Damon Snell is a CFP®-designated financial advisor with 20 years of industry experience. He is currently associated with Morgan Stanley, where he has worked since 2022, and has previous experience with E*TRADE and Citigroup Global Markets. Outside of his advisory role, he is involved in managing rental property alongside his family. Morgan Stanley Wealth Management serves both individual and institutional clients, offering comprehensive financial planning and investment advisory services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and investment committee guidance as part of its approach.

Kelli Winslow is a financial advisor with LPL Financial, holding a Series 66 designation and 15 years of industry experience. She has been with LPL Financial since 2005. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management access, and institutional platforms, combining a broad range of advisory and non-advisory financial services.

Cassandra Walsh is a financial advisor with UBS Financial Services in San Diego, CA, holding a Series 66 designation and three years of industry experience. Her prior work includes roles at Robert Half and self-employment, along with various positions during her time at San Diego State University. UBS Financial Services serves individual, corporate, and institutional clients by combining brokerage and investment advisory services, utilizing proprietary research and model-based asset allocations to tailor financial plans and portfolio management.

Eric Dimino is a CFP®-designated financial advisor with 36 years of industry experience. He has worked at Stifel Nicolaus & Co Inc since 2017 and previously at Wells Fargo Clearing for one year. Outside of his advisory role, he teaches skiing to children at Big Bear Mountain Resort. Stifel serves a diverse client base including individuals, institutional clients, and municipal entities, offering both brokerage and investment advisory services. The firm’s investment approach is guided by a proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling to support asset allocation and financial planning.

Randle Schumacher is a financial advisor at Equitable Advisors with 23 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has previously worked at LPL Financial, AXA Advisors, and New England Securities. Outside of his advisory role, he serves as a trustee for various immediate family trusts. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm utilizes a range of advisory programs and third-party asset managers to tailor investment solutions based on clients’ risk tolerance and financial goals.

Julia Tutarinova is a Series 66-licensed financial advisor with Wells Fargo Clearing in San Diego, CA. She has six years of industry experience, all with Wells Fargo Clearing since 2018 following a six-year employment gap. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, using an IPS-driven approach grounded in modern portfolio theory. The firm offers both discretionary and non-discretionary services, including investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking.

William Routh is a CFP® professional with 18 years of experience in financial advisory. He is currently with LPL Financial since 2024 and has previously worked at Cetera Advisors LLC, First Allied Advisory Services, First Allied Securities, and Fidelity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Suzan Alias is a financial advisor with Wells Fargo Clearing in San Diego, CA, holding Series 63 and Series 66 licenses and having nine years of industry experience. She has been with Wells Fargo Clearing Services LLC since 2017 and Wells Fargo Bank NA since 2016. Outside of her advisory role, she also works as a caregiver providing in-home supportive services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Lorna Louie is a financial advisor at J.P. Morgan Securities with three years of industry experience. She holds a Series 66 designation and has worked at JPMorgan Chase Bank, N.A. since 2023. Her prior experience includes roles at Keller Williams San Francisco and Rodrigo P Feliciano. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process incorporates both quantitative and qualitative research and includes a framework for ESG eligibility.

Nic Trounce is a financial advisor at Morgan Stanley with six years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at E*TRADE Securities LLC and Globaltranz/Apex Logistics. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides both direct and corporate financial planning services.

Brian Kim is a CFA® charterholder and Series 63 licensee affiliated with LPL Financial, with 15 years of industry experience. He has worked at LPL Financial since 2022 and previously spent seven years at Cetera Financial Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of investment adviser representatives. The firm serves individuals, retirement plan participants, banks, trust companies, and institutions with a range of offerings including financial planning, model portfolios, third-party asset management, and institutional platforms.

Anjanie Sriram is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. She holds Series 65 and Series 63 licenses and has worked at JPMorgan Chase Bank, N.A. since 2013. Since 2022, she has been with J.P. Morgan Securities in San Diego, CA. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their advisory process combines quantitative and qualitative research to deliver written asset allocation advice, investment manager searches, and customized performance reporting.

