Nick Milazzo is a CFP® with 21 years of industry experience, currently serving as a financial advisor at LPL Financial since 2021. He previously led The Nick A Milazzo Group for nine years and has held roles with Waddell & Reed and various insurance carriers. Milazzo is also active in insurance sales alongside his advisory work. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by extensive technology tools and a broad range of financial services beyond advisory functions.

Ross Pake is a financial advisor with Equitable Advisors who holds Series 65 and Series 63 licenses and has 40 years of industry experience. His prior work includes nearly two decades at LPL Financial and a decade at Cetera Advisors. Outside of advising, he serves as president and owner of Legacy Wealth Planning, Inc. and acts as a trustee for a personal trust. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and various asset-management programs through a network of Investment Adviser Representatives and third-party managers.

Joe Esparza is a financial advisor with LPL Enterprise in Orange, CA, holding Series 63 and Series 65 credentials and bringing 13 years of industry experience. He previously worked at Prudential Insurance Company of America and Pruco Securities LLC. Esparza has referred clients to insurance brokers as part of the Prudential Pathways program. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach utilizing portfolios developed by LPL’s Research Department and third-party strategists, and offers financial planning, access to asset managers, and insurance product facilitation through affiliated entities.

Lisa Castillo is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. She holds a Series 63 designation and has worked at Wells Fargo since 2016, with prior experience at Merrill from 2007 to 2009. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets with over 14,000 advisors, offering both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Jake Orr is a financial advisor at UBS Financial Services with two years of industry experience. He holds a Series 66 designation and previously worked at Ameriprise and the University of Oklahoma in various roles. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides research-driven, model-based asset allocation tailored to clients’ goals and risk tolerances.

Scott Sloan is a CFP®-designated financial advisor with over 30 years of industry experience. He is currently with Cetera and has longstanding ties to Crane and Associates, where he serves as Director of Operations and Chief Compliance Officer. His other business activities include providing fixed insurance products such as life, disability, annuities, and long-term care. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser that serves individual, corporate, charitable, and institutional clients through a multi-manager platform offering discretionary and non-discretionary portfolio management, retirement services, and access to third-party money managers.

Kristy Hernandez is a financial advisor at Morgan Stanley with 12 years of experience in the industry. She holds a Series 66 designation and previously worked at RBC Capital Markets for nine years before joining Morgan Stanley in 2024. Outside of her advisory role, she is involved in photography as an independent contractor. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Ignacio Guzman is a financial advisor with LPL Financial in Santa Ana, CA, holding a Series 66 credential and six years of industry experience. His prior roles include positions at Cuna Brokerage Services Inc., SchoolsFirst FCU, Union Bank, TA Equipment Finance, and Lids Sports Group. He is also involved with SchoolsFirst FCU in an investment-related capacity. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, participant-level retirement advice, and institutional platforms, supporting advisors with various investment strategies and technology tools.

Kim Sanchez is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 designations and 13 years of industry experience. She has worked at J.P. Morgan Securities since 2013 and is the owner of Sanchez Consulting, a consulting business focused on backyard and home remodeling. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program that emphasizes written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process integrates centralized due diligence combining quantitative and qualitative research with forward-looking capital market assumptions.

Mary Chorbagian is a CFP®-certified financial advisor with 44 years of industry experience, currently practicing at LPL Financial in Villa Park, CA. She has held positions at Independent Financial Group, LLC, National Planning Corporation, and has been self-employed since 1976. In addition to her advisory work, she owns Chorgagain Associates, a tax preparation and accounting service. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a broad network of investment adviser representatives.

Min Choi is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds Series 63 and Series 66 designations. Prior to his current role, he has worked in various capacities including positions at JPMC Bank NA and Amazon Prime, as well as experience in the retail and restaurant sectors. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory program emphasizes written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Rahamin Suares is a financial advisor with LPL Financial in Long Beach, CA, holding the CFP® designation along with Series 63 and Series 65 licenses. He has 44 years of industry experience, including prior roles at Wells Fargo Advisors, Wells Fargo Clearing, and A. G. Edwards & Sons, Inc. Suares is also involved with Pacific Coast Capital Management, a related business entity connected to his LPL practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, utilizing both proprietary and third-party model portfolios and custom strategies across various asset classes.

Thomas Mountain is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His prior roles include positions at Wells Fargo Advisors Financial Network and Merrill. He is involved in Mountain Bishop and Associates, an entity related to his advisory business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Patrick Gallagher is a financial advisor at Morgan Stanley in Long Beach, CA. He holds a Series 66 designation and has been with Morgan Stanley since 2025. Outside of his advisory role, he is involved with District 4 Pizza, a restaurant/bar in Long Beach. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and provides its services through a combination of direct client relationships and corporate financial planning agreements.

Oscar Ramos is a financial advisor with Morgan Stanley in Long Beach, CA, holding a Series 66 designation and eight years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2016. Ramos also worked at California State University Long Beach from 2015 to 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques to support its financial advisory services.

Amanjit Bains is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and six years of industry experience. Prior to joining J.P. Morgan, Bains worked for Stater Bros Markets for five years. Outside of advising, Bains engages in video game streaming and creates game guides for online sale. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research with forward-looking capital market assumptions, offering clients a selection of Eligible Strategies and ESG considerations.

Louis Dong is a financial advisor with J.P. Morgan Securities who holds Series 63 and Series 65 licenses and has 28 years of industry experience. His work history includes roles at JPMorgan Chase Bank, N.A., JP Morgan Securities LLC, Chase Investment Services Corp., and Wamu Investments, Inc. He is based in Brea, California. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process integrates centralized due diligence with quantitative and qualitative research, and includes capabilities in derivatives and commodities.

Mark Krogulski is a CFP® professional with 24 years of industry experience. He has been with Charles Schwab and its affiliated entities since 2016. His work is based in Seal Beach, California. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a centralized operational structure.

Michael Shafer is a Series 66 licensed financial advisor with Edward Jones in Los Alamitos, CA. He has 13 years of industry experience, all of which has been at Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Ricardo Ramirez is a financial advisor with Merrill based in Lakewood, California. He holds a Series 66 designation and has 19 years of industry experience, including 14 years with Bank of America and Merrill. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal CIO teams and third-party managers.