James Gallagher is a financial advisor with Charles Schwab in Coral Gables, FL, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2012. Outside of his advisory work, he has partial ownership in an LLC that holds a rental property. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm offers a combination of non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and centralized operational services.

Taylor Gay is a financial advisor at Fisher Investments with 13 years of industry experience. He holds a Series 66 designation and previously worked at Morgan Stanley, E*TRADE, and Bank of America/Merrill. Fisher Investments serves a global mix of institutional and private clients, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm uses a centralized investment process combining quantitative and qualitative research to construct diversified portfolios and employs various risk management and tax-aware strategies.

David Cardenas is a financial advisor with UBS Financial Services in Miami, FL, holding a Series 66 designation and 10 years of industry experience. His prior experience includes roles at Citigroup, Bank of America, and Merrill. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a range of capital markets services.

Joseph Donnelly is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Morgan Stanley Smith Barney and Morgan Stanley Private Bank. Donnelly is also an owner and partner of DD Realty Capital LLC, a real estate investment business. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with additional market-facing registrations, delivering services on a non-discretionary basis while integrating a centralized due diligence framework.

Patric Mesot is a financial advisor with UBS Financial Services in Coral Gables, FL, holding a Series 66 designation and 24 years of industry experience. He has been with UBS since 2008. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs proprietary capital market assumptions and research to tailor investment plans aligned with clients’ goals and risk tolerances.

Marcela Melian is a financial advisor at Morgan Stanley in Miami, FL, holding a Series 66 designation with three years of industry experience. Her prior roles include positions at Ocrolus and GLG Gerson Lehrman Group. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies.

Julio Medina is a Financial Advisor with Merrill Lynch Wealth Management. He holds the professional designation of Personal Investment Advisor (PIA), reflecting his commitment to delivering personalized investment strategies. Julio earned a Bachelor's Degree from Universidad Externado de Colombia and a Master's Degree from Florida International University. Outside of his professional work, he enjoys biking, running, and playing soccer.

Brian Rudenberg is a financial advisor at Wells Fargo Advisors in Miami, FL, with 13 years of industry experience and a Series 66 credential. He has been with Wells Fargo Advisors and its affiliated entities since 2012. Rudenberg is involved in investment-related business activities through ownership interests in BARBGR, LLC and BMANINVESTMENTS, LLC, which relate to a financial advisory practice. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services including retirement, education, and business-owner transition planning, using proprietary research and tools to develop tailored client recommendations.

Marco Antonio Altamirano is a financial advisor at J.P. Morgan Securities with a Series 66 credential and one year of industry experience. He has previously worked at Equitable Financial Life Insurance, Equitable Advisors LLC, and Florida Financial Advisors, among other roles. Altamirano also serves as a project coordinator at SCMA Consulting & Investment Group LLC. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Leander Marrero is a financial advisor with Raymond James Financial in Coral Gables, FL, holding a Series 66 designation and four years of industry experience. Prior to joining Raymond James in 2022, he worked at Morgan Stanley for one year and has experience in education from positions at the University of Central Florida and Bob Graham Education Center. He is also an associate at Private Wealth Management of Coral Gables. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutions. The firm offers tailored, non-discretionary planning and consulting utilizing analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Martin Norcini is a financial advisor at UBS Financial Services with 37 years of industry experience. He holds Series 63 and Series 65 credentials and has been with UBS since 2013. Norcini serves as President of the Board of Directors and Treasurer of the Villa Biltmore Condominium Association and is a member of the Board of Directors of the South Florida Veterans Affairs Foundation for Research and Education. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs proprietary capital market assumptions and research to tailor investment strategies according to client goals and risk tolerances.

Ricardo Franccesco Ormeno Novoa is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and beginning his industry career in 2025. Prior to joining J.P. Morgan, he worked at Credicorp Capital in Chile and Peru, as well as at Banco de Credito del Peru. Outside of his advisory role, he is a partner in an e-commerce business that sells baby accessories. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Jorge Machado is a financial advisor with LPL Enterprise, holding a Series 65 credential and 19 years of industry experience. He has worked at Prudential Insurance Company of America since 2007 and joined LPL Enterprise in 2024. Outside of advising, Machado is involved in property and casualty insurance through TZ Ins & Fin'l Services, Inc., where he serves as president. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients, offering financial planning, advisory services, and access to model portfolios and third-party asset management. The firm integrates advisory programs with brokerage and insurance product sales through an affiliated agency.

Nicholas Dawit is a financial advisor with Morgan Stanley in Miami, FL, holding Series 63 and Series 65 licenses and possessing 19 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2016. Outside of his advisory role, he is the sole proprietor of a private investment pass-through company. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Alfonso Tangherlini is a financial advisor with LPL Financial in Miami, FL, holding Series 63 and Series 65 licenses and having 22 years of industry experience. His prior work includes roles at Citigroup, Cetera Investment Services, and Regions Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a range of clients including individuals, retirement plans, banks, and corporations through a national network of investment adviser representatives, offering financial planning, advisory programs, retirement plan consulting, and brokerage services.

Louis Chiavacci is a Private Wealth Advisor with Merrill Private Wealth Management. He has over thirty years of experience providing wealth management advice to high net-worth families. Prior to joining Merrill, Louis spent eleven years as a Private Wealth Advisor and Vice President at Goldman Sachs Private Client Services in New York and Miami. He holds professional designation as a Personal Investment Advisor (PIA). Louis attended the United States Naval Academy and earned both a Bachelor of Science degree with honors and a Master of Business Administration from Indiana University. At Indiana University, he served as an Associate Instructor of Financial Accounting. Outside of his role in wealth management, Louis is involved in education, serving as a volunteer adjunct professor at the University of Miami Graduate School of Law. There, he helped develop an investment course for attorneys pursuing a master's degree in estate tax law. He also collaborated with Indiana University's Graduate School of Business to develop a live portfolio management course focused on investment principles. In addition, Louis serves on the board of the University of Miami Center for Ethics & Public Services and has developed and taught financial literacy courses for members of economically challenged communities. He is a graduate of the FBI Citizens Academy. Louis has been recognized on multiple occasions by Forbes, Barron's, and the Financial Times in lists honoring top financial advisors and wealth management teams.

Ileana Musa is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. She has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2017, and previously held roles at Merrill and Bank of America, N.A. Outside of her advisory role, Musa is actively involved in nonprofit and professional organizations, including serving as Chair of the Corporate Advisory Board for ALPFA and chairing the Investment Committee for the Girl Scouts of the USA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutions. The firm provides tailored financial planning through its Financial Advisors and Estate Planning Strategies Group, managing approximately $2.74 trillion in client assets.

Tomas Vasquez is a financial advisor with J.P. Morgan Securities in Miami, FL, holding Series 63 and Series 66 licenses and eight years of industry experience. He has worked at J.P. Morgan since 2017 and previously at Wells Fargo and Florida International University. Outside of his advisory role, Tomas is involved in real estate as an owner and partner of a rental property investment under an LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Hani Henein is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients. The firm offers a variety of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Royce Eggert is a financial advisor with Equitable Advisors in Miami, FL. He holds the Series 66 designation and has been with Equitable since 2026. Prior to becoming a financial advisor, he worked in various roles including at Trump Doral and Valdosta Country Club. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer and works extensively with program sponsors and third-party managers to provide advisory and brokerage solutions.