviser and broker-dealer.

Steven Kurland is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He has held roles at J.P. Morgan Securities and J.P. Morgan Chase Bank since 2018, and previously worked at Bank of America and Merrill Lynch. Outside of finance, he has experience as a screenwriter and independent film producer, including work on developing an Emmy-winning story into a feature film. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, combining advisory services with brokerage, distribution, and investment management capabilities. The firm delivers non-discretionary asset allocation advice supported by a centralized due-diligence framework and an in-house manager solutions team.

Ira Candib is a CFP® professional with over 32 years of experience in the financial services industry. He is affiliated with LPL Financial and has worked there since 2011, alongside a 13-year tenure at California Financial Partners, Inc. His professional activities include a role in non-variable insurance products. LPL Financial serves a diverse client base, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, supported by proprietary and third-party research and technology-driven strategies.

Matthew Hanley is a financial advisor with Morgan Stanley in Beverly Hills, CA, holding Series 63 and Series 66 licenses and seven years of industry experience. Prior to joining Morgan Stanley in 2022, he worked at JonesTrading Institutional Services LLC for four years, as well as roles at CyberCoders and Rich Uncles. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning. The firm’s approach involves structured discovery conversations and firm-approved planning tools, supported by resources such as the Global Investment Committee’s Secular Return Estimates and Monte Carlo simulations.

Andrew Hewitt is a financial advisor with LPL Enterprise and holds a Series 66 designation, bringing two years of industry experience. His prior work includes roles at The Prudential Insurance Company of America, Pruco Securities LLC, Sports USA Media, and Lyft. Outside of finance, Hewitt works as a technical producer for Sports USA, focusing on radio, TV, and podcast production. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through both advisory and brokerage channels. The firm offers financial planning, consulting, and access to model portfolios alongside third-party asset management and a range of brokerage and insurance products.

Amir Rad is a CFP®-certified financial advisor with J.P. Morgan Securities, based in Woodland Hills, CA. He has 13 years of industry experience, including 10 years with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment approach.

Michael Gevorkian is a CFP® with 24 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a range of investment options that include insurance-related vehicles and bank deposit sweep programs.