Spencer Carroll is the Vice President and Branch Leader at Fidelity Investments, a position he has held since 2025. In this role, he leads, coaches, and inspires advisors to deliver planning experiences to Fidelity clients. Prior to this, he served as Vice President and Regional Planning Consultant from 2022 to 2025, Financial Consultant from 2018 to 2022, Investment Consultant from 2016 to 2018, and Financial Representative from 2015 to 2016, all within Fidelity Investments. Spencer holds a California Insurance License, supporting his work in financial advising and planning. His career at Fidelity Investments spans various roles, providing him with broad experience in financial consulting and investment services.

Tami Lautoa is a financial advisor at Morgan Stanley with 20 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Morgan Stanley and First Republic in various advisory roles since 2009. Lautoa is based in San Francisco, CA. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and delivers services that include both direct individual planning and corporate financial planning agreements.

Carla Chen is a financial advisor with UBS Financial Services in San Francisco, holding Series 63 and Series 66 registrations and 25 years of industry experience. She has worked at UBS Financial Services since 2010 and previously held roles at UBS International Inc. and Banc of America Investment Services, Inc. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services to deliver tailored financial planning and asset management.

Jeanne Marie Marasigan is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials. She has been affiliated with Primerica Financial Services since 2011 and has experience at firms including Harder+Company Community Research and US Export Capital Group LLC. Jeanne is based in San Leandro, CA, and has worked in financial-related roles since 2023. Primerica Advisors sponsors and manages a wrap-fee asset management program serving individual investors, corporate, and charitable clients. The firm operates at scale with nearly 3,700 advisors and manages approximately $15.5 billion in assets, delivering advisory services primarily through model-based strategies created by unaffiliated asset managers.

Zachary Klinke is a financial advisor at Charles Schwab with one year of industry experience. He holds Series 63 and Series 65 licenses. Prior to joining Schwab, he worked at The Vanguard Group and has a background that includes roles in education and other industries. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships along with access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Alden Harmon is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. His prior work includes roles at The Esports Institute and positions in education and hospitality. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional investors, including discretionary portfolio management and fund advisory. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, and it serves multiple registered investment companies and intermediary platforms.

Anthony Rojo is a Series 66-registered advisor with J.P. Morgan Securities, based in San Francisco, CA. He has 18 years of industry experience, including roles at J.P. Morgan Securities and JPMorgan Chase Bank since 2014. From 2011 to 2017, he was involved with Anthony Rojo Creative, an entrepreneurial venture outside of finance. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and incorporating an ESG eligibility framework in its recommendations.

Arnoldo Trionfi is a financial advisor at UBS Financial Services in San Francisco, holding a Series 66 designation. He joined UBS in 2025 and has prior experience at Citi Bank, Shared Studio, Pizzeria Delfina, and has an academic background from U.C. Santa Cruz and International High School. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering fee-based financial planning, portfolio management, and access to alternative products. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and affiliated banking programs.

Brady Dilena is a financial advisor at Merrill with 12 years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America since 2014 and 2015, respectively. Merrill, in conjunction with its affiliate Managed Account Advisors LLC (MAA), provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Alejandro Pulido is a financial advisor with Morgan Stanley in San Francisco, holding a Series 66 designation and having 15 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2011 and 2015, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including customized financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services directly and through Corporate Financial Planning agreements.

Gregory Hannah is a financial advisor at Osaic Wealth, Inc. with 31 years of industry experience. He has held positions at Osaic Wealth since 2018 and previously worked at Signator Investors from 2016 to 2018. He holds a Series 63 designation and also works as a fixed insurance agent. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing asset-allocation tools, risk-tolerance assessments, and access to third-party money managers to construct diversified portfolios.

Tucker Barash is a financial advisor with Osaic Wealth, Inc. in San Rafael, CA, holding Series 63 and Series 65 licenses and with 19 years of industry experience. He previously worked for Woodbury Financial Services, Inc. for 14 years before joining Osaic in 2024. Barash also owns an insurance sales business. Osaic Wealth serves a diverse client base including retail and institutional investors, offering brokerage, advisory, financial planning, and retirement consulting services through a large network of affiliated advisors. The firm utilizes firm-provided asset allocation tools and third-party platforms to construct and manage diversified portfolios on both discretionary and non-discretionary bases.

