John O'rourke III is a CFP® professional at Merrill with two years of industry experience. Prior to joining Merrill, he spent seven years at First American Bank and over two decades at Montica Corporation. He is a co-owner of a family-operated retail jewelry business and serves as a board member for both the Estate Planning Council of Greater Miami and the Coral Gables Chamber of Commerce Foundation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.

Ignacio Pineros is a financial advisor at J.P. Morgan Securities in Miami, FL, with 12 years of industry experience. He holds Series 63 and Series 65 credentials and has been with J.P. Morgan Securities since 2014, also affiliated with JPMorgan Chase Bank, N.A. since 2011. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using quantitative asset-allocation modeling combined with centralized due diligence and an ESG eligibility framework. The firm offers non-discretionary services delivered by a select group of Wealth Advisors and focuses on approved investment strategies within a larger financial organization.

Izabella Daibert Carpenter is a financial advisor at J.P. Morgan Securities with a Series 66 designation and three years of industry experience. Her work history includes roles at JPMorgan Chase Bank, N.A. and involvement with Farm Rio NYC Plantage Rio Inc. outside the financial sector. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Jorge Aguilar is a CFP® professional with 16 years of experience in the financial industry. He has worked at Wells Fargo Clearing since 2016 and previously spent six years with Wells Fargo Advisors LLC. Aguilar has a longstanding affiliation with Wachovia Bank, N.A., dating back over 20 years. Outside of his advisory role, he holds ownership interests in a family business and his wife’s dental practice. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and integrates research-based investment strategies alongside a broad array of financial products offered through its bank and insurance affiliates.

Francisco Gorrin Boccardo is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds a Series 66 designation and has worked at JPMorgan Chase Bank NA and JPMorgan Securities LLC since 2021. His prior experience includes roles at the University of Miami and other financial firms. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Nicolas Aguzin is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. His prior roles include positions at Princeville Capital, Xapo Bank, and Shunwei Capital. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Gary Ciampitti is a financial advisor with Mass Mutual Investors Services in Miami, FL, holding the CFP® and ChFC® designations and having 16 years of industry experience. He has worked with Mass Mutual Investors Services and Mass Mutual Life Insurance Company since 2012. Outside of his advisory role, he is involved as an insurance broker offering life, fixed annuities, disability, long-term care, and health insurance products. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, focusing on collaborative, annual planning relationships that utilize firm-approved software and deliver written recommendations.

Christian Neret is a Financial Consultant at Fidelity Investments, where he has been contributing since 2026. He has held several positions within Fidelity, including Investment Consultant from 2025 to 2026, Planning Consultant from 2023 to 2025, Relationship Manager from 2022 to 2023, and Financial Representative from 2020 to 2022. Throughout his tenure at Fidelity, Christian has focused on providing clients with personalized financial planning and strategies aimed at achieving their financial goals. He emphasizes understanding each client's unique objectives as a key aspect of his advisory approach. Outside of his professional responsibilities, Christian's personal interests include spending time at the beach, cars, cooking and baking, fishing, fitness, and traveling.

Felipe Cao Lavignolle is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities since 2021. His prior experience includes roles at JPMorgan Chase Bank, N.A. in Buenos Aires and Nacion Fideicomisos. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. As a subsidiary of J.P. Morgan, the firm delivers these advisory services alongside affiliated brokerage, distribution, and investment management capabilities.

Bjorn Koch is a financial advisor with UBS Financial Services in Coconut Grove, FL, holding Series 65 and Series 66 licenses and bringing 25 years of industry experience. He has been with UBS since 2013. Koch serves on the Board of Advisors for Life Science Cares, a nonprofit organization focused on reducing poverty in the greater Boston area. UBS Financial Services provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering fee-based financial planning, portfolio management, and access to a broad range of investment products. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocation to tailor client solutions.

Miguel Viyella is a financial advisor with Raymond James & Associates who holds Series 63 and Series 65 licenses and has 28 years of industry experience. Prior to joining Raymond James in 2021, he worked at Wells Fargo Clearing and Wells Fargo Advisors. He is also a trustee and owner involved in various business ventures under Migson Ltd and Torrvi LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutional clients, and municipal entities. The firm offers financial planning, consulting, and institutional fiduciary services, utilizing a range of portfolio management styles supported by firm research and third-party sub-advisers.

Andrew Lask is a financial advisor at Morgan Stanley in New York, NY, holding a Series 66 designation and bringing 12 years of industry experience. He has worked with Morgan Stanley since 2014 and has been with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a variety of advisory programs. The firm manages approximately $2.74 trillion in client assets and emphasizes structured planning processes using firm-approved tools and modeling techniques.

Maite Blanco is a Series 66-credentialed financial advisor with 24 years of industry experience. She has been with UBS Financial Services since 2010 and previously worked at UBS International Inc. and UBS AG. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and advisory services, employing proprietary capital market assumptions and model-based asset allocations to tailor financial plans to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and offers a broad platform of investment and capital markets solutions.

Andres Echeverri is a financial advisor at Morgan Stanley with 16 years of industry experience. He has worked at Morgan Stanley and its Private Bank since 2016 and spent five years at Merrill prior to that. Outside of his advisory role, he is the sole proprietor of Phoenix Investments Group, LLC. Morgan Stanley Wealth Management offers a wide range of advisory programs to individual and institutional clients, including tailored financial planning services that utilize firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides both direct client services and employer-sponsored financial planning.

Julian Dumurdzanov is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including Citigroup and Credit Agricole CIB. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment approach.

Kenneth Jones II is a financial advisor with J.P. Morgan Securities in Miami, FL, holding a Series 66 designation and seven years of industry experience. He has previously worked at LPL Financial, First Horizon, Bank of America, and Merrill. Beyond his advisory role, he manages Art Banc LLC, an artist and musician business. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Samantha Maysonet is a financial advisor at Ameriprise with seven years of industry experience. She holds the Series 66 designation and has been with Ameriprise and its affiliated entities since 2017. Prior to her financial services career, she was involved with Himmarshee Public House and Florida International University. Outside of her advisory role, she is co-owner of The Horvath Group, providing office management services, and serves on the board of directors for BNI-Pinecrest Visionaries. Ameriprise is a large institutional firm offering a range of advisory, brokerage, and insurance solutions. Its notable retirement-income planning service utilizes research, modeling, and tax-efficiency analysis to provide tailored, written recommendations primarily for clients with substantial investable assets.

Ana Fevre is a financial advisor at J.P. Morgan Securities with 8 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at J.P. Morgan in various capacities since 2010, including roles in Miami and Buenos Aires. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm offers non-discretionary advice delivered by a select group of Wealth Advisors.

Giovanna Egas is a Series 66 licensed financial advisor with seven years of industry experience. She has worked at J.P. Morgan Securities, J.P. Morgan Chase Bank, Bank of America, and Merrill. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

John Espinosa is a CFP® professional with 39 years of industry experience, currently with LPL Financial since 2025. He previously worked for Next Financial Group, Inc. for 20 years. Outside of his advisory role, he manages insurance-related businesses including a property and casualty agency. LPL Financial is a national broker‑dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides diverse financial planning and investment management solutions, supported by technology tools and a broad range of non-advisory financial services.