Astrid Hall is a financial advisor at Charles Schwab with eight years of industry experience. She holds a Series 66 designation and has worked at Charles Schwab Bank, SSB, and Charles Schwab & Co., Inc. since 2020, following prior roles at Centaurus Financial Inc. and Ameriprise Financial Services Inc. Outside of her advisory work, she breeds German shepherd dogs in her spare time. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, employing multi-asset model portfolios and a centralized operational structure.

Gordon Chen is a financial advisor at Charles Schwab in Westlake, TX, holding Series 63 and Series 65 licenses with seven years of industry experience. He has been with Charles Schwab since 2018 and previously worked at Air-City Inc and Stony Brook University. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, combining non-discretionary investment guidance with access to discretionary separately managed accounts. The firm offers integrated brokerage, advisory, custody, and cash-sweep services supported by centralized oversight and a structured approach to alternative investments.

Nikolaus Ladner is a financial advisor at Fidelity with four years of industry experience. He holds a Series 66 designation and has worked at Fidelity Investments since 2021. His prior work experience includes roles at Lawry's The Prime Rib and the University of Texas at Dallas. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm offers discretionary and non-discretionary advisory services, fund advisory, and model portfolio delivery, with distinctive capabilities including commodity pool operation and formal advisory roles to multiple registered investment companies.

Caleb Williams is a financial advisor at Fidelity with six years of industry experience and holds a Series 66 designation. His prior roles include positions at Plainscapital Bank and an entrepreneurial venture with Rent-A-Frog Valet LLC. He has been with Fidelity Brokerage Services LLC since 2019 and joined Fidelity Investments in 2025. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction. The firm also serves in advisory roles for registered investment companies and utilizes advanced methodologies, including AI and systematic oversight.

Aden Woodard is a financial advisor with Fidelity Investments, holding Series 63 and Series 65 licenses and one year of industry experience. Prior to joining Fidelity, he worked at Fisher Investments and has served in the US Army Reserves since 2020. His background also includes roles outside finance, such as work with Cantina Laredo and teaching at Baylor University. Fidelity's Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, and is noted for its use of AI and systematic methodologies in its investment process.

Bruce Austin is a financial advisor with Charles Schwab & Co., Inc. in Westlake, TX, holding Series 63 and Series 66 registrations and bringing 25 years of industry experience. His career includes 18 years at Fidelity Brokerages Services LLC and a brief tenure at Fidelity Personal and Workplace Advisors before joining Charles Schwab in 2018. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by due diligence from the Schwab Center for Financial Research.

Seth Briley is a financial advisor at Charles Schwab with three years of industry experience. He holds the Series 66 designation and has worked previously at Fidelity Investments and LPL Financial. Outside of his advisory role, he is an officer of Super Service Industries, where he represents the company to CPA and legal advisors and works as an installation technician. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm operates a large-scale integrated model combining non-discretionary advisory with access to discretionary separately managed accounts and offers multi-asset investment approaches supported by centralized operations.

Raylee Chandler is a financial advisor at Fidelity with 10 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Fidelity Brokerage Services, LLC since 2016. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients as well as registered investment companies. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to create model portfolios that incorporate mutual funds, ETFs, and ETPs.

Oscar Casas III is a financial advisor at Fidelity with 15 years of industry experience. He holds Series 63 and Series 66 designations. Outside of his advisory role, Casas is involved in several entrepreneurial activities, including owning a vehicle sales and repair business where he also teaches high school students auto repair. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, combining proprietary fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is notable for its use of systematic methodologies, AI in research, and its advisory role to multiple registered investment companies.

Trevor Romine is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 licenses and two years of industry experience. Before joining Fidelity, he worked in various roles including with Travel Nurse Across America and The Ranger Group. Outside of advisory work, he has experience as an independent contractor delivering food for DoorDash. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a systematic investment process that combines proprietary research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its roles as a commodity pool operator, use of AI in research, and advisory services to multiple registered investment companies.

Kristen Koesters is a CFP® professional at Charles Schwab with six years of industry experience. She has worked at Charles Schwab & Co., Inc. since 2019 and at Charles Schwab Bank, SSB since 2024. Prior to her financial services career, she held positions at the American Heart Association, Texas Roadhouse, LifeTime Fitness, and The University of Texas at Austin. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options supported by multi-asset model portfolios, centralized custody, and a formal alternative investment process.

Michael Mella is a financial advisor at Charles Schwab with a Series 66 designation and six years of experience at the firm. Prior to joining Charles Schwab in 2020, he worked at FedEx from 2015 to 2020. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Andrew Reddie is a financial advisor at Charles Schwab & Co., Inc. in Westlake, TX. He holds Series 63 and Series 66 licenses and joined Charles Schwab in 2025. Prior to his current role, he worked at Mackow Industries International and participated in Youth With a Mission. Charles Schwab serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and centralized custody and brokerage services.

Kevin Kelly is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His prior experience includes roles at Brandes Investment Partners and Fisher Investments. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options, employing multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Jeffrey Cunningham is a financial advisor with Merrill in Southlake, TX, holding Series 63, 65, and 66 licenses and having 15 years of industry experience. He has worked at Bank of America and Merrill since 2017 and spent a year at DNOW/Power Service prior to that. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Sherman Jr. is a Senior Financial Advisor with UBS Financial Services in Argyle, Texas, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. He has been with UBS since 2015 and previously served as an Assistant Vice President at Merrill Lynch Global Private Client. He is also involved in managing personal and family living trusts. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining institutional trading capabilities with wealth management. The firm delivers tailored financial plans using proprietary capital market research and maintains a broad platform that includes discretionary portfolio management, custody, underwriting, and other capital markets services.

Stephen Smith is a financial advisor with Fidelity, holding Series 63 and Series 66 designations and with 13 years of industry experience. He has worked at various Fidelity entities since 2012, including Fidelity Personal and Workplace Advisors. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, utilizing a research-driven process that combines fundamental analysis, quantitative methods, and algorithmic portfolio construction. The firm is noted for its advisory roles to registered investment companies, use of AI in research, and management of model portfolios for Fidelity Institutional Wealth Adviser.

Joseph Glass is a financial advisor with Fidelity in Westlake, TX, holding Series 63 and Series 66 designations and three years of industry experience. His prior work includes roles at Lumen Technologies/Centurylink, Apple Inc., and the University of Texas at Arlington. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative and algorithmic portfolio construction. The firm is also noted for its roles in commodity pool operations, advisory services to registered investment companies, and the use of AI and algorithmic methods in its investment research.

Kyra Juliano is a financial advisor with Fidelity in Westlake, TX, holding Series 63 and Series 66 licenses and five years of industry experience. Her prior roles include positions at Fidelity Investments and teaching at Trophy Lakes Academy and Temple Christian Academy. Fidelity's Strategic Advisers LLC offers investment management and advisory services to both retail and institutional clients, utilizing a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its formal advisory role to registered investment companies and its use of algorithmic methods and AI in research.

Jessica Dupont is a financial advisor with Fidelity, holding a Series 66 designation and four years of industry experience. Her prior work includes roles at Bb&T and the University of Texas at Arlington. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs. The firm also serves in advisory roles to multiple registered investment companies and uses systematic methodologies and AI in its investment process.