Ian Hornstein is a financial advisor with Centaurus Financial, Inc. in Irvine, CA. He holds a Series 66 designation and has 17 years of industry experience. Since 2007, he has also worked as a tax manager at Kieckhafer, Schiffer and Company LLP, focusing on tax preparation. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, small businesses, and institutions. The firm offers financial planning, portfolio management, and specialized retirement-plan consulting through multiple investment platforms and employs a mix of fundamental and technical analysis.

Michael Mullen Jr. is a financial advisor at Centaurus Financial, Inc. with 13 years of industry experience. He holds a Series 66 designation and previously worked for SEI Investments Management Corp and SEI Investments Distribution Company for ten years. Mullen is involved with SPIVAK FINANCIAL GROUP, a non-investment-related business used for branding purposes. Centaurus Financial, Inc. provides advisory and brokerage services to a wide range of clients, including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through the CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services, employing a blend of fundamental and technical analyses and both discretionary and non-discretionary arrangements.

Adam Lewis is a financial advisor at Schwab Wealth Advisory with three years of industry experience. He holds the CFP® designation as well as Series 63 and Series 66 licenses. Prior to joining Schwab Wealth Advisory, he worked at J.P. Morgan and has experience in various other roles outside of finance, including in catering. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm offers financial reviews, retirement planning, and investment recommendations while allowing clients to make final trading decisions using Schwab’s asset allocation models and research tools.

Juna Chiang is a financial advisor at Beacon Pointe Advisors, LLC with 16 years of industry experience. She holds the CFP® designation along with Series 63, 65, and 66 licenses. In addition to her advisory role, Chiang is a licensed real estate broker handling residential transactions. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse range of clients, including individuals, institutions, and charitable organizations, utilizing a manager-focused, asset-allocation approach with proprietary due-diligence processes.

Linda Wang is a financial advisor at Citigroup Global Markets with five years of industry experience. She holds a Series 66 credential and has worked previously at JPMorgan Chase Bank, N.A., J.P. Morgan Securities, Bank of America, Fidelity Brokerage Services LLC, and other firms. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with specialized market roles, providing a broad range of advisory and execution services including exposure to alternative investments.

Mari Bowidowicz is a financial advisor at Beacon Pointe Advisors, LLC in Newport Beach, CA, holding a Series 65 designation. She has been with Beacon Pointe Advisors since 2025 and has prior experience at Torrey Pines Bank. Beacon Pointe Advisors provides wealth advisory, financial planning, retirement-plan platform services, and outsourced chief investment officer services to individual investors, corporations, and institutional clients. The firm combines asset-allocation modeling with third-party independent managers, employing both active and passive strategies across public and private asset classes.

Ryan Lam is a financial advisor with Beacon Pointe Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. His prior roles include positions at Fountainhead Capital Management, LLC, Hornor, Townsend & Kent, and Penn Mutual Life Insurance Company. Outside of advising, he is also an insurance agent with Beacon Pointe Insurance Services. Beacon Pointe Advisors provides investment advisory and consulting services to a wide range of individual and institutional clients. The firm employs a manager-of-managers approach, utilizing a proprietary “Focus List” of independent managers, and offers discretionary wealth management, financial planning, and outsourced CIO solutions.

Nicholas Colletta is a financial advisor at Beacon Pointe Advisors, LLC with seven years of industry experience. He holds the CFA® designation and Series 65 license. Prior to joining Beacon Pointe in 2024, he worked at Bridge Advisory LLC and K2 Financial Inc. Beacon Pointe Advisors provides wealth advisory, financial planning, retirement-plan services, and outsourced chief investment officer solutions to individuals, corporations, and institutional clients. The firm combines asset-allocation modeling with third-party independent managers and offers active and passive strategies across public and private asset classes.

Carlos Ocampo is a financial advisor at Citigroup Global Markets with Series 65 and Series 63 credentials and four years of industry experience. He has been with CitiBank since 2014. Outside of his advisory role, he provides DJ services for weddings and works as a personal shopper and dog sitter. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm implements multi-asset, multi-manager strategies and maintains in-house research and security-pricing activities, supporting large institutional scale and customized investment solutions.

Jeffrey Myers is a financial advisor at Integrated Wealth Concepts LLC with two years of industry experience. He is also the managing partner of Wright Ford Young, a CPA firm where he has worked since 2007. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, utilizing customized portfolios with a long-term approach and oversight of third-party asset managers.

