Stephen Prat is a financial advisor at Edward Jones with 17 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, including discretionary and non-discretionary wrap fee solutions, separately managed accounts, and affiliated mutual funds, supported by a large national network of advisors and branch offices.

Debra Martin is a financial advisor at Merrill with 38 years of industry experience. She has worked at Merrill since 1990 and holds Series 63 and Series 65 licenses. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Thomas Zur is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He previously worked at UBS Financial Services for 10 years before joining Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC in 2020. Morgan Stanley Wealth Management offers advisory programs to both individuals and institutional clients, managing approximately $2.74 trillion in client assets. Their financial planning process involves structured discovery and firm-approved tools, serving clients through tailored strategies without providing individual security recommendations in standalone planning.

Austin Cook is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding a Series 66 designation and 17 years of industry experience. His prior roles include positions at Bank of America, N.A. and Merrill Lynch. Outside of his advisory work, he is the sole proprietor of Currency Kids LLC, a business that involves buying vintage currency with his children. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning supported by structured discovery processes and advanced modeling tools.

Jason Amato is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at CitiGroup and J.P. Morgan Securities. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that utilizes firm-approved tools and market modeling techniques.

Diego Moscoso is a financial advisor with Morgan Stanley in Aventura, Florida, holding a Series 66 designation and 25 years of industry experience. He has been with Morgan Stanley since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets.

Paul Schwing is a financial advisor with Raymond James & Associates in Fort Lauderdale, FL, holding a Series 66 designation and two years of industry experience. His background includes legal work at The Law Offices of Grey & Mourin and involvement with Ryleigh's Oyster. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a broad range of portfolio management styles and affiliated research.

Catherine Montilva is a financial advisor at Merrill with a Series 66 designation and 11 years of industry experience. She previously worked at Citigroup Global Markets for 12 years before joining Merrill in 2026. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jarrett Klein is a financial advisor at Morgan Stanley with eight years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers advisory programs including tailored financial planning and manages approximately $2.74 trillion in client assets.

Jack Oujo is a CFP® with 33 years of industry experience, currently advising at Cetera in Fort Lauderdale, FL. His career includes long-term roles with Avantax and First Protective, and he operates Jack Oujo CPA, Inc., an accounting and tax services firm. He is also the author of the book "Too Smart to be an Umpire." Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional accounts, offering a range of portfolio management and financial planning services through a nationwide network of independent advisors. The firm provides multi-manager platform solutions with discretionary and non-discretionary options across diverse program structures.

Alix Alexis is a Certified Financial Planner (CFP®) with 11 years of industry experience, currently serving as a financial advisor at Morgan Stanley in Plantation, FL. Prior to joining Morgan Stanley, Alexis held roles at Bank of America and Merrill Lynch. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes supported by proprietary tools and modeling techniques.

Guido Bebchik is a financial advisor at Morgan Stanley in Aventura, FL, holding Series 63 and Series 65 licenses with 13 years of industry experience. He has been with Morgan Stanley since 2015 and has worked at Morgan Stanley Private Bank, N.A. since 2021. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, utilizing structured financial planning tools and managing approximately $2.74 trillion in client assets. The firm provides personalized planning through its Financial Advisors and Estate Planning Strategies Group, with a focus on advisory services rather than direct security recommendations.

Pamela Moreland is a financial advisor with Merrill in Fort Lauderdale, FL, holding a Series 66 designation and 26 years of industry experience. She has been with Merrill Lynch Pierce Fenner & Smith Inc. since 1998. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with a range of model-based and discretionary investment strategies.

Elsa Bittar is a financial advisor with J.P. Morgan Securities in Hollywood, FL, holding Series 63 and Series 66 licenses and 18 years of industry experience. Her prior roles include positions at Bank of America, Merrill, and ongoing involvement with Ar El Group, where she oversees production and account management in a bread distribution business. She is also a lease guarantor for Tribeca Restaurant, a business operated by a family member. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors, providing non-discretionary investment consulting and advisory services that combine quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Christopher Malkin is a financial advisor with Edward Jones in Ft Lauderdale, FL, holding Series 63 and Series 65 licenses and having 13 years of industry experience. He has been with Edward Jones since 2017 and also has experience at Remn Wholesale during the same period. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including various types of households, pension plans, corporate clients, and charities. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs and investment solutions under a fiduciary standard.

Francisco Mantilla is a financial advisor at Edward Jones in Plantation, FL, holding a Series 66 designation with eight years of industry experience. He worked at SunTrust from 2014 to 2017 before joining Edward Jones in 2017. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment strategies and affiliated financial services, supported by a large network of advisors and branch offices nationwide.

Corey Engelhard is a financial advisor with Morgan Stanley in Plantation, Florida, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Morgan Stanley since 2014, including time at Morgan Stanley Private Bank, National Association. Outside of his advisory role, Engelhard coaches girls' lacrosse for multiple programs, including American Heritage School and Madskillz Lacrosse. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and committee-driven investment estimates.

Natalie Isla is a Wealth Management Senior Relationship Manager at Fidelity Investments, a position she has held since 2025. In this role, she provides service and support to multiple generations of families, tailoring her approach to individual needs and preferences. When deeper wealth planning support is necessary, she facilitates discussions with Wealth Management Advisors to ensure clients receive appropriate services. Natalie has experience in wealth management and client relationships, having worked as a Wealth Management Planning Consultant at Fidelity Investments from 2022 to 2025, and as a Client Relationship Manager at LPL Financial from 2015 to 2020.

Ronald Geis Jr. is a financial advisor with Primerica Advisors, holding a Series 65 designation and two years of industry experience. His prior work includes roles at PFS Investments Inc. and Publix Super Corp. He is also involved in the sale of loan products and non-investment home-related services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with thousands of advisors and uses model-delivery investment strategies supported by third-party managers, focusing on personalized advisory services rather than institutional portfolio management.

Walter Lytle is a financial advisor with Merrill in Fort Lauderdale, FL, holding Series 63 and Series 65 licenses and having 44 years of industry experience. He has been with Merrill since 1991 and is also associated with Bank of America since 2010. Lytle owns an inactive real estate license through a sole proprietorship. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.