Kaikai Wang is a financial advisor with Charles Schwab in Orlando, FL, holding Series 63 and Series 65 designations and nine years of industry experience. His prior roles include positions at TD Ameritrade, Citigroup, JP Morgan Securities, and JPMorgan Chase Bank. Wang also served in the US Army Reserve for six years. Charles Schwab & Co., Inc. serves a very large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers investment guidance using multi-asset model portfolios and alternative investment due diligence.

Michael Tondo is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds a Series 66 designation and has previously worked at Edward Jones, Merrill, and Bank of America. Outside of his advisory role, he is a mostly silent owner of a daycare business, MOTRE Solutions LLC, which he co-founded with his wife. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Kristin Lane is a financial advisor at Raymond James & Associates with 12 years of industry experience. She holds a Series 66 designation and has worked at Raymond James since 2019, following a nine-year tenure at Ameriprise Financial Services. Based in Orlando, FL, Lane provides advisory services within a firm known for its comprehensive financial planning and investment consulting. Raymond James & Associates serves a diverse client base including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations through both non-discretionary and discretionary programs, with notable capabilities in public finance and municipal services.

Robert O Roark is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and bringing 10 years of industry experience. His prior work includes roles at JP Morgan Chase Bank, Bank of America, and Target. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory capabilities with brokerage and investment management services, delivering recommendations on a non-discretionary basis.

Zainab Smith is a Financial Consultant at Fidelity Investments, where she has been serving clients since 2022. She is dedicated to providing personalized and attentive financial planning services tailored to each client's needs. Zainab's career at Fidelity Investments began in 2020, progressing through roles including Customer Relationship Advocate and multiple levels of Workplace Planning Consultant before assuming her current position. She holds a California Insurance License, supporting her expertise in financial consulting. Outside of her professional work, Zainab has interests in fitness and caring for pets.

Patrick Murphy is a financial advisor at Charles Schwab with nine years of industry experience. He holds the Series 66 designation and has been with Charles Schwab since 2015. Based in Orlando, FL, he is part of a large team of advisors within the firm. Charles Schwab serves a broad client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, offering multi-asset model portfolios and alternative investment options supported by in-house research.

Clinton Ball Sr. is a financial advisor at Morgan Stanley with 44 years of industry experience. He holds a Series 63 designation and has worked with Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets since 2009. His other business activities include a trust-related role in Eustis, Florida. Morgan Stanley Wealth Management provides advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm utilizes structured planning tools and a variety of investment offerings, including those from its Financial Advisors and Estate Planning Strategies Group.

Paul Gillham is a financial advisor at OSAIC with 30 years of industry experience. He holds Series 65 and Series 63 licenses and previously worked at Securities America Advisors and Securities America, Inc. for 12 years. Outside of his advisory role, he operates an insurance sales business and a firm focused on identity theft prevention education. OSAIC serves a wide range of clients, including individual investors and institutional entities, offering brokerage and investment advisory services, financial planning, and access to third-party money managers across multiple platforms. The firm employs various asset-allocation tools and supports both discretionary and non-discretionary portfolio management.

Vanessa Irizarry is a financial advisor at Charles Schwab with 25 years of industry experience. She has been with Charles Schwab since 2007 and holds Series 63 and Series 66 designations. Based in Orlando, FL, she works within one of the largest financial institutions in the industry. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset strategic allocation approach supported by dedicated research and alternative investment options.

Alexander Maxwell is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in strategic wealth planning, focusing on assisting ultra high net worth families and successful business owners with growing, preserving, and transitioning their wealth. His services include family wealth management strategies, legacy planning, liquidity management, personal retirement planning, portfolio management, and tax minimization. Alexander holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He earned a Bachelor's degree from Seminole State College and also attended the University of North Florida and Florida International University without obtaining further degrees. Born and raised in Central Florida, he serves his community with a relationship-first approach. In addition to his professional work, Alexander enjoys boating, camping, fishing, football, golfing, hiking, surfing, watching movies, and spending time with his family. He is also a member of BCG Private Wealth Management, recognized on Forbes' "Best-in-State Wealth Management Teams" list from 2023 to 2026.

Diego Molina is a financial advisor at Charles Schwab with three years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab since 2022. Prior to his career in finance, Molina spent time in education and held various positions in different industries, including telecommunications. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary portfolios, offering clients a mix of strategic asset allocation and alternative investment options.

