Enrique Santos is a financial advisor with Mass Mutual Investors Services in Newport Beach, CA. He holds a Series 66 designation and has been in the industry since 2025, with prior experience in various roles including at Able Plumbing, Magnolia Foods LLC, and educational institutions. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing firm-approved tools to deliver written recommendations within annual collaborative client relationships.

Lynn Frehner is a CFP®-certified financial advisor with 26 years of industry experience, currently with LPL Financial since 2004. She is based in Irvine, CA, and has additional involvement in teaching a FINRA-approved adult educational course related to financial topics. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning and access to third-party asset management, utilizing model portfolios and customized strategies.

Aaron Tucker is a financial advisor at LPL Financial with eight years of industry experience. He holds the Series 66 designation and previously worked at Edward Jones for eight years. Outside of his advisory role, he receives music royalties associated with his involvement in the music industry. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, offering access to model portfolios, third-party asset management, and institutional platforms through a large network of investment adviser representatives.

Morgan Atkinson is a financial advisor at LPL Financial based in Irvine, CA, with six years of industry experience. Prior to joining LPL Financial in 2020, he worked at ADP for 11 years and briefly at Alight. He is also involved with Mopal Ventures LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, and institutional platforms, supporting advisors with a range of strategic investment options and operational tools.

Travis Poteet is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. His prior roles include positions at Wells Fargo and JPMorgan Chase Bank, N.A. He also owns an art, photography, and woodworking business. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory program delivers written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence that integrates quantitative and qualitative research.

Warren Kaplan serves as a Senior Financial Advisor and Portfolio Manager at Merrill Lynch Wealth Management. In this role, he focuses on a range of client needs including corporate executive services, family wealth management strategies, investment consulting for defined contribution plans, personal retirement planning, and tax minimization. Warren and his team leverage over 100 years of combined experience to implement a disciplined, research-based investment approach centered on individualized equity and investment-grade debt portfolios, with an emphasis on avoiding processed investment products. He holds the Personal Investment Advisor (PIA) designation and completed his education at Bolsa Grande High School, Orange Coast College, and attended California State University within the system, without a degree conferred. Warren is also a member of the ELKS professional organization. His community involvement includes participation with Long Beach Junior Golf, Elks, and AYSO. Outside of work, Warren's personal interests include gardening, golfing, pickleball, refereeing, skydiving, spending time with family, surfing, tennis, and yoga.

Michael Pitruzzello is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at JPMorgan Securities and JPMorgan Chase Bank since 2016, following a one-year tenure at Ameriprise. In addition to his advisory role, he is employed by JPMorgan Bank, through which he offers certain banking products and services. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their advisory program focuses on written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Yoon Han is a financial advisor at Merrill with 11 years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2015, including a current role at Bank of America, N.A. beginning in 2022. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services primarily to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

William Cecil is a Senior Financial Advisor and Senior Vice President at Merrill Lynch Wealth Management, based in the Irvine, California office. He joined Merrill Lynch in 1977 after earning a Bachelor of Arts degree in Business Administration and Finance from Oregon State University. Mr. Cecil provides clients with a consultative approach to wealth management, focusing on customized financial strategies that consider their financial situations, risk tolerance, and time horizons. With nearly five decades of experience in the financial markets, his areas of expertise include education planning, family wealth management, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management, small business strategies, individual and corporate investment strategy, and retirement income. He leverages the investment insights of Merrill Lynch Wealth Management and banking services from Bank of America to address comprehensive financial needs. Mr. Cecil resides in Orange County with his wife and four children. He is active in several professional organizations including the Sons of the American Revolution, Sons of the American Legion, and the Orange Elks Lodge 1475. He holds the Personal Investment Advisor (PIA) designation.

Brendan Wells is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds Series 63 and Series 65 designations and has worked at various firms including Northwestern Mutual and Olympus Wealth Management prior to joining J.P. Morgan. He is based in Irvine, California. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research to develop model asset allocations and may incorporate ESG criteria.

Patrick Newton is a Senior Financial Advisor at Merrill Lynch Wealth Management. He began his career with Merrill in 1998 and has served the Laguna Hills, California office since May 5th of that year. Patrick works with families, executives, engineers, and businesses to preserve and grow their wealth and assist with wealth transition to heirs or charities. His client focus includes areas such as college education planning, corporate benefits, divorce transition planning, executive compensation, equity compensation services, family wealth management strategies, and services for endowments, foundations, and non-profits. Prior to joining Merrill Lynch, Patrick earned a Bachelor of Science in Business Administration and Marketing from the George Argyros School of Business at Chapman University in Orange, California, graduating in May 1998. He also served six years in the United States Marine Corps, with four years active duty and two years in inactive reserves. Patrick holds the professional designations Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Patrick maintains an interest in community involvement consistent with Merrill's tradition, volunteering with local organizations. Outside of his professional work, he enjoys boxing, hiking, photography, and videography.

Thomas Podmajersky is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 licenses and 30 years of industry experience. He has been with UBS since 2012. Outside of his advisory role, he is involved in a real estate-related business with his wife, focused on property acquisition and potential rental activities. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management and provides a broad range of capital markets services.

Carmelo Battaglia is a financial advisor at Wells Fargo Clearing with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at multiple firms, including Raymond James & Associates, Morgan Stanley, J.P. Morgan Securities, and Citigroup Global Markets. His career includes extensive experience across several major financial institutions. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a broad range of investment advisory services, financial planning, and retirement plan consulting, utilizing research and analytics to support diversified portfolio management.

Jammie Hunter is a financial advisor at UBS Financial Services with 19 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Merrill, PNC Investments LLC, Morgan Stanley, and Bank of America. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and proprietary research to tailor solutions to clients’ goals and risk tolerances.

Nicholas Villasenor is a financial advisor at UBS Financial Services with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at prominent firms including Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Outside of his advisory role, he serves as Treasurer on the Board of Directors for St. John's Lutheran Church of Orange and is a board member of the Orange Grove Lodge #293 Free & Accepted Masons of California. UBS Financial Services serves individual, corporate, and institutional clients by combining brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor financial plans according to clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services, offering a broad range of products and capital markets services.

Douglas Speth is a financial advisor at Wells Fargo Advisors with 33 years of industry experience. He holds the Series 63 and Series 65 credentials and has been with Wells Fargo Advisors Financial Network LLC since 2009. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including specialized areas like business-owner transition and sports & entertainment planning, delivering tailored recommendations through comprehensive research and planning tools.

Blayne Dreyer is a financial advisor at Fidelity with two years of industry experience. He holds the Series 66 designation and has previously worked at The Elevated Living Collective, Bridge Bank, and Doordash Inc. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction to create model portfolios. The firm is notable for its role in managing registered investment companies, use of AI and algorithmic methods, and its registration with the CFTC as a commodity pool operator.

Michael Pepper is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley since 2019, with prior roles at Wells Fargo Clearing and Wells Fargo Investments. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and tailored financial planning using firm-approved tools, managing approximately $2.74 trillion in client assets.

Mary Molnar is a financial advisor at Edward Jones with 11 years of industry experience. She holds the Series 66 designation and has been with Edward Jones since 2015 in Newport Beach, CA. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,000 financial advisors.

Mc Kenna Wegner is a financial advisor with J.P. Morgan Securities in Irvine, CA, holding a Series 66 designation and three years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A., Wegner held roles at Paramount Global, Stranos Wealth Management, and Redwood Construction Company. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program that emphasizes written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research with forward-looking capital market assumptions to build model asset allocations for its clients.