Fernando Cruz is a financial advisor at Fidelity with eight years of industry experience. He holds a Series 66 designation and has held positions at firms including LPL Financial, Bank of America, and Merrill. Cruz is based in La Mirada, CA. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Christopher Felton is a Series 66 licensed financial advisor with Morgan Stanley in Pasadena, CA, holding 14 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2011. Outside of his advisory role, he owns a single-unit rental property. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies.

Edwin Ramirez is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms, including J.P. Morgan Securities, Merrill, Bank of America, and Washington Mutual. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets across more than 14,000 financial advisors and offers both brokerage and advisory solutions.

Yao Li is a financial advisor with Merrill in Brea, CA, holding a Series 66 designation and five years of industry experience. Prior to joining Merrill, Li worked at Bank of America, Cetera, Cathay Bank, and Subrigo Networks. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Randolph Schroeder is a financial advisor with Edward Jones in Anaheim Hills, CA, holding Series 63 and Series 66 licenses. He has 22 years of industry experience and has been with Edward Jones since 2000. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and corporate clients. The firm manages approximately $1.01 trillion in assets through a large network of advisors and branch offices, offering various advisory programs and affiliated investment products under a fiduciary standard.

Shad Ortiz is a financial advisor with Wells Fargo Clearing in Burbank, CA, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2014 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. Their advisory approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among their investment offerings.

Juan Ortiz is a financial advisor with Charles Schwab in Brea, CA, holding a Series 66 license and six years of industry experience. His prior roles include positions at GWN Securities, Equitable Advisors, and AXA Advisors. There are no notable outside activities reported. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, utilizing multi-asset model portfolios, written advice policies, and a formal alternative-investment process.

Allen Tsay is a financial advisor with J.P. Morgan Securities, holding a Series 66 credential and 13 years of industry experience. His prior roles include positions at various insurance carriers and Waddell & Reed, Inc. since 2013. He serves on the board of the Arcadia Masonic Lodge #278, where he participates in budget approval and charitable allocation, though he recuses himself from investment decisions. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Alan Whitman is a financial advisor with Morgan Stanley in Pasadena, CA, holding a Series 63 designation and over 54 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Whitman serves as a board member of the Midgley Family Foundation in Pasadena. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and investment research. The firm manages approximately $2.74 trillion in client assets and provides services through both direct client engagement and corporate financial planning agreements.

Charlie Kim is a Series 66-registered financial advisor at J.P. Morgan Securities with 16 years of industry experience. He has been with J.P. Morgan Securities since 2013. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its recommendations.

John Potter is a financial advisor at Morgan Stanley in Pasadena, CA, with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Morgan Stanley since 2013. Outside of his advisory role, he is a founder and board member of LDS Art Collection in Liberty, Inc., a nonprofit focused on art, culture, and religious activities. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and investment research to support its advisory process.

Justin Shum is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America prior to joining J.P. Morgan Securities in 2017. Based in San Marino, CA, he serves institutional clients through his firm. J.P. Morgan Securities LLC provides institutional consulting services including asset allocation advice, investment manager searches, and customized performance reporting to corporations, foundations, and defined contribution plan sponsors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering advisory services alongside affiliated brokerage and investment management capabilities.

Arthur Hsieh is a CFP®-certified financial advisor with 36 years of industry experience, currently affiliated with Cetera. His prior experience includes roles at First Allied Advisory Services and Orange Capital Management. Outside of advisory work, he is actively involved in high school tennis as a coach at Marantha High School and serves on the Tennis Advisory Committee for the California Interscholastic Federation – Southern Section. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, and institutional accounts, offering a range of portfolio management, financial planning, and retirement services through a multi-manager platform and various program structures.

Kevin Burns is a financial advisor with LPL Financial in Pasadena, CA, holding Series 63 and Series 65 licenses with seven years of industry experience. His prior work includes roles at Genesis Wealth Partners, CUSO Financial Services, SkyOne Federal Credit Union, and several other firms. He maintains an active involvement with Genesis Wealth Partners Group in a non-investment-related capacity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of advisors and advanced operational tools.

Moses Lee is a financial advisor at Fidelity with Series 63 and Series 65 licenses and two years of industry experience. He previously worked at NYLife Securities LLC and New York Life Insurance. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from a broad universe of mutual funds, ETFs, and ETPs.

Robert Chung is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at various firms including Morgan Stanley & Co. LLC and TNT Capital Management LLC. Outside of his advisory role, he is involved in managing his family's personal investment holding companies. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers tailored financial planning and a wide array of advisory programs, managing approximately $2.74 trillion in client assets.

Carolyn Wyatt is a financial advisor with LPL Financial, holding a Series 66 license and bringing 26 years of industry experience. Her career includes roles at Western International Securities, M Stevens Wealth Advisors, and Crowell, Weedon & Co. She is involved with Arrowhead Wealth Advisors, an entity related to her LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, and other institutions, offering a range of financial planning and asset management services through a large network of investment adviser representatives.

Sophia Tang is a financial advisor with J.P. Morgan Securities in South Pasadena, CA. She holds the Series 66 designation and has one year of industry experience. Her prior work includes roles at JPMorgan Chase Bank, Cathay Bank, and Cetera Investment Services LLC. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment recommendations.

Westley Bovee is a Financial Consultant at Fidelity Investments, a role he has held since 2025. He works with clients and their families to construct and implement complex strategies aimed at supporting long-term investment planning. Prior to his current position, Westley held several roles within Fidelity Investments, including Investment Consultant (2024-2025), Planning Consultant (2022-2024), Relationship Manager (2021-2022), and Financial Representative (2021). Throughout his career at Fidelity Investments, Westley has gained experience in investment consultation, financial planning, client relationship management, and financial representation. He holds a California Insurance License, supporting his capacity to advise clients on insurance-related matters. No additional information regarding education, credentials beyond his insurance license, personal interests, or community involvement was provided.

Cesar Chavez is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. His prior roles include positions at Bank of America, Merrill Lynch, and JP Morgan Chase Bank. Outside of finance, he works as a music booking manager, coordinating live performances for various events. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis.