Isaac Busshaus is a financial advisor with Fidelity in Westlake, TX, holding Series 66 and Series 63 licenses and two years of industry experience. Prior to joining Fidelity, he worked at Guadalupe Bank and held various roles at Walmart and Harbor Freight. Fidelity’s Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio construction. The firm combines fundamental research with quantitative and algorithmic methods and serves as a registered commodity pool operator with a formal advisory role to multiple registered investment companies.

Ryan Laughlin is a financial advisor at Fidelity with seven years of industry experience. He holds a Series 66 designation and has worked at Fidelity Brokerage Services LLC since 2019. His prior experience includes roles at Edward Jones and Northwestern Mutual Life Insurance, as well as employment at Stephen F Austin State University. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages a variety of portfolios and serves as an advisor to registered investment companies and fund-of-funds, incorporating systematic methodologies and oversight controls in its investment process.

Angel Adame is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 65 licenses and four years of industry experience. His prior work includes roles at Fidelity Brokerage Services LLC and experience outside finance in photography and food service. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment solutions supported by a large, integrated operational platform.

Benjamin Balduc is a financial advisor at Fidelity with seven years of industry experience. His prior roles include positions at Charles Schwab & Co., Inc., TD Ameritrade, and the Northside Independent School District. He holds Series 63 and Series 66 designations. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm offers discretionary and non-discretionary advisory services, including fund advisory and model portfolio delivery, with a focus on systematic methodologies and oversight of affiliated sub-advisers.

Kelly Camarillo is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 designations and 13 years of industry experience. Prior to joining Schwab in 2020, Camarillo worked at USAA Investment Management Company and various USAA financial services divisions from 2017 to 2020, and at H.D. Vest Financial Services from 2014 to 2017. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm delivers investment guidance via multi-asset model portfolios and offers both non-discretionary and discretionary advisory options within a large, integrated operational structure.

Barton Bonney serves as Resident Director at Merrill Lynch Wealth Management. He brings over 22 years of experience in finance and investment to his role, having previously held the position of Executive Director at JP Morgan Private Bank. There, he concentrated on endowments and foundations, private equity managers and firms, and high net worth families. Before this, Barton spent 16 years in institutional equities, supporting portfolio managers and analysts at hedge funds, investment advisors, and state pension funds with their investment decisions. He managed the institutional desk in Dallas for Lehman Brothers and subsequently for Barclays Capital. Barton earned a Bachelor of Arts degree from Southern Methodist University. Beyond his professional work, Barton served 12 years on the Board of Directors of Capital For Kids, an organization dedicated to supporting North Texas children. He resides in Southlake, Texas, with his wife, Andrea, and they have one son, Harrison. His personal interests include camping, fishing, golfing, hiking, and hunting.

Ramon Romero is a financial advisor at Fidelity with 24 years of industry experience. He holds Series 63 and Series 66 designations and has been with Fidelity Investments and its affiliated entities since 2000. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to a broad client base, including retail and institutional investors, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its role in managing registered investment companies, use of systematic methodologies, and incorporation of AI in its research processes.

Danella Timlin is a financial advisor at Fidelity with nine years of industry experience. She holds Series 65 and Series 63 licenses and has previously worked with Personal Money Planning, LLC and Lacefield Compliance Consulting. Outside of finance, she serves as an independent contractor for the California Amateur Mixed Martial Arts Organization, handling timekeeping and judging at amateur MMA events. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including fund advisory and model portfolio delivery.

William Robinson is a financial advisor with Fidelity, holding Series 63 and Series 66 designations and bringing seven years of industry experience. His background includes roles at Guardian Life Insurance and the Texas Veterinary Medical Diagnostic Lab in endocrinology prior to joining Fidelity. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, using a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, model portfolios, and a formal advisory role to multiple registered investment companies.

Kyle Appling is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 credentials and bringing 37 years of industry experience. He previously worked at Ameriprise for three years and Comerica Securities for 28 years. Outside of his advisory role, he is the owner of Appling Properties LLC, a real estate business. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and financial planning services. The firm offers a broad range of planning options tailored to clients meeting a net-worth threshold, utilizing proprietary research and tools, with flexible implementation through brokerage or advisory programs.

