Robert Runkle Jr. is a financial advisor at Morgan Stanley in Atlanta, GA, holding a Series 66 designation with 13 years of industry experience. His prior roles include positions at Bank of America, N.A., Merrill, and Morgan Stanley Private Bank, N.A. alongside Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide array of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market modeling techniques.

Robert Wang is a CFP® with 24 years of industry experience, currently serving as a financial advisor at Ameriprise in Johns Creek, GA. He has been with Ameriprise and its affiliated entities since 2015. Outside of his advisory role, he is involved in independent insurance brokering, specializing in disability income coverage. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, delivering tailored recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis with centralized consulting to support advisors and clients.

AL Kasap is Vice President and Financial Consultant at Fidelity Investments, a position held since 2018. Before joining Fidelity Investments, Kasap worked as a Financial Consultant at AXA Advisors from 2010 to 2018. He has extensive experience in helping individuals and families protect and grow their financial well-being, with a focus on developing retirement strategies aligned with client goals. Kasap earned a Master's degree in Financial Management from National University in San Diego and holds a Bachelor's degree in Economics from Turkey. He grew up in Cyprus and relocated to San Diego in 2002. Outside of his professional work, Kasap enjoys beach activities, biking, hiking, visiting museums, and soccer.

Tremelle Lester is a financial advisor at Morgan Stanley with one year of industry experience. Prior to joining Morgan Stanley, he worked at Silicon Valley Bank/First Citizens Bank and Attentive Mobile. He holds the Series 66 designation. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and modeling techniques to support its financial planning services.

William Darby is a financial advisor with Stifel in Atlanta, GA, holding Series 63 and Series 66 licenses and 24 years of industry experience. He worked at UBS Financial Services from 2008 to 2018 before joining Stifel in 2018. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services alongside fee-based financial planning. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses.

Harrison Fisher is a financial advisor at Raymond James & Associates with 11 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Morgan Stanley Private Bank, Deutsche Bank, and Lord Abbett & Co. Outside of his advisory role, he serves on the Country Club House Committee at Cherokee Town & Country Club in Atlanta and is a general board member of the Auburn SAE House Corporation. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients including individuals, institutions, charitable organizations, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions supported by in-house research and diverse portfolio management options.

William King is a financial advisor with Merrill, holding a Series 66 designation and 13 years of industry experience. He has worked with Bank of America, N.A. since 2013 and Merrill Lynch, Pierce, Fenner and Smith Incorporated since 2012. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Mikhail Konev is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 13 years of industry experience. He previously worked at Merrill for 11 years before joining J.P. Morgan in 2023. Outside of his advisory role, he manages a family-held investment LLC and is involved with a real estate management company. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with multiple regulatory registrations, delivering recommendations on a non-discretionary basis while clients retain final decision authority.

William Floyd is a financial advisor at Merrill in Atlanta, GA, with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Bank of America, N.A. since 2011 and Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2007. He previously owned Service Plus Financial, Inc., an inactive S-Corp that provided service contacts to auto dealerships. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, discretionary portfolio management, brokerage execution, and custody services. The firm emphasizes manager selection and tax-efficient investment strategies, leveraging its integration with Bank of America affiliates and capital markets capabilities.

Robert Loftis Jr. is a financial advisor with Morgan Stanley in Atlanta, GA, holding a Series 66 designation and 16 years of industry experience. He has been with Morgan Stanley Smith Barney since 2012 and the Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its advisory process.

