Riley Marshall is a financial advisor with Morgan Stanley in San Jose, CA, holding a Series 66 credential and three years of industry experience. Prior to joining Morgan Stanley, he spent time at AT&T and was involved with several entertainment and service ventures including Shopwindow, Quest Factor Escape Rooms, and All That Dance Studios. Outside of financial advising, he operates a sole proprietorship in entertainment and co-hosts a podcast focused on AI topics. Morgan Stanley Wealth Management offers a range of advisory programs to both individual and institutional clients, providing financial planning supported by firm-approved tools and investment research while serving approximately $2.74 trillion in client assets.

Eve Meyer is a financial advisor with Primerica Advisors in Fremont, CA, holding Series 63 and Series 65 licenses and over 31 years of industry experience. She has been with Primerica Advisors since 1994 and also works with Esmff since 2000. Her outside activities include part-time referrals for home security and automation products through Primerica Client Services, Inc. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and discretionary separately managed account options primarily for individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap-fee structure while delegating model implementation to BNY Mellon Advisors.

Yuriy Lavor is a financial advisor at Edward Jones in San Jose, CA, holding ChFC® and Series 66 designations with six years of industry experience. His career includes roles at Edward Jones since 2019, as well as prior experience at Homestreet Bank, Solar Power Inc (Umining), and Autonation. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets with a network of over 23,000 financial advisors and offers a range of advisory services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Li Dong is a CFP® certificant and financial advisor with LPL Enterprise, bringing nine years of industry experience. His background includes roles at Transamerica Financial Advisors and Prudential Insurance, among others. Outside of advisory services, he provides mortgage and real estate services and operates an accounting and tax preparation business. LPL Enterprise offers investment advisory and brokerage services to a varied client base including individuals, high-net-worth investors, and institutional clients. The firm emphasizes a model-driven investment approach with access to third-party asset managers, financial planning, and insurance products through affiliated entities.

Michael Cobb is a Series 66-licensed financial advisor at Merrill in San Jose, CA, with 9 years of industry experience. He has been with Merrill since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Robert Ha is a financial advisor at Wells Fargo Clearing in Palo Alto, CA, holding Series 63 and Series 66 designations. He has experience with several financial institutions, including Silicon Valley Bank and First Republic Bank. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines research from Wells Fargo Investment Institute with third-party analytics and uses diversification principles and modern portfolio theory in its investment evaluations.

Jane Khalaf is a CFP® with 16 years of industry experience. She is currently with LPL Financial and has previously worked at Edward Jones and UBS Financial Services. Her background includes advisory roles across major financial firms. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Mehdi Moghni is a Vice President and Financial Consultant at Fidelity Investments. He has been with Fidelity since 2017, progressing through roles including Financial Representative, Relationship Manager, Investment Consultant, and Financial Consultant before his current position starting in 2024. As a CERTIFIED FINANCIAL PLANNER™, Mehdi focuses on wealth planning and staying informed about developments that affect his clients' financial futures. He holds a California Insurance License, supporting his work in financial consulting. Outside of his professional responsibilities, Mehdi enjoys boating, camping, attending concerts, hiking, and spending time with family.

David Enemark is a financial advisor with Morgan Stanley in Palo Alto, CA, holding a Series 66 designation and over 21 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, National Association since 2015. Outside of his financial advisory role, he is involved with the Trek Dirt Series, a recreational contracting business based in Canada. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and investment advisory services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and committee-driven market outlooks to support its advisory programs.

Emmanuel Abrokwah is a Financial Consultant currently working at Fidelity Investment since 2025. He began his tenure at Fidelity Investment in 2024 as a Financial Consultant 1 before advancing to his current role. Prior to joining Fidelity Investment, Emmanuel served as a Senior Premier Banker (AVP) at Wells Fargo Bank from 2014 to 2024. Emmanuel partners with his clients to co-create personalized, long-term financial plans tailored to their specific financial goals. He holds a California Insurance License, which supports his expertise in financial consulting. Outside of his professional career, Emmanuel has interests in beach activities, cars, fitness, hiking, soccer, and table tennis.