Cicely Jones is a financial advisor at Equitable Advisors with 10 years of industry experience. She holds a Series 66 designation and previously worked at Axa-Advisors, LLC. Jones is also an author who self-publishes a book on financial planning for young couples and contributes articles on related topics to Forbes.com. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individual and institutional clients, using a range of firm-offered programs and third-party asset managers.

Patrick Oswald serves as a Senior Financial Advisor with Merrill Lynch Wealth Management. He brings over 30 years of experience in the financial markets, focusing on constructing dividend-paying stock and bond portfolios tailored for long-term results. His client focus includes corporate executive services, equity compensation, family wealth management strategies, and retirement income planning. Patrick holds a Bachelor of Arts in Agricultural Economics (1988) and a Master of Business Administration (1992), both from the University of California. He has earned the Personal Investment Advisor (PIA) designation. His earlier education includes attending De La Salle High School in Concord, CA, where he was named Athlete of the Year and inducted into the Athletic Hall of Fame. Committed to community engagement, Patrick volunteers with Catholic Charities and serves as a football coach for the San Ramon Valley T-Birds. Outside of his professional and community activities, he enjoys golf, fishing, snowboarding, baseball, cooking, gardening, hiking, softball, and football. He resides in Danville, CA, with his wife Elisa and their four sons.

Nicholas Young is Vice President and Branch Leader at Fidelity Investments, a role he has held since 2025. In this capacity, he leads a team of advisors and support staff dedicated to delivering a planning experience tailored to each client's unique financial situation and goals, leveraging Fidelity's comprehensive tools and resources. Nicholas has been with Fidelity Investments since 2011, progressing through several roles including Financial Representative, Private Client Specialist, Investment Consultant, Financial Consultant, Wealth Planner, and Regional Planning Consultant. His extensive experience within the firm has provided him with a broad understanding of financial planning and wealth management. He holds a California Insurance License.

Sandy Chan is a financial advisor at UBS Financial Services with 23 years of industry experience. She has held her current role at UBS since 2013. Sandy holds Series 63 and Series 65 licenses. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and utilizing proprietary research and model-based asset allocations.

Christina Rotairo is a financial advisor at Merrill with 15 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2007. Outside of her advisory role, she serves as a power of attorney for a family member. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Katie Henry is a Wealth Management Advisor at Merrill Lynch Wealth Management in San Francisco. She works with affluent individuals and families to understand their comprehensive financial situations, including banking, investments, financing, and retirement plan services. Katie develops personalized financial strategies aimed at preserving, managing, and growing wealth for current and future generations. She specializes in family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, women and wealth, and retirement income. Katie uses the investment resources of Merrill and the banking capabilities of Bank of America to support various aspects of her clients' financial lives. Katie earned a Bachelor of Science in Business Administration in 2005 and a Master of Science in Financial Analysis and Investment Management in 2010, both from Saint Mary's College of California. She holds the CERTIFIED FINANCIAL PLANNER (CFP) designation as well as the Personal Investment Advisor (PIA) credential. Outside of her professional work, she is involved in the community as a soccer coach for LMYA.

Quentin Aknin is a financial advisor at Morgan Stanley with 10 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley Private Bank, N.A. since 2016. Outside of his advisory role, he has worked as an independent contractor driver for Uber after business hours. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes using firm-approved tools and market outlook models.

Nancy Martinez is a financial advisor with LPL Financial in San Bruno, CA, holding a Series 66 designation and 15 years of industry experience. She has worked at Patelco Credit Union since 2013 and was affiliated with CUSO Financial Services, LP and CUSO Financial Services, L.P. for over a decade. Martinez is involved with Patelco Financial Solutions, a DBA for her LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology tools and a broad network of over 22,800 advisors.