Garrett Sweeterman is a Financial Advisor with Merrill Lynch Wealth Management, serving families and businesses in the St. Pete community. He focuses on understanding his clients’ financial priorities to provide appropriate solutions aimed at achieving their goals. Garrett emphasizes honest and authentic financial advice as a cornerstone of his practice. Garrett holds a Bachelor's Degree from Florida State University and has earned the Personal Investment Advisor (PIA) designation. Outside of his professional work, he enjoys baseball, basketball, boating, fishing, football, scuba diving, and spending time with his family.

Gerri Price is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 credentials and bringing 25 years of industry experience. She has been with Raymond James since 2004, including 13 years with the firm’s advisory division. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm provides tailored, non-discretionary planning and uses advanced analytical tools to support client goals, with specialized offerings in municipal and public finance as well as SIMPLE IRA Employer Advisory programs.

Steven Wilcox is a financial advisor at Raymond James & Associates with 26 years of industry experience. He holds Series 65 and Series 66 licenses and has worked at Raymond James since 2015. In addition to his advisory role, he has been involved in education, teaching at Pinellas County Schools and Northeast High School. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm offers financial planning and consulting through various programs and provides access to a range of portfolio management styles supported by affiliated research and sub-advisers.

Lixanelle Roman Valentin is a financial advisor at Wells Fargo Advisors with 15 years of industry experience. She holds a Series 66 designation and has worked at Wells Fargo Clearing, Bank of America, and Merrill. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory offerings with other financial products and referral channels.

Philip Cox is a financial advisor at Raymond James & Associates with 15 years of industry experience. He holds the Series 65 and Series 66 designations and has been with Raymond James since 2015. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional and pension plans, and charitable organizations, offering financial planning and non-discretionary investment consulting supported by a wide range of portfolio management styles and affiliated research.

Nicholas Azzarita is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and four years of industry experience. His prior roles include positions at LPL Financial, Cetera Advisor Networks, and Menninger and Associates, as well as work outside the financial industry at Old Ox Brewery and Christopher Newport University. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base that includes individuals, institutional clients, and municipal entities. The firm offers a range of financial planning and consulting services, utilizing various portfolio management styles supported by affiliated research and model managers.

Robert Chiavacci is a CFP® professional with 43 years of industry experience, currently serving as a financial advisor at Raymond James Financial Services Advisors, Inc. He has held prior roles at Wells Fargo Advisors and Wells Fargo Clearing. Chiavacci is a managing partner at CN Wealth Management, an independent firm he co-founded, and serves as a trustee for the Chiavacci Family 2015 Irrevocable Trust. Raymond James Financial Services Advisors, Inc. provides tailored financial planning and investment consulting to a diverse client base, including individual, high-net-worth, institutional, and charitable clients, using analytical tools and risk profiling to guide non-discretionary advisory services.

Donna Simmons is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. She has been with Raymond James & Associates since 2008. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Wendy Van Cleve is a financial advisor at Raymond James Financial Services with eight years of industry experience. She holds a Series 66 designation and has worked at firms including Ftb Advisors, Inc. and Alliance Law & Counseling. She is affiliated with Pinnacle Bank/Pinnacle Financial Partners as a bank employee. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individual, high-net-worth, corporate, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through its affiliation with a municipal advisor.

Patrick Gilroy is a financial advisor at Raymond James & Associates with four years of industry experience. He holds a Series 66 designation and has worked at Raymond James since 2022. Outside of his advisory role, he assists with payroll and bookkeeping at St. Petersburg ENT on a part-time basis. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.

Pasquale Jurczak is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked at PFS Investments Inc. since 2005 and has been affiliated with Primerica Financial Services since 2004. In addition to advisory work, he is involved in the sale of home security and automation products through referrals with Primerica Client Services, Inc. Primerica Advisors sponsors a wrap-fee asset management program serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers model-driven portfolio management supported by third-party asset managers and custody services, with approximately $15.5 billion in assets under management.

Charles Ochs is a financial advisor with LPL Enterprise in St. Petersburg, FL, holding Series 63 and Series 65 credentials and bringing 13 years of industry experience. His career includes roles at Pruco Securities LLC and Wiregrass Financial, among others. Outside of his advisory work, Ochs is involved in media through Ochs Media, which produces radio, TV, and podcast content. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and institutional entities. The firm’s approach is largely model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and it offers additional services such as financial planning, third-party asset manager access, and participation in a wrap program.

Jennifer Brown is a CFP® and holds a Series 66 license with Edward Jones, where she has worked since 2009. She has 16 years of industry experience. Outside of her advisory role, she manages a condominium in St. Petersburg, FL, where her mother resides. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with over 23,700 advisors nationwide. The firm offers a range of advisory programs and investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Kevin Ley is a financial advisor with Primerica Advisors in Clearwater, FL, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Primerica Advisors since 1992 and Primerica Financial Services since 1989. In addition to his advisory role, he is involved in sales of non-investment products such as home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap-fee structure, focusing on a range of investment approaches including Strategic, Tactical, Tax-Aware, and Income Distribution models.

Michael Vega is a financial advisor at Merrill with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 2020, following prior roles at Edward Jones and Wells Fargo Advisors. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

Colby Masterson is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 credentials and 18 years of industry experience. He serves on the Board of Directors for the Give Hope Foundation and acts as Trustee for an irrevocable trust. Additionally, he is a partner in several business ventures, including COBYMARK, LLC and SonHaven Holdings. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through its affiliation with a municipal advisor.

Stephen Kruchten is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 licenses and with 39 years of industry experience. He has worked at Raymond James since 2009 and previously was affiliated with Bremer Bank from 2007 to 2020. Kruchten also serves as an advisory board member for BISA, participating in quarterly meetings that coordinate efforts between the bank/credit union and broker-dealer organizations. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary advisory services and supports portfolio management through a large network of advisors and affiliated firms.

Eddie Calderin is a Financial Consultant currently working at Fidelity Investments, a position he has held since 2025. Prior to this role, he served as an Investment Consultant at Fidelity Investments from 2024 to 2025 and as a Planning Consultant from 2021 to 2024. His experience also includes roles as an Investment Solutions Representative at Fidelity Investments from 2020 to 2021, and as an Advisor at both Brokers International (2019-2020) and UBS (2017-2018). In his capacity as a Financial Consultant, Eddie assists clients in navigating financial complexities by helping to construct tailored financial plans and identifying strategies to enhance their financial situations. Outside of his professional work, Eddie's personal interests include fitness, food, movies, and music.

Paul Groeber is a financial advisor at LPL Financial with 28 years of industry experience. He holds Series 63 and Series 65 designations. Prior to joining LPL Financial in 2019, he worked at Nationwide Securities and Nationwide Insurance from 2003 to 2019, and at Banc One Securities Corporation in 2002. He is also involved with Life Brokerage Financial Group, where he engages in fixed life sales. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment services through a large network of advisors, utilizing both proprietary and third-party strategies across various asset classes.

Frederick Fifield VI is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and the Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, incorporating tailored financial planning and managing approximately $2.74 trillion in client assets. Their planning process uses firm-approved tools and models to assist clients in developing and updating personalized financial strategies.