John Sullivan II is a financial advisor with UBS Financial Services in San Francisco, CA, holding Series 63 and Series 66 licenses and bringing 48 years of industry experience. He has been with UBS Financial Services since 2011. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and provides a wide range of capital markets and custody solutions.

Gloria Cuadra is a financial advisor at Merrill with 20 years of industry experience. She holds the Series 66 designation and has worked at Merrill since 2018. Prior to that, she was employed at Citigroup Global Markets, Inc. and CITI Private Bank from 2010 to 2017. Outside of her advisory role, she serves as a successor trustee for a family trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Leslie Wan is a financial advisor at UBS Financial Services in San Francisco, holding a Series 66 designation. Wan has worked in the financial industry since 2017, with prior experience at Morgan Stanley, Bloomberg LP, and Alpha Financial Markets Consulting. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor financial plans and portfolio management. The firm integrates institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Katherine Rinehart is a financial advisor at Morgan Stanley with 28 years of industry experience. She holds Series 63 and Series 66 designations. Her prior experience includes roles at Bank of America, N.A., and Merrill. Outside of her advisory work, she serves on the Seton Women's Development Board and the advisory board of A Gift of Time, a nonprofit focused on adult day care for Alzheimer's patients. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a broad range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and economic modeling.

Patrick Galligan is a financial advisor at UBS Financial Services with 18 years of industry experience. He holds a Series 66 designation and has been with UBS since 2013. Based in San Francisco, CA, he works within one of the largest advisory networks at the firm. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client solutions.

Tyler Ticen is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, Bank of America, and Merrill Lynch. Tyler is based in San Francisco, CA. Morgan Stanley Wealth Management serves individual and institutional clients by providing tailored financial planning and a broad range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and investment committee insights as part of its advisory process.

Christanie Hunter is a Financial Consultant at Fidelity Investments, where she works with individuals and families to develop tailored investment strategies that align with their financial goals. Her approach emphasizes informed decision-making, education, and transparent communication. Prior to her current role, she held positions as an Investment Consultant and Planning Consultant at Fidelity Investments, and has experience as a Manager, Team Lead, and Financial Representative at Morgan Stanley. She began her career as a Participant Services Representative at Northern Trust. Christanie holds a California Insurance License, supporting her qualifications in the financial services industry. Outside of her professional work, she has interests in visiting beaches, exploring culinary experiences, attending museums, painting, reading, and traveling.

Peter Barry is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and 27 years of industry experience. He has been with Raymond James since 2018, previously working at Dipsea Capital. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering financial planning and advisory services through various specialized programs and leveraging a broad range of portfolio management styles and affiliated research.

Jennifer Stier is a financial advisor with Morgan Stanley in San Francisco, holding a Series 66 designation and four years of industry experience. Prior to joining Morgan Stanley, she worked at Carr McClellan, P.C. and Barulich Dugoni & Suttmann Law Group, Inc. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by structured discovery processes and firm-approved tools.

Taylor Wood is a financial advisor with RBC Capital Markets holding a Series 66 designation and three years of industry experience. Prior to joining RBC in 2019, Wood worked at Merrill and held positions in the wine industry at Buena Vista Winery and Rams Gate Winery. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutions, pension plans, corporations, and charitable organizations. The firm provides a variety of advisory programs with discretionary and non-discretionary portfolio management, combining in-house and third-party investment managers to tailor strategies based on clients’ risk profiles.

Damon Liang is a financial advisor at Edward Jones with 19 years of industry experience. He holds the Series 66 and Series 63 designations. Prior to joining Edward Jones in 2023, he worked at JP Morgan Chase Bank, Merrill Lynch/Bank of America, TD Ameritrade/Scottrade, and Merrill. Outside of his advisory role, he manages a rental property where he resides in one unit of a four-plex in San Francisco. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm supports over 23,700 advisors and manages approximately $1.01 trillion in assets under management.

Shelley Saraniti is a financial advisor at Merrill with 25 years of industry experience and holds the Series 66 designation. She has been with Merrill Lynch, Pierce, Fenner & Smith Inc. since 1997. Outside of her advisory role, she is a member of JuJut Enterprises LLC, a limited liability company. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies managed by internal and third-party teams, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Shana Athena Hudson is a financial advisor with Ameriprise in San Francisco, CA, holding Series 63 and Series 66 licenses and three years of industry experience. Prior to joining Ameriprise in 2026, she worked at Transamerica Capital LLC and Janus Henderson in various roles. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through written recommendations and annual advice. The firm integrates investment research and algorithmic tools in its approach and operates within a defined product ecosystem.

Kari Lusby is a financial advisor with Merrill in San Francisco, CA, holding a Series 66 designation and 21 years of industry experience. Her prior roles include positions at Voya, MassMutual, and Nationwide Investment Services Corporation. Outside of her advisory work, she serves as president of the Crusade for Cures Foundation, a nonprofit focused on fundraising for medical research for children with life-threatening conditions. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual, institutional, and charitable clients.

Lenore Rostoni is a financial advisor with LPL Financial in San Rafael, CA, holding the ChFC® and Series 63 designations and bringing 42 years of industry experience. She has worked at LPL Financial since 2013, with a brief period in 2017 at National Planning Corporation. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by technology tools and a broad network of over 22,800 advisors.

Melodye Jung is a financial advisor at Charles Schwab with a Series 66 designation and three years of industry experience. Her prior work experience includes roles at Charles Schwab Bank, Wedgewood Weddings and Events, and Hilton Hotels of San Francisco. Charles Schwab serves a large client base primarily consisting of high- and ultra-high-net-worth individuals, offering integrated brokerage, advisory, custody, and cash management services through its Schwab Wealth Advisory program and affiliated managed accounts. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and employs a multi-asset model portfolio approach with strategic asset allocation and periodic reviews.

Kuosen Fung is a financial advisor at RBC Capital Markets with 34 years of industry experience. He holds the CFP® designation along with Series 63 and Series 65 licenses. His prior work includes positions at Merrill, Bank of America, N.A., and City National Bank. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers.

Manuel Tumaneng Jr. is a financial advisor at Merrill with 25 years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2001, including a concurrent role at Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies managed by internal and third-party teams for individuals, high-net-worth clients, and institutional investors.

Kyle Mckenzie is a financial advisor at Morgan Stanley with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Jefferies LLC, Voya Investment Management, Charles Schwab, and Artisan Partners. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning supported by structured processes and advanced modeling tools.

Jason Bogardus is a financial advisor with Morgan Stanley in San Francisco, holding a Series 66 designation and 26 years of industry experience. He has worked at multiple Morgan Stanley entities since 2001. Outside of his advisory role, he serves on the Investment Committee for the Woodside School Foundation and is a member of the Advisory Board for American Rivers, focusing on environmental fundraising. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing advisory programs and financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools without offering individual security recommendations as part of its standalone financial planning.