Karen Reifel is a Certified Financial Planner (CFP®) with 18 years of industry experience. She is affiliated with Beacon Pointe Advisors, LLC and Beacon Pointe Insurance Services, LLC, where she has worked since 2011. In addition to her advisory role, she is a licensed insurance agent involved in the sale of life and accident/health insurance products. Beacon Pointe Advisors, LLC provides wealth advisory, consulting, financial planning, retirement-plan services, and outsourced chief investment officer functions to individual and institutional clients. The firm combines asset-allocation modeling with third-party independent managers and employs both active and passive investment strategies across public and private asset classes.

Sze Wan Lee is a financial advisor at Transamerica Financial Advisors with 20 years of industry experience. Lee holds Series 63 and Series 65 licenses and has worked at several firms, including Capital One Financial Corp and IBM. In addition to advisory work, Lee is involved in sales of insurance and non-insurance products for companies affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a broad client base, including individual investors, employer-sponsored retirement plans, trusts, estates, charitable organizations, and businesses. The firm utilizes model portfolios and third-party managers through multiple program platforms such as Transamerica ONE, TFA365, and the Transamerica ALPHA digital program.

Aaron Gabriel is a financial advisor with Guardian Life and Park Avenue Securities LLC, holding Series 63 and Series 65 licenses and having three years of industry experience. His prior roles include work at Northwestern Mutual Wealth Management Company. In addition to his advisory work, he is an active associate with LegalShield, offering clients estate planning and legal services outside of investment management. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, institutional clients, and charitable organizations. The firm offers a range of financial planning, retirement consulting, and investment advisory programs tailored to client needs.

Steven Stauff is a CFP® and holds a Series 66 license with 24 years of industry experience. He has been with IEQ Capital, LLC since 2023 and previously worked at City National Bank for seven years. IEQ Capital provides portfolio management and investment advisory services primarily to high-net-worth individuals and families, as well as trusts, foundations, endowments, and nonprofit organizations. The firm’s investment process includes centralized macroeconomic research and client-specific Investment Policy Statements, utilizing a combination of liquid strategies, third-party independent managers, and private alternative investments.

Verne Weisberg is a financial advisor with Transamerica Financial Advisors in Irvine, CA, holding Series 65 and Series 63 credentials. He has one year of industry experience and prior work history that includes medical practice mentoring and involvement with multiple business ventures. Weisberg also serves as a managing partner of Birchwood Holdings, LLC, which invests in a variety of opportunities including equities and venture capital. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, and corporations, offering both advisory and broker-dealer services. The firm provides proprietary and third-party investment models with discretionary and non-discretionary options and reported over $2 billion in assets under management as of the end of 2025.

Steven Lazette is a financial advisor at Centaurus Financial, Inc. in Anaheim, CA, with 15 years of industry experience. He holds the Series 66 designation and has been with Centaurus Financial since 2010. Centaurus Financial, Inc. provides advisory and brokerage services to a wide range of clients, including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through its CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services for annuities and variable life sub-accounts.

Cesar Garcia is a financial advisor at Centaurus Financial, Inc. with 12 years of industry experience. He holds a Series 66 designation and has been with Centaurus Financial since 2014. Outside of his advisory role, he has maintained involvement with HD Concreteworks since 2005. Centaurus Financial, Inc. provides advisory and brokerage services to a wide range of clients, including individuals, families, businesses, and foundations. The firm offers financial planning, portfolio management through its CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services, employing both discretionary and non-discretionary arrangements.

Tamara Tudor is a financial advisor with Beacon Pointe Advisors, LLC, holding a Series 65 designation and one year of industry experience. Her prior roles include positions at Bridge Advisory LLC, Matrix Private Capital Group, Keudell Morrison Wealth Management, Kemper Insurance, and Legal & General Insurance Co. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse range of individual and institutional clients, using a combination of third-party independent managers and proprietary investment vehicles to implement client strategies.

Nicole Gasque is a financial advisor at J. W. Cole Advisors, Inc. with four years of industry experience. She previously worked at Spectrum Wealth Management and has a background in the restaurant industry. Gasque holds Series 63 and Series 65 licenses and also serves as a power of attorney for her mother. J. W. Cole Advisors operates a large network of independent advisers offering fee-based portfolio management, financial planning, retirement plan services, and digital advice to individuals, high-net-worth clients, and institutions. The firm utilizes both discretionary and non-discretionary management and employs a combination of fundamental and technical analysis alongside model and manager-based strategies.

Ethan Norris is a financial advisor at Mariner in Newport Beach, CA, holding a Series 65 designation with no prior industry experience before joining the firm. His background includes four years at Pitzer College and four years at Branham High School. Mariner serves a diverse client base, including high-net-worth individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement consulting, and tax services. The firm employs discretionary, customized portfolios supported by both internal research and third-party managers, and provides integrated tax, accounting, and financial wellness solutions uncommon for firms of its size.