Craig Danker is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and bringing 35 years of industry experience. He worked at UBS Financial Services for 14 years before joining Wells Fargo in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, offering both brokerage and advisory solutions at a large scale.

Kelly S. Garton is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management. He serves as the senior member of The Garton Group, a Merrill Lynch Wealth Management team based in San Diego, California. Kelly's client base includes high-net-worth individuals and families, professional athletes, pension funds, endowments, foundations, corporations, and not-for-profit organizations. Kelly began his career in 1989 as a Financial Representative with Fidelity Investments and joined Merrill Lynch Wealth Management in 1993. He has over 35 years of experience in the financial services industry, with a primary focus on wealth management strategies for affluent individuals and organizations. He has been recognized nationally, having been named to Forbes' "Best-in-State Wealth Advisors" list for eight consecutive years as of 2026. He earned a Bachelor of Arts degree in Business Finance from the University of Utah's David Eccles School of Business. Kelly holds several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP®), Certified Investment Management Analyst® (CIMA®), and CERTIFIED PLAN FIDUCIARY ADVISOR® (CPFA®). He is also involved in community activities, including associations with The Kyoto Symposium Organization and The Monarch School San Diego. Kelly resides in San Diego with his wife and three children and has personal interests in skiing, snowboarding, running, mountain biking, biking, genealogy, hiking, racquetball, table tennis, and watching movies.

Scott Elardo is a financial advisor at OSAIC with 23 years of industry experience. He previously worked for Lincoln Financial Advisors Corp for 22 years. Outside of his advisory role, he serves as an investment trustee for several trusts and acts as successor trustee for his family trust. He is also the owner and CEO of SRE Legacy Ventures, Inc., an administrative entity for his financial planning practice. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients. The firm offers a multi-advisor platform with a range of brokerage and advisory services, emphasizing model-based asset allocation, portfolio optimization, and access to third-party managers and proprietary models.

Larry Manuel is a financial advisor at OSAIC with 39 years of industry experience. He previously worked at Lincoln Financial Advisors Corporation for 27 years and at Osaic FA, Inc. for 28 years. Outside of advising, Manuel serves as the Director of Education for the San Diego chapter of the Scope Institute, a nonprofit providing educational events for business owners, and he is a board member of the Waipouli Beach Resort AOAO. OSAIC serves a broad mix of retail and institutional clients, offering a multi-advisor platform that includes brokerage and advisory services across various programs. The firm emphasizes model-based asset allocation and portfolio optimization, supporting a range of strategies and third-party manager options.

Marcus Parker is a financial advisor at LPL Enterprise with seven years of industry experience. He holds a Series 66 designation and has previously worked at Prudential Insurance Company of America, Pruco Securities, LLC, and Northwestern Mutual. Parker’s background also includes roles outside finance at Lyft and Enterprise Rent A Car. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities through a large network of investment adviser representatives. The firm utilizes model-driven investment implementation and offers financial planning, access to third-party asset managers, and participation in wrap programs, alongside affiliated trust, insurance, and lending services.

Timothy Shea is a CFP® practitioner affiliated with LPL Financial, based in San Marcos, CA, with 33 years of industry experience. He has held roles at LPL Financial since 2020 and previously worked with Lucia Securities, Lucia Capital Group, and Raymond J. Lucia Companies. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by a network of over 22,800 investment adviser representatives.

Steven Trifoglio is a financial advisor with UBS Financial Services, holding a Series 66 designation and 29 years of industry experience. He has been with UBS Financial Services since 2006. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients' goals and risk tolerances.

Michael Frey is a financial advisor at Charles Schwab with a Series 66 designation and three years of industry experience. He previously worked at Bank of America and Merrill Lynch from 2022 to 2025. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios alongside a formal alternative investment onboarding process.