Alan Pederson is a financial advisor with Osaic Wealth, Inc. based in Scottsdale, AZ. He holds Series 63 and Series 66 designations and has 29 years of industry experience. Since 2014, he has worked with SagePoint Financial. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm offers a broad range of brokerage and advisory services, portfolio construction tools, and access to third-party money managers and wrap programs.

Tanner Leyva is a financial advisor at Wells Fargo Clearing with one year of industry experience. He holds the Series 66 and Series 63 designations and previously worked at Wells Fargo Bank, N.A. and Northern Trust. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Stephen Pessagno is a financial advisor with Morgan Stanley in Scottsdale, AZ, holding a Series 66 designation and having nine years of industry experience. His prior work includes roles at Bank of America, Merrill, and JP Morgan Chase & Co. He has been with Morgan Stanley and its Private Bank since 2017. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its financial planning process.

George Vargas is a CFP® certificant with 14 years of industry experience, currently serving as an advisor at Vanguard Advisers in Scottsdale, AZ. His prior roles include positions at TD Ameritrade and USAA financial planning services. He is also an employee of The Vanguard Group, Inc. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Alicia Shepherd is a financial advisor with Edward Jones in Scottsdale, AZ, holding the CFP®, ChFC®, and Series 66 designations. She has 11 years of industry experience, including over a decade with Edward Jones. Outside of finance, she works as a nuclear medicine technologist at Good Samaritan Hospital. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of advisors and branch offices.

Elayne Jackson is a financial advisor with Mass Mutual Investors Services in Scottsdale, AZ, holding the ChFC® designation and Series 63 license. She has 36 years of industry experience, including over 26 years with Mass Mutual Investors Services and 27 years with MassMutual Life Insurance Co. She is also involved in life and health insurance sales through Revere Financial Services. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using collaborative, annual planning engagements supported by firm-approved software tools.

Glenda Valenzuela is a financial advisor at Charles Schwab with Series 66 and Series 63 licenses and two years of industry experience. She has worked in various roles including positions at Charles Schwab Bank, The Agency, and Kevin Owens PLLC. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory models alongside discretionary separately managed accounts, supported by an integrated service platform covering brokerage, custody, and investment advisory needs.

William Moren is a CFP® professional with 32 years of experience at The Vanguard Group, Inc., where he has worked since 1994. He holds Series 63 and Series 65 licenses and is based in Scottsdale, AZ. Outside of his advisory role, he acts as a limited agent for family members' investment matters. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary methodologies and constructs portfolios primarily from Vanguard funds and ETFs, offering various customization options and tax-aware features.

Nathan Lingwall is a financial professional with 34 years of industry experience, currently affiliated with Cetera. He has worked at Cetera and its related entities since 2022, and prior to that spent over two decades at First Financial Equity Corporation. His registrations include Series 63 and Series 65 licenses. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services, supporting over 10,000 advisors and managing assets exceeding $256 billion.

Nicholas Traxler is a financial advisor at Ameriprise with one year of industry experience. Prior to joining Ameriprise in 2024, he worked at Target Corporation for six years and was involved with the Arizona State Club Water Polo. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Kevin Clements is a financial advisor at Morgan Stanley with 18 years of industry experience. He previously worked at Charles Schwab for 14 years before joining Morgan Stanley in 2018. Outside of finance, he is involved in music production and owns a clothing business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools.

Kristin Mavis is a financial advisor at OSAIC with 18 years of industry experience and holds a Series 66 designation. She previously worked at Lincoln Financial Advisors and Lincoln Financial Securities Corporation for a combined 15 years before joining OSAIC. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and third-party managed-account solutions to construct portfolios across a wide range of investment types.

Will Garnaas is a financial advisor at Vanguard Advisers with a Series 66 designation and four years of industry experience. His prior roles include positions at The Vanguard Group, J.P. Morgan Chase & Co., and Sidecar LLC. He has also worked in various capacities outside finance, including at Grand Canyon University and local country clubs. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, constructing portfolios mainly from Vanguard funds and ETFs, with options for tax-aware features and customization.

Marcus Ortega is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His career includes extended tenures at Mosaic Insurance Associates, Mosaic Financial Associates, and Next Financial Group, with ongoing leadership in multiple financial and insurance ventures. He is a partner in Orthopedist Advisory Group, a financial services business. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of advisors. The firm offers a range of portfolio management and consulting services with a multi-manager platform that includes affiliated and third-party managers, catering to diverse client needs and account structures.

Stephane Louis is a financial advisor with Merrill in Scottsdale, AZ, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. His career includes 20 years at Charles Schwab and nine years at Bank of America and Merrill, both since 2017. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Steven Rabin is a CFP® professional with over 32 years of experience in the financial services industry. He has been with Ameriprise since 2009, currently serving at the Scottsdale, AZ office. Outside of his advisory role, he is involved in a photography business and serves on the board of the Scottsdale Corvette Club. Ameriprise offers retirement-income planning services focused on individuals approaching or in retirement, utilizing a combination of research, modeling, and tax-efficiency analysis to provide tailored recommendations. The firm serves a broad client base with a range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Addy LaRue currently serves as a Wealth Management Planning Consultant at Fidelity Investments. In this role, Addy collaborates with advisors and leverages Fidelity's resources to develop and implement financial engagement strategies tailored to the unique needs and goals of clients and their families. Addy has been with Fidelity Investments since 2018, progressing through various roles including Customer Experience Associate, Financial Representative, Relationship Manager, and Planning Consultant before assuming the current position in 2023. This experience has contributed to a comprehensive understanding of wealth management and client service. Outside of professional responsibilities, Addy has interests in concerts, lakes, music, pets, reading, and traveling.

Edward Mclellan is a financial advisor at OSAIC with 29 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Securities America Advisors, Raymond James Financial Services Advisors, Desert Financial Wealth Management, and LPL Financial. In addition to advising, he is involved in the sale of fixed annuities and fixed life insurance. OSAIC serves a diverse clientele, including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing advanced asset-allocation tools, risk assessments, and a range of investment options across multiple platforms.

Christine Jacot is a financial advisor at Vanguard Advisers with 19 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Vanguard Advisers since 2019, following roles at Vanguard Marketing Corporation and The Vanguard Group, Inc. She also serves as a trustee for an immediate family member’s investment. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach with portfolios constructed largely from Vanguard funds and ETFs, delivering scalable digital solutions through a large advisory team.

Darby Maley is a financial advisor with Fidelity Investments in Scottsdale, AZ, holding Series 63 and Series 66 credentials and nine years of industry experience. Prior to joining Fidelity, Maley worked at the University of Arizona from 2013 to 2017. Darby Maley works with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional investors, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, managing model portfolios composed of mutual funds, ETFs, and ETPs.