Miguel Ortiz is a Financial Advisor at Merrill Lynch Wealth Management. He works closely with individuals, families, and business owners to simplify complex financial decisions and develop strategies designed to pursue their goals with confidence. His approach involves understanding what is most important to each client and providing personalized guidance and proactive solutions tailored to their evolving needs. He specializes in areas such as college education planning, employee benefits planning, executive compensation, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, portfolio management services, women and wealth, and tax minimization. Miguel integrates resources from Merrill and Bank of America to help clients coordinate their banking, lending, investment, retirement, and wealth transfer strategies under one relationship. Miguel holds a Bachelor's Degree from Florida International University and has completed accredited certificate programs at Florida International University, The University of Chicago, and the Investments and Wealth Institute. He has earned the professional designations of Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA). He is a member of the Investments & Wealth Institute and is involved with community organizations including Camillus House and The Biltmore Village.

Maria Soria is a financial advisor at Merrill with 12 years of industry experience. She holds Series 65 and Series 63 licenses and has been with Merrill since 2013. Outside of her advisory role, she is involved in family-owned business ventures including co-ownership in real estate holdings and operates an LLC for real estate purposes. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Ana Schaja is a Series 66-licensed financial advisor with Merrill in Miami, FL, where she has worked since 2017. She has nine years of industry experience, including two years at the University of Florida prior to joining Merrill. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Lloyd Macedo is a financial advisor with UBS Financial Services in Ft. Lauderdale, FL, holding Series 65 and Series 66 licenses and bringing 19 years of industry experience. He has been with UBS since 2013. Outside of his advisory role, Macedo serves as President of the CFA Society of Miami and is Treasurer of Toast of Las Olas Toastmasters. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans according to clients’ goals and risk tolerances.

Bradley Lipkowitz serves as a Senior Resident Director and International Wealth Advisor at Merrill Lynch Wealth Management. In this role, he frequently travels domestically and internationally to work closely with clients and their families, helping them pursue their financial goals through personalized wealth management strategies. He integrates investment insights from Merrill and banking and lending solutions from Bank of America to provide a comprehensive approach to managing clients’ financial needs. Bradley began his career at Merrill in 2005 after interning there during college, and he has been part of various leadership teams within the Southeast Division, Miami Americas Market, and Greater Fort Lauderdale Market. His expertise includes international wealth management, family wealth strategies, legacy planning, socially responsible and ESG investing, as well as supporting diverse client groups such as women and the LGBT community. He emphasizes thoughtful planning of assets and liabilities to help clients deploy their wealth more strategically. He holds a Bachelor’s degree from the University of Iowa and the Personal Investment Advisor (PIA) designation. Beyond his professional commitments, Bradley is engaged in community volunteering, aligning with Merrill’s tradition of service. He enjoys spending time with his wife, daughters, and friends, and his personal interests include baseball, football, golfing, hiking, cooking, traveling, watching movies, writing, and practicing yoga.

Todd Watson is a financial advisor with RBC Capital Markets in Plantation, FL, holding Series 63 and Series 66 licenses and bringing 39 years of industry experience. He has worked at RBC Capital Markets since 2014 and at City National Bank since 2016. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs that provide customized portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles.

Rodrigo Jabali is a financial advisor with UBS Financial Services in Miami, FL, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. His previous roles include positions at Xp Advisors, Inc. and XP Securities, LLC. Outside of his advisory work, he is a partner and investor in a real estate development LLC. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings. The firm uses proprietary research and model-based asset allocations to tailor financial plans and portfolio management to client goals and risk tolerances.

Oren Klein is a financial advisor at UBS Financial Services with 14 years of industry experience. He has held his current roles at UBS USA Bank and UBS Financial Services since 2017, and previously worked at Finaben LLC. He holds Series 63 and Series 65 licenses. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides access to proprietary research and capital markets services.

Ayesha Yasin is a financial advisor at RBC Capital Markets with 27 years of industry experience. She holds a Series 66 designation and has worked at City National Bank since 2017 and RBC Capital Markets since 2012. Yasin serves on the Board of Directors for the Alzheimer's Association in both the DC and Arlington chapters. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients, offering advisory programs with customized portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles.