Christian Galland is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 licenses and having 18 years of industry experience. He has been with Charles Schwab since 2017 and previously worked at Scottrade from 2015 to 2017. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and a formal alternative-investment onboarding process.

Jonathan Red Fox is a financial advisor at Charles Schwab with 17 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at TD Ameritrade, Inc. and operated Joseph Red Fox LLC. Outside of his financial career, he is active in music as a DJ and producer. Charles Schwab serves high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary managed-account services alongside brokerage and custody solutions. The firm’s integrated model utilizes multi-asset portfolios and alternative investment options supported by centralized operations and research.

Andrew Sherrill is a financial advisor at Fidelity with 15 years of industry experience. He holds Series 63 and Series 66 designations and has worked within various parts of Fidelity since 2011. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including specialized advisory roles for registered investment companies and a Charitable Gift Fund. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across multiple asset classes.

Michael Ritchie is a financial advisor at Charles Schwab with nine years of industry experience. He holds Series 63 and Series 66 designations and previously worked at TD Ameritrade for eight years before joining Schwab in 2024. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, providing multi-asset model portfolios and alternative investment options.

Nyarai Moore is a financial advisor with Charles Schwab, holding Series 63 and Series 65 credentials and 12 years of industry experience. She previously worked at Stifel and Wells Fargo before joining Charles Schwab in 2022. Outside of her advisory role, she has worked as a food delivery driver for Door Dash. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions, combining multi-asset model portfolios with centralized custody and order-routing operations.

Zach Atkinson is the Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2025. He has been with Fidelity Investments since 2016, progressing through roles including Financial Consultant, Investment Consultant, Relationship Manager, Central Relationship Manager, and Investment Solutions. In his current role, Zach focuses on empowering individuals and families to plan for and save toward their retirement goals and financial future. Zach holds insurance licenses in Arkansas and California. His approach is informed by his life experiences, which enhance his ability to communicate effectively and support clients in pursuing their financial objectives. He is passionate about the financial services industry and the role it plays in helping people plan for their futures. Outside of his professional work, Zach is engaged in family activities, fitness, outdoor adventures, parenthood, and volunteering.

Yujie Zhang is a financial advisor at Charles Schwab with 18 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 66 licenses. Zhang previously worked at TD Ameritrade from 2007 to 2017 and returned there from 2021 to 2024 before joining Charles Schwab in 2017. Charles Schwab serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs a multi-asset model portfolio approach supported by centralized operational and supervisory infrastructure.

Gabriela Tyler is a financial advisor at Fidelity with Series 66 and Series 63 credentials and six years of industry experience. Prior to joining Fidelity in 2020, she worked at Wells Fargo Bank NA and held various positions in the retail and service sectors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, through a process that combines fundamental research and quantitative analysis to construct model portfolios using mutual funds, ETFs, and ETPs.

Ryan Carroll is an Investment Solutions Representative III at Fidelity Investments. In this role, he assists individuals in creating comprehensive financial plans that align with their unique goals, values, and life stages. His approach focuses on providing clarity and confidence to clients' financial decisions. Ryan has progressed through multiple roles at Fidelity Investments, beginning as a Customer Relationship Advocate in 2023, then advancing through three levels of Investment Solutions Representative from 2024 to the present. Prior to joining Fidelity, he worked as a Mortgage Loan Officer at Caliber Home Loans from 2020 to 2022 and at New American Funding from 2022 to 2023.

Benjamin Engstrand is a financial advisor with Fidelity Investments, holding Series 66 and Series 63 credentials and one year of industry experience. Prior to joining Fidelity, he was involved with Engstrand Enterprises and PDL Blue. Outside of his advisory role, he is engaged in baseball umpiring and instruction through his sole proprietorship, Engstrand Enterprises, and serves as a partner and general manager of Official Training Partners LLC, a sport official education consultancy. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm employs a systematic investment process combining proprietary research, quantitative analysis, and algorithmic portfolio construction, and is notable for its registered roles with the CFTC and advisory responsibilities for multiple registered investment companies.