Paul Walters is a CFP® with 33 years of industry experience, currently advising clients at LPL Financial since 2017. Prior to joining LPL, he spent 18 years at National Planning Corporation. Outside of his financial advisory work, Walters serves as a high school football referee for the Orange County Football Officials Association and works part-time as a paralegal at Citadel Law Firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with a range of discretionary and non-discretionary strategies and advanced operational tools.

Rhett Savitch is a CFP® with 21 years of industry experience, currently serving as a financial advisor at Charles Schwab in Irvine, CA. He has been with Charles Schwab and its affiliated entities since 2014. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and offers a combination of non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and a structured approach to alternative investments.

Kelsey Belsito is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. She holds a Series 66 designation and has been with Wells Fargo Clearing since 2016, following two years at Wells Fargo Advisors, LLC. Outside of her advisory role, she has been involved with Woody's Diner since 2009. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s investment approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its offerings.

Makan Matin is a financial advisor with Wells Fargo Clearing in Laguna Niguel, CA, holding Series 63 and Series 66 licenses and possessing nine years of industry experience. He has worked with Wells Fargo Bank, N.A. since 2015 and has been with Wells Fargo Clearing since 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s process is investment policy statement-driven and incorporates modern portfolio theory, with a range of investment options including insurance-related vehicles and bank deposit sweep programs.

Ruby Bohra is a financial advisor with LPL Financial based in Santa Ana, CA, holding a Series 66 designation and seven years of industry experience. Prior to joining LPL Financial in 2025, she worked at Bank of America, Merrill, and H&R Block. She also has experience running Bohra Enterprises Inc. for over a decade. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, employing both model portfolios and customized strategies.

Andrew Wang is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds the Series 66 designation and has worked at Charles Schwab and JPMorgan Chase Bank, N.A. prior to his current role. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Andrew Hong is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in wealth and retirement planning along with managing discretionary assets. With 11 years of experience at Merrill, he works closely with clients to develop personalized financial strategies aimed at achieving long-term financial freedom. His client focus areas include family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. Andrew holds a Bachelor of Arts in Economics from the University of California, Berkeley. He has earned multiple professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He follows Merrill’s tradition of community involvement and dedicates time to volunteering locally. Outside of work, Andrew enjoys biking, bowling, hiking, music, reading, and watching movies.

Shawn Hochuli is a financial advisor at LPL Financial with 26 years of industry experience. He joined LPL Financial in 2005 after four years at Morgan Stanley Dw Inc. Outside of his advisory work, he has served as a football official for NFL and NCAA games since 2008. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, including model portfolios, third-party asset management, and institutional platforms, supported by technology tools and a large network of advisors.

Anthony Bertocchini is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and bringing 25 years of industry experience. His prior roles include positions at Diversified Investment Services, Commonwealth Financial Network, OSAIC, and UBS Financial Services. Outside of his advisory work, he is involved with Atherton Holdings Inc., a business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment solutions through a large network of advisors, utilizing model portfolios, third-party subadvisors, and customized strategies, supported by advanced operational and research tools.

Chase Pollard is a financial advisor with Charles Schwab, holding a Series 66 designation and 14 years of industry experience. He has been with Charles Schwab Bank and Charles Schwab & Co., Inc. since 2011. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and due diligence on alternative investments.

Maren Marshall is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, she worked at Audi Mission Viejo and has academic experience from Gonzaga University and Aliso Niguel High School. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to manage portfolios using a systematic, long-term approach.

Soo Min Lee is a financial advisor at J.P. Morgan Securities with Series 63 and Series 66 credentials and six years of industry experience. Lee has been with J.P. Morgan Securities since 2019 and has prior experience at JPMC Bank NA and other firms between 2016 and 2017. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending strategies.

Kanin Sathienvantanee is a CFP® credentialed advisor with Charles Schwab, bringing 21 years of industry experience. He has worked at Charles Schwab Bank, SSB and Charles Schwab & Co., Inc. since 2005. Prior to his advisory role, he was involved in real estate and property management from 2013 to 2017. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of brokerage, advisory, custody, and financial planning services with a focus on multi-asset model portfolios and both non-discretionary and discretionary investment options.

George Strnad II is a financial advisor with Morgan Stanley in Irvine, CA, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, focusing on tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs a structured financial planning process supported by firm-approved tools and advisory services without individual security recommendations in standalone plans.

Francis Reinhard is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 22 years of industry experience. He has worked at Wells Fargo Bank since 2004 and has been with Wells Fargo Clearing and its predecessor entities since 2011. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is driven by investment policy statements and modern portfolio theory, and it includes a range of financial products such as insurance-related vehicles and bank deposit sweep options.

Daniel Filippi is a financial advisor with Wells Fargo Clearing in Irvine, CA, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. His prior roles include positions at JPMorgan Chase Bank, J.P. Morgan Securities, UBS Financial Services, and Wells Fargo Bank. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering investment policy development, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates a broader range of financial products, including insurance-related vehicles and bank deposit sweep options.

Jennifer Young is a financial advisor with Morgan Stanley in Irvine, CA, holding a Series 66 designation and 14 years of industry experience. She has been with Morgan Stanley since 2011. Outside of her advisory role, she is active as an affiliate influencer producing product reviews on platforms such as TikTok and Amazon. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a wide array of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and economic modeling.

Michael Abraham is a financial advisor with LPL Enterprise in Irvine, CA, holding a Series 66 credential and three years of industry experience. His background includes roles at The Prudential Insurance Company of America, Pruco Securities LLC, BC Forward, and IBM. In addition to his advisory work, he consults in human resources and talent acquisition through his independent practice, Talent Resource Partners, established in 2009. LPL Enterprise provides investment advisory and brokerage services to individuals, high-net-worth clients, retirement plans, and institutional entities, using a model-driven approach with access to third-party asset managers and integrated financial planning services.

Wendy Eddy is a financial advisor with Wells Fargo Advisors in Irvine, CA, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. She has been with Wells Fargo Advisors and its affiliates since 2009. Eddy is a member of the Ethics Board of the Investment & Wealth Institute, where she reviews administrative and disciplinary cases. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning solutions. Advisors develop tailored recommendations using Wells Fargo’s research and tools, delivering those through meetings and written summaries, with clients deciding on implementation.

Jeffrey Bush is a financial advisor with Mass Mutual Investors Services in Newport Beach, CA, holding Series 63, 65, and 66 licenses and bringing 30 years of industry experience. He has been with MML Investors Services LLC and MassMutual Life Insurance Company since 2012. Outside of advising, he is involved in insurance sales through a separate business. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, providing strategies tailored to clients’ goals without exercising investment discretion.