Mark Brian Canlapan is a financial advisor at Merrill with Series 63 and Series 65 credentials and three years of industry experience. His prior roles include positions at Bank of America, Citigroup, J.P. Morgan Securities, and Citibank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies to individuals, high-net-worth clients, and institutional investors.

Mary Jo Kloezeman is a financial advisor at Morgan Stanley with 40 years of industry experience. She has worked at Morgan Stanley since 2016, including eight years at Morgan Stanley Private Bank, N.A. She holds the Series 63 and Series 66 designations. Morgan Stanley Wealth Management serves individual and institutional clients through a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and models to support client financial plans.

Russell Hoss is a financial advisor at Morgan Stanley in San Francisco, holding a Series 66 designation. He joined Morgan Stanley in 2025 and has prior experience at CBRE Inc., Norco College, loanDepot Inc., SetSchedule LLC, and Yuen Enterprises One Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Zachary Abrahams is a financial advisor at Stifel with one year of industry experience. He holds a Series 66 designation and has prior experience at Stifel Public Finance as well as roles connected to educational and community organizations including Tulane University, Brentwood School, and local synagogues. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies.

Matthew Bond is a financial advisor with LPL Financial in San Mateo, CA, holding a Series 66 designation and 24 years of industry experience. Prior to joining LPL Financial in 2020, he worked for Securian Financial Services, Link-Allen & Associates, and Minnesota Life from 2002 to 2020. Outside his advisory role, he is involved with SGC Insurance Brokerage LLC, a business entity he has managed since 2013. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, supporting a large network of advisors with a range of investment strategies and operational tools.

Adriana Molinar is a financial advisor at Morgan Stanley in San Francisco, holding a Series 66 designation with three years of industry experience. Her prior roles include positions at Robert Sinskey Vineyards and Glass Onion Catering & Gourmet Foods, as well as six years in education. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and advisory programs while managing approximately $2.74 trillion in client assets. The firm utilizes structured discovery processes and firm-approved tools to support client planning.

William Caddick Jr. is a financial advisor at Ameriprise with 20 years of industry experience. He holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he has an investment-related interest in single-family real estate ownership. Ameriprise offers a retirement-income planning service tailored for individuals approaching or in retirement who meet specific asset criteria, providing detailed Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis, with a centralized consulting team supporting advisors in delivering customized, algorithm-assisted retirement income recommendations.

Kali Franco is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. She holds a Series 66 designation and has worked previously at Bank of America, Merrill, and TikTok. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm emphasizes non-discretionary, customized asset allocation advice and manager selection, supported by centralized due diligence and a combination of quantitative and qualitative research.

Paul Genco is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. He has worked at Merrill since 2015, with a three-year period at Brown Brothers Harriman from 2017 to 2020. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kristian Pavlov is a Series 66-licensed financial advisor with LPL Financial, based in San Francisco, CA, and has 10 years of industry experience. His prior roles include positions at Patelco Credit Union, JPMorgan Chase Bank, J.P. Morgan Securities, Wells Fargo Bank, and CUSO Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

John Gallagher is a financial advisor with J.P. Morgan Securities in San Francisco, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has worked at J.P. Morgan Securities since 2009 and at JPMorgan Chase Bank, N.A. since 2010, following 12 years at Citigroup Global Markets. In addition to his advisory role, he is also an employee of JPMorgan Bank, which enables him to offer certain bank products and services. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research to build model asset allocations and may incorporate ESG considerations.

Andrew Busche is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and previously worked at Bridgetown Wealth Management and Jpmorgan Private Bank. Busche also attended the University of Oregon from 2021 to 2025. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative screens and qualitative research to develop model asset allocations and includes broader derivatives and commodities capabilities.

Bradford Shaffer is a financial advisor with UBS Financial Services in San Francisco, holding Series 63 and Series 65 licenses and 39 years of industry experience. He has been with UBS since 2008. Outside of his advisory work, he is involved in a private jet charter business as a pilot. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and custody services.

Sennai Abbay is a financial advisor at UBS Financial Services with 14 years of industry experience. He holds Series 63 and Series 66 designations. His prior roles include positions at Wells Fargo Clearing and Wells Fargo Bank N.A. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings. The firm provides a range of services including financial planning, portfolio management, and capital markets activities, leveraging proprietary research and institutional trading capabilities.

Monica Bunawan is a financial advisor at Morgan Stanley with 20 years of industry experience. She holds Series 65 and Series 63 licenses and previously worked at CETERA Advisor Networks LLC for six years before joining Morgan Stanley in 2022. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and financial planning services supported by structured planning tools and advanced modeling techniques.

John Mcdevitt is a financial advisor with UBS Financial Services in San Mateo, CA, holding Series 63 and Series 65 credentials and bringing 44 years of industry experience. He has been with UBS since 1990 and also maintains a role at International Trading Group since 1977. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client strategies.

Coleman Clemons is a financial advisor at Equitable Advisors based in San Francisco, CA. He holds the Series 66 designation and has one year of industry experience. Prior to joining Equitable Advisors, his work history includes positions in automotive sales and retail. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset management programs through a network of Investment Adviser Representatives, utilizing both third-party and proprietary solutions.

Kyle Dowman is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He has worked at JPMorgan Chase Bank NA since 2019 and previously held roles at First Republic Bank and US Bancorp. He serves as a board member and finance committee member for St. James Preschool, a nonprofit organization in San Francisco. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. The firm’s approach combines quantitative and qualitative research and incorporates an ESG eligibility framework in its recommendations.

Joseph Scanlon III is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2021, and previously spent ten years at Stifel Nicolaus & Co., Inc. in various advisory roles. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, including tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-based financial planning services.

Michael Hartmeyer is a Series 66-licensed financial advisor with 19 years of industry experience. He has worked at UBS Financial Services since 2022 and previously held roles at Wells Fargo Clearing and Merrill. Hartmeyer serves on the audit committee for Oakland Children's Fairyland, a storybook theme park in Oakland, CA, where he assists in oversight of the annual audit process. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services. The firm combines institutional trading capabilities with wealth management and offers proprietary research and model-based asset allocation to tailor plans according to clients’ goals and risk tolerances.