Galina Sapozhnikov is a financial advisor with Charles Schwab in Campbell, CA, holding a Series 66 credential and 19 years of industry experience. She has been with Charles Schwab and Charles Schwab Bank since 2009 and previously worked at Wells Fargo Investments, LLC. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary advisory services and access to discretionary separately managed accounts. The firm’s integrated structure supports a large client base with centralized custody and operational efficiencies.

Xianzheng Zhong is a financial advisor at Morgan Stanley with eight years of industry experience. He holds a Series 66 designation and has previously worked at Citigroup and Solomon Page Group. Outside of his advisory role, Zhong has been involved with a business focused on Chinese translation, travel, and consulting. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning supported by structured processes and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and combines broad retail and institutional services with additional financial product offerings.

Daniel Owens is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding Series 63 and Series 66 designations and 31 years of industry experience. He has worked at Wells Fargo Clearing since 2016, with prior roles at Wells Fargo Investments, Citigroup Global Markets, and Citicorp Investment Services. Outside of his advisory work, he plays trumpet in the Left 2 Write funk band based in San Francisco. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, incorporating research from Wells Fargo Investment Institute and employing diversification and modern portfolio theory in its investment evaluations.

Joseph Keenan is a financial advisor with Morgan Stanley in Cupertino, CA, holding a Series 66 designation and bringing 24 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and UBS Financial Services. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services using firm-approved tools and methodologies.

Jen Wei Chi is a financial advisor with Morgan Stanley in Palo Alto, CA, holding Series 63 and Series 66 registrations and bringing 33 years of industry experience. Her career includes roles at several Morgan Stanley entities since 2006 and a prior position at Charles Schwab. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning supported by firm-approved tools and modeling techniques.

Michael Rinaldi is a Wealth Management Advisor with Merrill Lynch Wealth Management, based in Silicon Valley. He specializes in personal investment and wealth management planning for high-net-worth clients, with a focus on custom strategies and private equity opportunities. His approach involves working one-on-one with clients to develop personalized financial strategies that aim to address their long-term goals. Michael holds professional designations as a CERTIFIED FINANCIAL PLANNER (CFP) and a Certified Investment Management Analyst (CIMA). He earned a Bachelor's Degree from California State University Long Beach. His client focus areas include college education planning, executive and equity compensation services, family wealth management strategies, liquidity management, personal retirement planning, portfolio management services, tax minimization, and retirement income. Outside of his professional work, Michael participates in community service through organizations such as Amor Ministries and The San Diego Salvation Army through Mt. Carmel Parish. His personal interests include adventure sports, basketball, football, golfing, music, reading, spending time with his family, and traveling.

Melissa Sutikto is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and five years of industry experience. She has been with Wells Fargo since 2017, including her current role at Wells Fargo Clearing since 2021. Outside of her advisory work, she is involved in a music writing venture co-owned with her spouse. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research and analytics.

Qian Ma is a financial advisor at Merrill with seven years of industry experience. She holds a Series 66 designation and has been with Bank of America and Merrill since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ravindranath Gondipalli is a financial advisor with Cambridge Investment Research Advisors, holding Series 65 and Series 63 licenses and possessing 18 years of industry experience. He has been with Cambridge Investment Research Advisors since 2014. Outside of his advisory role, he is involved in several business activities including serving as CEO and founder of Ravi Tax Preparation Services Inc., working as a realtor and mortgage loan originator, and acting as CFO and founder of Gnansoft Inc., a software consulting firm. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, and charitable organizations by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of financial professionals and manages a multi-billion dollar asset base across multiple platforms and custodians.

Jeffrey Marks is a financial advisor at Fidelity with two years of industry experience and holds a Series 66 designation. His prior work includes roles at Equitable Advisors and various educational institutions. He is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and offers a range of advisory services including model portfolios and fund advisory.