Samantha Bethea is a financial advisor at Merrill with 11 years of industry experience. She holds a Series 66 designation and has worked at Merrill and UBS Financial Services. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jason Palmgren is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His prior roles include positions at Regions Bank, PNC Bank, and Bank of America. He serves on the board of directors for the Gwinnett Chamber of Commerce, where he participates in monthly meetings and supports membership growth initiatives. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

John Orr is a financial advisor at Merrill with 30 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Merrill since 1999, concurrently serving at Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Hossain Varzi is a Wealth Management Advisor with Merrill Lynch Wealth Management. Since beginning his financial services career in 1981, his focus has been portfolio management, specializing in asset allocation recommendations and portfolio construction/security selection. He has served on the Portfolio Management Advisory Councils of both Oppenheimer and Morgan Stanley prior to joining Merrill Lynch. Varzi holds a Bachelor's Degree in Economics from Kennesaw State University and has obtained Certifications of Portfolio Management from The Babson School of Executive Education, DePaul University, and The University of Chicago Booths School of Business. He is also a Certified Investment Management Analyst® awarded by the Investments & Wealth Institute™ in conjunction with the Wharton School of Business. His professional designations include Certified Investment Management Analyst (CIMA), Certified 401(k) Professional (CKP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). In recognition of his work, he was named to the Forbes "Best-in-State Wealth Advisors" list in 2026 for the eighth consecutive year. Beyond his professional career, Varzi is involved in his community, serving on the Executive Board of The Alliance Theatre and having previously served on the Board of Trustees of The Atlanta International School. He is also associated with The Woodruff Art Center. He resides in Atlanta with his wife, Roxanne, and two daughters, Leila Kristina and Sofia Grace. His personal interests include skiing, mountain biking, music, and traveling.

Stuart Martin is a Financial Consultant at Fidelity Investments, a position he has held since 2020. He has been with Fidelity Investments since 2016, progressing through roles including Investment Consultant, Financial Representative - Branch, Customer Development Representative, and Financial Representative. Stuart focuses on partnering with individuals and families to develop personalized financial plans that address their goals and protect their financial well-being. His approach emphasizes holistic financial planning to empower clients to move confidently toward their objectives. Outside of his professional work, Stuart is interested in family activities, football, golf, parenthood, and traveling.

Carlos Montoya is a financial advisor with Merrill, holding a Series 66 designation and 11 years of industry experience. He has worked at Bank of America, N.A. and Merrill since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies developed by internal teams and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Omar Al Mashni is a financial advisor at J.P. Morgan Securities with four years of industry experience. He previously worked at Morgan Stanley and International General Insurance, as well as holding roles at JPMorgan Chase Bank. Omar holds Series 63 and Series 66 licenses. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence. The firm offers customized advice on asset allocation and investment manager selection through its Institutional Consulting Services program.

Ronald White is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been in the financial advisory industry since 1986 and serves as a primary advisor for his clients, helping to coordinate comprehensive wealth plans. His approach is consultative and objective, focusing on understanding each client's unique financial goals and interests before providing tailored recommendations. Ron holds several professional designations including CERTIFIED FINANCIAL PLANNER® (CFP®), Accredited Asset Management Specialist™ (AAMS™), Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA™), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He specializes in designing goals-based wealth management plans addressing finances, family, legacy planning, charitable giving, and particularly supports the "suddenly single" community with asset and liability reviews, cash flow analysis, and investment and retirement planning. Ronald earned an Accredited Certificate from the College of Financial Planning. Outside of his professional responsibilities, Ronald enjoys fishing, golfing, and swimming. He emphasizes a philosophy of connecting all aspects of a client's financial life to help prioritize and pursue the goals that matter most.

Caden Wolf is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. Prior to joining Merrill, he held roles at the Governor's Office of Planning and Budget, The Heritage Foundation, and the University of Georgia Athletic Association among others. His background includes a variety of positions across public sector, nonprofit, and service industries. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers model-based and discretionary investment strategies developed by internal and third-party teams, with features such as tax-aware options and customizable investment restrictions.

Harry Pence Jr. is a financial advisor at Raymond James & Associates in Atlanta, GA, holding a Series 66 designation with eight years of industry experience. His work history includes roles at Raymond James & Associates, Bank of America, Merrill, and Playworld Preferred. He serves as Treasurer and a board member of Highland Rivers, a nonprofit focused on mental illness and substance abuse support. Raymond James & Associates is a large, dually registered broker-dealer and investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, advisory programs, and institutional consulting with a range of portfolio management styles and affiliated research resources.