Charles Mulfinger II is a financial advisor with Raymond James & Associates in Tampa, FL, holding Series 63, 65, and 66 credentials and bringing 37 years of industry experience. His prior experience includes more than three decades at Citigroup Global Markets and over a decade at Morgan Stanley in various roles. Outside of advising, he is a partner in MH Lending, an LLC used for personal investments. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and charitable organizations, offering financial planning and investment consulting with a range of portfolio management styles and affiliated research.

Trevor Schnell is a financial advisor with Morgan Stanley in Tampa, FL, holding Series 63 and 66 designations and six years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, Equitable Advisors, and Franklin Templeton Investments. Outside of finance, he was involved with Quixotes Bar & Grill for three years. Morgan Stanley Wealth Management serves individuals and institutional clients with a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm emphasizes structured planning processes supported by proprietary tools and a variety of investment offerings.

Karen Jones is a ChFC® credentialed financial advisor with 42 years of industry experience. She currently works at Cetera and has held prior roles at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and MetLife Securities. Her outside business activities include managing auto renewals of existing fixed annuity policies. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform, with over 10,000 advisors and approximately $256 billion in assets under management.

Rafael Urena is a CFP® credentialed financial advisor with six years of industry experience. He is currently with Raymond James & Associates in Tampa, FL, where he has worked for a total of six years across different roles. He serves as a board member of Junior Achievement of Tampa Bay, contributing to financial education for middle and high school students. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse clientele, including individuals, institutions, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions with a variety of portfolio management styles and affiliated research resources.

Jonathan Vila is a financial advisor with LPL Financial in Tampa, FL, holding a Series 66 designation and 19 years of industry experience. His prior roles include 15 years at Valic Financial Advisors and earlier positions at Banc of America Investment Services and Morgan Keegan & Company. Outside of his advisory work, he is a member and owner of Flapjack Social, a pickleball social club based in Atlanta, GA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, including model portfolios, third-party asset management, and institutional platforms, supported by technology tools for advisors.

John Guirguis is a financial advisor at Morgan Stanley in Tampa, FL, holding a Series 66 designation with four years of industry experience. His background includes roles at E*Trade Securities, JPMorgan Chase & Co., and diverse positions outside finance, such as at DoorDash, Olive Garden, and Nike. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and financial planning services supported by a structured planning process and firm-approved tools.

Jessica Lenihan is a financial advisor with Wells Fargo Clearing in Tampa, FL, holding Series 63 and Series 66 licenses and having 12 years of industry experience. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research from its Investment Institute.

Trey Perez is a Series 66 licensed financial advisor at Morgan Stanley in Tampa, FL, with three years of industry experience. He previously worked at Fisher Investments and Fidelity Investments before joining Morgan Stanley Smith Barney LLC and currently Morgan Stanley Private Bank, N.A. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies.

James Frain is a financial advisor at Merrill with eight years of industry experience. He holds a Series 66 designation and has worked at both Merrill and Bank of America, N.A. since 2017 and 2019, respectively. Prior to his financial career, he was employed at the University of Central Florida and Oakhurst Car Wash. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using both model-based and discretionary investment strategies developed by internal and third-party managers.

Lauren Milian is a financial advisor with Merrill in Tampa, FL, holding a Series 66 designation and 8 years of industry experience. She has been with Merrill since 2007 and has also worked at Bank of America, N.A. since 2024. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Samantha Edenson is a financial advisor at Morgan Stanley with nine years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Smith Barney LLC since 2018. Prior to that, she was associated with Edelman Financial Services, EF Legacy Securities, Charles Schwab, and also briefly involved with Black Diesel Coffee. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including customized financial planning that utilizes firm-approved tools and modeling techniques to assist clients in their planning process.

Matthew Gordon is a financial advisor with UBS Financial Services in Tampa, FL, holding Series 63, 65, and 66 licenses and bringing 27 years of industry experience. He previously worked at Sanford C. Bernstein & Co., LLC for 17 years before joining UBS in 2021. Outside of his advisory role, he serves on the board of directors and finance committee of Southern Legal Counsel, a nonprofit focused on legal reform and social justice. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory services, utilizing proprietary research and model-based asset allocations to tailor plans to client goals and risk tolerances. The firm combines wealth management with institutional trading capabilities and offers additional services including custody, underwriting, and securities-backed lending.

Mark Myers is a financial advisor with LPL Enterprise in Tampa, FL, holding a Series 66 designation and beginning his advisory career in 2025. His prior work experience includes roles at Kaplan Inc., Cecilia Dicristofalo Prudential Advisor, and various positions outside financial services such as at GCLS Contracting Inc. and Pipeliner Pros. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm’s investment approach is model-driven, offering access to third-party asset managers and various financial planning and consulting services.

Michael Avadikian Sr. is a financial advisor with Merrill in Tampa, FL, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Merrill since 2008 and also works with Bank of America, N.A. since 2011. Outside of his advisory role, he serves as a director on the board of the Sarah Vande Berg Tennis Foundation, a charitable organization focused on after-school tennis and educational programs for K-12 students. Merrill serves a wide range of clients, including individuals, retirement plans, corporations, and institutional investors, offering managed account programs, third-party manager selection, discretionary portfolio management, and brokerage services. The firm emphasizes tax-focused investment strategies and leverages its affiliation with Bank of America to support a comprehensive trading, lending, and cash management platform.

Brian Chucri is a financial advisor with LPL Enterprise in Tampa, FL, holding a Series 66 designation and four years of industry experience. His career includes roles at The Prudential Insurance Company of America and Pruco Securities LLC, alongside operating his own business, Chucri Financial Services & Retirement Planning. Outside of finance, he is involved in youth sports as a soccer referee and coach. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual investors, retirement plans, and corporate entities, using model-driven investment portfolios and offering access to third-party asset managers and financial planning.

Mark Delmar is a financial advisor with Morgan Stanley in Tampa, Florida, holding Series 63 and Series 65 licenses and bringing 45 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients, offering tailored financial planning and advisory programs supported by a structured planning process and firm-approved tools.

Morgan Conry is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds a Series 66 designation and has previously worked at Morgan Stanley and Northern Trust. Conry is also a partner in two private ventures, SVN Minerals LLC, an oil and energy business, and Cherrywood Canandaigua LLC, a real estate firm. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm focuses on non-discretionary advice delivered through a select group of Wealth Advisors.

Kelsey Zyndorf is a financial advisor at Morgan Stanley in Tampa, FL, holding Series 63 and Series 66 credentials with 15 years of industry experience. She has been with Morgan Stanley since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients. The firm offers a wide array of advisory programs, including tailored financial planning supported by structured discovery processes and advanced modeling tools.

William Digman II is a financial advisor with Merrill in Tampa, FL, holding Series 63 and Series 66 credentials and bringing 13 years of industry experience. He joined Merrill in 2015 and has also been associated with Bank of America since 2026. Outside of his advisory role, he owns and operates Digmans LLC, a business focused on purchasing and training horses for competition. Merrill, in conjunction with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies tailored to individuals, high-net-worth clients, and institutional investors.

Marcos Stewart is a financial advisor with Primerica Advisors in Tampa, FL, holding Series 63 and Series 65 licenses and having 10 years of industry experience. He has worked with Primerica Advisors since 2016 and Primerica Financial Services since 2014, following a 20-year career at AT&T. Outside of his advisory role, he works part-time as a delivery driver for Door Dash and Uber Eats. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and a limited number of discretionary separately managed account options to individual and high-net-worth clients. The firm uses third-party asset managers and BNY Mellon Advisors for trading and emphasizes a tiered wrap fee structure rather than fixed fees.