Robert Hobdy Jr. is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. His prior experience includes positions at Morgan Stanley, First Command Financial Planning, Inc., and Scottrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by in-house research and due diligence on alternative investments.

Nickolas Kontz is a financial advisor with Cetera, holding a Series 66 license and five years of industry experience. His work history includes roles at Renaissance Financial and Minnesota Life Insurance Co. He is also engaged as an insurance agent focusing on fixed insurance products. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional accounts, offering a multi-manager platform with discretionary and non-discretionary portfolio management and access to various third-party money managers.

David Sardella II is a CERTIFIED FINANCIAL PLANNER™ professional affiliated with Charles Schwab, with six years of industry experience. His work history includes roles at Charles Schwab Bank, SSB and Charles Schwab & Co., Inc., as well as prior experience at Yelp, Inc. and managing a family-owned pizza and wings business. Outside of finance, he has conducted mystery shopping services for apartment complexes. Charles Schwab & Co., Inc. serves a broad client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and maintains an integrated operational structure supporting a high client coverage ratio per advisor.

Adam Thomas is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds Series 66 and Series 63 designations. His work history includes roles at Vanguard Marketing Corp and PNC Bank prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A. in 2026. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm supports its advisory process with centralized due diligence and employs a range of approved investment strategies, including those with an ESG eligibility framework.

Brandon Clemente is a financial advisor with Morgan Stanley in Phoenix, AZ, holding Series 63 and Series 66 credentials and six years of industry experience. His career includes roles at Morgan Stanley Private Bank, N.A., Morgan Stanley, Charles Schwab, and AXA Advisors, LLC. Outside of finance, he has worked in the restaurant industry and held various roles at Northern Arizona University and Hampton Inn & Suites. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Zachary Levin is a financial advisor at Morgan Stanley with five years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2021. Prior to joining Morgan Stanley, he held roles at FTI Consulting and Sony Pictures Entertainment. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured planning process supported by advanced modeling tools.

Jon Gabrielson is a financial advisor at UBS Financial Services with 40 years of industry experience. He holds Series 63 and Series 65 licenses and has been with UBS since 2006. Based in Phoenix, AZ, Mr. Gabrielson's career spans two decades at his current firm. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client strategies.

Jackson Wichern is a financial advisor at Cetera with one year of industry experience. He holds a Series 66 designation and has worked at Renaissance Financial and Cetera Wealth Services, LLC. Outside of his advisory role, he has worked in member services at Arizona Country Club and as a delivery driver for Uber. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting both discretionary and non-discretionary client relationships.

Stephanie Conway is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and with 28 years of industry experience. She has been with Charles Schwab since 1997, including a decade at Charles Schwab Bank from 2008 to 2018. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions using multi-asset model portfolios, alternative investment due diligence, and integrated brokerage, custody, and advisory services.

Robert Plowman is a financial advisor at LPL Enterprise with 15 years of industry experience. His prior roles include positions at JPMorgan Chase Bank, Bank of America Merrill, and Edward Jones. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, retirement plans, and corporate entities. The firm’s investment approach is model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and it offers a range of financial planning, consulting, and insurance products through affiliated entities.

Theodor Allen is a financial advisor at Merrill with 11 years of industry experience. He holds the Series 66 designation and has been with Merrill since 2015. Allen is also involved part-time with TCA Holdings, LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Corey Kennedy is a Financial Consultant I at Fidelity Investments, where he partners with clients to co-create and implement comprehensive financial plans aimed at supporting their long-term goals. He emphasizes building meaningful relationships grounded in trust to assist clients through various stages of their financial journeys. Corey has held multiple positions at Fidelity Investments since 2022, progressing from Launch Program Associate to his current role. His experience includes positions such as Investment Consultant and several levels of Investment Solutions Representative. He holds insurance licenses for Arkansas and California. Outside of his professional work, Corey enjoys spending time at the beach, exploring food, participating in social events with friends, engaging in outdoor adventures, and traveling. He is also involved in parenthood.

Eva Obregon is a financial advisor with OSAIC, holding a Series 66 designation and 15 years of industry experience. She previously worked with Lincoln Financial Advisors and Edward Janulis, among other firms. Outside of advising, she operates EBA Legacy LLC for managing business expenses and provides notary public services as a free community offering. OSAIC Wealth serves a wide range of retail and institutional clients through a multi-advisor platform, offering brokerage and advisory services including comprehensive financial planning, unified managed accounts, and retirement plan consulting. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization supported by various analytical tools and allows advisors to tailor strategies with discretionary or advisor-managed options.

Paul Laviolette is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and six years of industry experience. He has worked at several firms including Vanguard, Merrill, and Dynamic Wealth Advisors, and has prior experience outside finance with roles at Streamline Vacation Rental Software and Uber. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, leveraging multi-asset model portfolios and a centralized operational structure.

Thomas Jefferson is a financial advisor with Charles Schwab & Co., Inc. in Phoenix, AZ, holding Series 63 and Series 66 credentials and 29 years of industry experience. He has been with Charles Schwab since 2003. Outside of his advisory role, Jefferson is a part owner and investor in Pellini Italian Eatery and its holding company, BYO Concepts, LLC, both based in Scottsdale, Arizona. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary buy/sell recommendations and access to discretionary separately managed accounts using multi-asset model portfolios and has a notable integrated operational structure combining advisory, brokerage, custody, and cash-sweep services.

Matthew Mac Lean is a financial advisor at Ameriprise with 21 years of industry experience. He holds the ChFC® and Series 66 designations and has worked at Ameriprise and its affiliated entities since 2005. Outside of his advisory role, Mac Lean serves as president of Quenched, a nonprofit organization, and is a member of the Grand Canyon University College of Business Advisory Board. Ameriprise provides retirement-income planning services primarily for clients nearing or in retirement with significant investable assets, offering tailored, research-driven recommendations that integrate tax efficiency and adaptive withdrawal strategies. As a large institutional firm, Ameriprise also delivers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Trent Davidson is a financial advisor at Edelman Financial Engines with 10 years of industry experience. He holds a Series 66 designation and has worked at Financial Engines Advisors L.L.C. since 2017, with a brief tenure at Fidelity Investments in 2016-2017. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven modeling process combined with planner delivery and online tools, offering both discretionary and non-discretionary investment options.

Marcus Tate is a financial advisor at Charles Schwab with Series 66 and Series 63 licenses and two years of industry experience. Prior to his current role, he held positions at Charles Schwab Bank, Cheesecake Factory, and Biolab Sciences among others. He is based in Phoenix, AZ. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management with a multi-asset model portfolio approach and centralized operational support.

Cindy Lien is a financial advisor at Fidelity with 11 years of industry experience. She holds a Series 66 designation and has worked with USAA entities and Fidelity since 2015. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and discretionary management, with distinctive features including its role as a commodity pool operator and use of AI in research.

Adryana Geyser is a financial advisor at OSAIC with a Series 66 credential and three years of industry experience. She previously worked at Equitable Advisors and JPMorgan Chase & Co. Outside of her advisory role, she is employed as a bartender at Civana Wellness Resort & Spa. Osaic Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform, providing brokerage and advisory services that include comprehensive financial planning and model-based asset allocation strategies.