Jayar Williams is a financial advisor with Raymond James Financial Services Advisors, holding Series 63 and Series 66 credentials and 17 years of industry experience. Prior to joining Raymond James in 2026, he spent 10 years at Truist Advisory Services and 17 years at Truist Investment Services. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and high-net-worth investors, pension plans, charitable organizations, and government entities. The firm offers tailored, primarily non-discretionary advisory services and supports small businesses through its SIMPLE IRA Employer Advisory & Consulting Services program.

Whitney Hawkins is a financial advisor at Morgan Stanley with 20 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2021 and Morgan Stanley Smith Barney LLC since 2009. Outside of her advisory role, she is involved with the Heritage Foundation in a nonprofit capacity. Morgan Stanley Wealth Management serves individual and institutional clients by offering a wide range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured, tool-supported planning process.

Jared Whittle is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and one year of industry experience. Prior to joining Wells Fargo, he worked as a marketing manager for a moving company, Handy Relocations LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory. The firm’s approach includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Douglas Climo is the Vice President and Branch Leader at Fidelity Investments, a role he has held since 2023. In this capacity, he leads a diverse team of financial associates dedicated to building lifelong relationships with clients and assisting with their overall wealth planning needs. Mr. Climo has extensive experience within Fidelity Investments, having served as Vice President and Regional Planning Consultant from 2016 to 2023, and as Vice President and Financial Consultant from 2008 to 2016. His professional background reflects a deep commitment to financial consulting and planning. Outside of his professional responsibilities, Douglas Climo enjoys baseball, family activities, fishing, football, social events with friends, and golf.

Michael Elders is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and bringing 32 years of industry experience. He has worked at MetLife Securities Inc. and Metropolitan Life Insurance Company since 1994, and has been with Mass Mutual Investors Services since 2017. Outside of his advisory role, he is an agent involved in life insurance and health insurance activities through his own business. Mass Mutual Investors Services, a subsidiary of MassMutual, provides financial planning and investment advisory services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers asset management, wrap and money-manager programs, and educational seminars, with a focus on collaborative, goal-driven financial planning engagements.

Garrett Burke is a Private Wealth Advisor at Merrill Private Wealth Management, focusing on developing financial strategies and providing tax-efficient portfolio management for high-net-worth individuals and families throughout the U.S. He has been with Merrill Lynch Wealth Management since April 2011, initially working in the Chicago Loop Complex before relocating to Orlando in 2015. Prior to joining Merrill, Garrett worked at Lockheed Martin as an analyst in their business development group, managing a portfolio of new business acquisition investments for a multi-billion dollar business area. Garrett holds a Bachelor's Degree in Finance from the University of Notre Dame and has completed an Accredited Certificate Program at the University of Chicago. He holds several professional designations including CERTIFIED FINANCIAL PLANNER® (CFP®), Certified Private Wealth Advisor® (CPWA®), and Certified Plan Fiduciary Advisor® (CPFA). Beyond his professional work, Garrett is involved in community and professional organizations such as Leadership Seminole, the Notre Dame Club of Orlando, and The Catholic Foundation of Central Florida. He also contributes to the Rescue Outreach Mission. Garrett lives in Winter Park with his wife and three daughters and enjoys spending time with his family, as well as participating in activities such as adventure sports, golfing, music, reading, running, and traveling.

Leticia Clough is a financial advisor at Fidelity with 18 years of industry experience. She holds Series 63 and Series 66 designations and has been with Fidelity Investments and its affiliated advisory entities since 2016. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, offering services such as discretionary portfolio management, fund advisory, and model portfolios tailored to intermediary platforms.

Marcus Healey is a financial advisor with Cambridge Investment Research Advisors in Orlando, FL, holding a Series 66 designation and with 24 years of industry experience. Prior to joining Cambridge in 2024, he worked at Equitable Advisors and Axa Advisors. Healey is involved in entrepreneurial activities, including ownership in a real estate business and advisory roles with multiple registered investment advisory firms. Cambridge Investment Research Advisors serves a diverse client base, including individual investors, retirement plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement plan advisory services. The firm provides a range of investment solutions across various custody platforms, supporting both discretionary and non-discretionary strategies tailored to client objectives.

Austin Zoellner is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2020. He has been with Fidelity since 2011, progressing through various roles including Financial Consultant, Investment Consultant, Relationship Manager, and Financial Representative. His professional experience encompasses working closely with families, business owners, and individuals to pursue financial success. Austin focuses on partnering with clients to understand their unique financial situations, developing customized strategies aimed at achieving long-term financial stability. He emphasizes ongoing discussions with clients to ensure their financial plans remain aligned with their goals throughout different stages of life. Outside of his professional work, Austin's interests include family activities, fitness, football, parenthood, traveling, and volunteering.