Shawn Travers is a financial advisor with Morgan Stanley in San Rafael, CA, holding a Series 66 designation and 26 years of industry experience. He has worked at Morgan Stanley Smith Barney LLC since 2018 and previously held positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. Morgan Stanley Wealth Management provides a wide range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm's financial planning process involves structured discovery and firm-approved tools, with an emphasis on advisory services rather than individual security recommendations.

Jennifer Tokioka is a financial advisor at Morgan Stanley with 26 years of industry experience. She holds a Series 66 designation and previously worked at UBS Financial Services Inc. from 2016 to 2021. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that utilizes firm-approved tools and models to assist clients.

Dustin Brown is a financial advisor with RBC Capital Markets in San Francisco, holding a Series 66 credential and 16 years of industry experience. He previously worked at City National Bank and Stableford Capital LLC. Outside of finance, he serves as an event host for Russian River Brewing Company’s annual release of Pliney the Younger and provides dog care services independently. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers multiple wrap fee advisory programs with tailored strategies implemented through a combination of in-house and third-party investment managers.

Norman Epstein is a financial advisor at UBS Financial Services with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has been with UBS since 2016. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor investment plans.

Joe Cline is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and 24 years of industry experience. His prior roles include positions at Fidelity Brokerage Services LLC and All of Us Securities, LLC. Outside of his advisory work, he serves as a finance council member for St. Hilary Church, a religious school in Tiburon, CA. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including specialized offerings such as business-owner transition planning and special-needs analysis.

Laurel Norris is a financial advisor with J.P. Morgan Securities in San Francisco, holding a Series 66 designation and four years of industry experience. Her career includes roles at First Republic Securities Company, First Republic Investment Management, Wells Fargo Clearing, and Wells Fargo Bank. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Nicole Lee is a financial advisor at Morgan Stanley in San Francisco, holding a Series 66 designation with three years of industry experience. Prior to joining Morgan Stanley in 2022, she was affiliated with the University of the Pacific from 2018 to 2022. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering financial planning and estate planning services supported by structured tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and corporate financial planning agreements.

Di Wu is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds the Series 66 designation and has prior work history at Bank of America, Merrill, HSBC, and E*TRADE, among others. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through a non-discretionary process that combines quantitative modeling with centralized due diligence and incorporates an ESG eligibility framework.

Chase Goulart is a financial advisor at Charles Schwab with seven years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab Bank SSB and Charles Schwab & Co., Inc. since 2018. Prior to joining Schwab, he worked at Private Wealth Partners and Craford Benefit Consultants, and he was affiliated with Dominican University of California for four years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by in-house research and alternative investment programs.

Ardi Movassaghi is a Financial Consultant at Fidelity Investments, a position held since 2024. He has a professional background spanning 19 years in financial services, with experience at multiple institutions including Fidelity Investments, Stifel, Merrill Lynch, Morgan Stanley, and Bank of America. His roles have encompassed financial consulting, investment consulting, financial advising, portfolio analysis, and financial center management. Throughout his career, Ardi has focused on developing tailored financial plans by understanding clients' objectives and utilizing a broad range of financial strategies and resources. He holds a California Insurance License, supporting his ability to provide comprehensive financial services. His long-term experience positions him to assist clients in aligning their financial decisions with their future goals.

Brooke Cilley is a financial advisor at Morgan Stanley in San Francisco, holding a Series 66 designation with one year of industry experience. Prior to her current role, she worked at Five9, FabFitFun, World Cup Soccer Camps & Clinics, Temmerman, Cilley, Kohlmann & Norcia, LLP, and attended the University of Michigan. Morgan Stanley Wealth Management offers a wide range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets through structured planning processes and diverse investment solutions.

Tzipora Henig currently serves as Vice President Private Wealth Management Advisor. She has held this position since 2026. Prior to this role, she worked as a Financial Consultant at Fidelity Investments from 2022 to 2026 and as a Planning Consultant at Fidelity Investments from 2021 to 2022. Her professional experience also includes positions as Head of Advisory Team at ForUsAll from 2019 to 2021 and Manager of Account Support at Human Interest from 2018 to 2019. Tzipora holds a California Insurance License. She is committed to understanding the priorities of her clients to partner with them effectively in achieving their financial goals. She works collaboratively with clients to develop and implement comprehensive, individualized financial plans that align with their core values and beliefs.

Damian Hedley is a Private Wealth Manager with Merrill Private Wealth Management. He advises a select group of ultra-high-net-worth individuals and families, providing coordination and leadership across various aspects of their wealth management. Damian’s expertise includes advising business owners, particularly those considering an exit or who have monetized their businesses. He also works with C-suite executives, assisting with compensation optimization, managing concentrated and restricted stock strategies, and planning for intergenerational wealth transfer.

Joseph Reid is a financial advisor at Morgan Stanley in San Francisco, holding a Series 66 designation with three years of industry experience. Prior to joining Morgan Stanley in 2022, he worked at Focus On The Field and coached youth lacrosse with ADVNC Lacrosse Club. Outside of his advisory role, he continues to coach lacrosse on weekends. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and modeling techniques.

Joseph Nowak is a financial advisor with Merrill in San Francisco, CA, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has been with Merrill since 1989 and also works with Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of client types including individuals, high-net-worth clients, and institutions.

Roger Ho is a financial advisor at Wells Fargo Clearing with 25 years of industry experience. He holds the Series 66 designation and has worked at Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Payne Fama is a financial advisor with Wells Fargo Advisors, holding a Series 66 credential and two years of industry experience. Prior to joining Wells Fargo Advisors in 2023, he worked at USC College and St. Ignatius College Prep. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning and investment services, using proprietary research and tools to develop tailored recommendations for clients who meet specified net-worth thresholds.

Thomas Velasquez is a financial advisor with Wells Fargo Clearing in San Rafael, CA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Outside of his advisory role, he owns a vacation rental property in Princeville, Hawaii. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment solutions. The firm’s advisory process is driven by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related and bank deposit sweep options among its investment offerings.

Emily Nau is an advisor at Fidelity with a Series 66 credential and less than one year of industry experience. Her prior work includes roles at the University of Colorado Boulder and various service and recreational positions. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to create model portfolios from mutual funds, ETFs, and ETPs.

Sarah Liston is a Wealth Management Advisor with Merrill Lynch Wealth Management, specializing in providing personalized financial strategies to individuals and families. As a CERTIFIED FINANCIAL PLANNER® professional, she assists clients in navigating the complexities of wealth management, including investment management, retirement planning, cash flow strategies, risk management, and legacy planning. Sarah works closely with clients to develop strategies that reflect their unique priorities and adapt to changing life circumstances and market conditions. With a focus on understanding each client's family, values, goals, and financial situation, Sarah aims to connect their wealth to what matters most through attentive listening and personalized guidance. She is committed to building long-term relationships and delivering a high level of service, leveraging the resources and capabilities of Merrill Lynch and Bank of America to help clients stay organized, prepared, and confident in their financial decisions. Sarah holds a Bachelor's Degree from the University of Central Florida and has earned professional designations including CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). Outside of her professional role, she enjoys cooking, music, reading, spending time with her family, traveling, and watching movies.