Miguel Ramirez Velasquez is a Financial Solutions Advisor at Merrill Lynch Wealth Management. In this role, he collaborates with clients to understand their priorities and develop strategies aimed at pursuing their short-, mid-, and long-term financial goals. He provides guidance on a range of areas including general investing, retirement planning, and saving for unexpected expenses, while also facilitating access to Bank of America specialists for banking, credit, home financing, and small business solutions. Miguel holds several professional designations, including Accredited Asset Management Specialist (AAMS), Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He earned an Associate's Degree from Miami Dade College after completing his High School Diploma at G Holmes Braddock Sr High. He communicates fluently in English and Spanish.

Leo Kleban is a financial advisor with Raymond James & Associates in Dania Beach, FL. He holds Series 63 and Series 65 credentials and has one year of industry experience. His prior work includes roles at Frazier Financial Advisors and Private Client Services. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and specialized municipal advisory services.

Matheus Ale is an International Wealth Advisor at Merrill Lynch Wealth Management, where he serves high-net-worth individuals and families both in the United States and internationally. He originally joined Sigma Group in 2014 and provides clients with access to Merrill's investment insights and the banking services of Bank of America, N.A. Matheus's client focus areas include Family Wealth Management Strategies, International Wealth Management, LGBT Wealth Planning, Managing New Wealth, Personal Retirement Planning, Portfolio Management Services, Socially Responsible and ESG Investing, Women and Wealth, and Sports & Entertainment. Matheus holds the Certified Investment Management Analyst (CIMA®) designation awarded by the Investments & Wealth Institute in conjunction with the Yale School of Management. He is also a qualified Senior Portfolio Advisor and holds Series 7 and 66 FINRA registrations. He graduated from the University of Miami with a Bachelor's Degree, receiving a Presidential Academic Scholarship. Matheus is fluent in English, Portuguese, and Spanish. He is originally from Manaus, Brazil, and currently resides in Brickell. Outside of his professional work, Matheus enjoys spending time with his family and participating in soccer, football, and tennis. He has been recognized by Forbes | Shook® as a "Best-in-State Next-Gen Wealth Advisor" in 2025 and 2026 and as a member of the SIGMA Group team's "Best-in-State Wealth Management Teams" list in 2023 through 2026.

Manuel Kent is a financial advisor with Morgan Stanley, holding a Series 66 designation and four years of industry experience. Prior to joining Morgan Stanley in 2022, he worked at Goldman Sachs from 2020 to 2022. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and analytics. The firm manages approximately $2.74 trillion in client assets and provides services through Financial Advisors and its Estate Planning Strategies Group.

John Estrella is a financial advisor at J.P. Morgan Securities with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has been with JPMorgan Chase Bank and J.P. Morgan Securities since 2012. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Eric Bernarde is a financial advisor with Morgan Stanley in Miami, FL, holding Series 66 and Series 63 licenses and two years of industry experience. Prior to joining Morgan Stanley, he worked at Northwestern Mutual Investment Services LLC and Northwestern Mutual Life Insurance Company. He also has experience with Moove UK. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and investment modeling techniques in its services.

Sergio Granados is a financial advisor at Morgan Stanley with 43 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Outside of his financial advisory work, he is engaged in publishing historical research and serves as a director of Tanya Brillembourg Partners LLC, an art and culture-related firm. Morgan Stanley Wealth Management provides a broad range of advisory programs for individuals and institutional clients, emphasizing tailored financial planning supported by firm-approved tools and modeling techniques.

Michael McMahon is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has been with Morgan Stanley Private Bank since 2015 and with Morgan Stanley Smith Barney since 2012. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients. The firm offers structured financial planning and investment services, managing approximately $2.74 trillion in client assets.

Vivien Balcker is a financial advisor with Ameriprise in Miramar, FL, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. She has been with Ameriprise and its affiliated entities since 2012. Balcker serves on the Board of Directors for A Place in Time Christian Ministries. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, providing written recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored, non-discretionary recommendations primarily for clients with Ameriprise-managed accounts.

Hudson Cain is a financial advisor at RBC Capital Markets with a Series 66 credential. He has held roles at several firms since 2022, including Northwestern Mutual and Pendray Financial Advisors, with recent experience at RBC Capital Markets beginning in 2025. Cain has also spent time as a student from 2010 to 2025. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charities. The firm offers various advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles and investment preferences.

Kenneth Steinmetz is a financial advisor at Ameriprise with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Janney Montgomery Scott, Bank of America, and Merrill. Steinmetz is based in Ft. Lauderdale, FL. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning advice focused on dependable income sources and tax-aware withdrawal strategies.