Benjamin Blum is a financial advisor with Cambridge Investment Research Advisors, holding Series 65 and Series 66 credentials and bringing 23 years of industry experience. His prior roles include positions at Cetera, Woodbury Financial Services, and Pacific Life Insurance Company. Outside of advising, he is an independent insurance agent and the owner of Bless Holdings, LLC. Cambridge Investment Research Advisors serves a diverse client base, including individuals, retirement plans, and charitable organizations, providing financial planning, investment management, and retirement advisory services through a network of independent professionals. The firm offers a range of implementation options, including proprietary model strategies and third-party manager referrals, with both discretionary and non-discretionary approaches tailored to client objectives.

Susan West is a CFP®-designated financial advisor with Morgan Stanley in Brea, California, bringing 14 years of industry experience. She has been with Morgan Stanley Smith Barney since 2011 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management offers a wide range of advisory programs to both individual and institutional clients, providing tailored financial planning supported by firm-approved tools and research from its Global Investment Committee. The firm manages approximately $2.74 trillion in client assets and delivers services through various planning and investment strategies.

John Coury is a financial advisor with Cetera, holding a Series 66 credential and 12 years of industry experience. His career includes roles at Cathay Bank since 2017 and East West Bank from 2015 to 2017. He serves as Vice President of the California State Board for the World Lebanese Cultural Union, assisting the president with meetings, events, and scheduling. Cetera Investment Advisers LLC provides services through a large nationwide network of independent advisors, serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and consulting services, utilizing a multi-manager platform with various program options and affiliations.

Jose Ramirez M is a financial advisor with Merrill, holding a Series 66 designation and four years of industry experience. He has worked at Bank of America and Merrill since 2022 and previously held roles at Bank of America from 2016 to 2022, as well as at Macy's from 2015 to 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies developed by internal and third-party managers.

Todd Porter is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and nine years of industry experience. He has been with Wells Fargo Clearing since 2016 and has worked at Wells Fargo Bank NA since 2012. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates a range of investment options, including insurance-related vehicles and bank deposit sweep programs, serving plan objectives and risk tolerances while acting as an ERISA fiduciary.

Christopher Andres is a financial advisor with Merrill, holding Series 65 and Series 66 designations and three years of industry experience. He previously worked at T-Mobile USA for 13 years before entering the financial services field. Andres is based in West Covina, California. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Randy Wang is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 10 years of industry experience. He has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2022, and previously spent 19 years at Bank of America and Merrill. Outside of finance, he owns and operates a sole proprietorship focused on the purchase and sale of apparel and shoes. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

John Splain is a financial advisor with Raymond James & Associates in Yorba Linda, CA, holding Series 63 and Series 65 licenses and with 39 years of industry experience. He has been with Raymond James & Associates since 1993. Outside of his advisory role, he serves as a trustee for an investment-related entity and has a personal investment interest in a solar energy business. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions supported by a broad range of investment strategies and affiliated research.

Shawn Ecklund is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 designations and bringing 29 years of industry experience. He has been with Raymond James Financial and Raymond James Financial Services since 2008. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and employs analytical tools to model potential outcomes, supporting client implementation through various advisory programs.

Devlin Chung is a financial advisor at Edward Jones with nine years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2016. Prior to that, he worked at All County Property Management West and has been involved with Knotico LLC since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment options, supported by a nationwide network of more than 23,000 financial advisors and manages approximately $1.01 trillion in assets under management.

Jae Hyeong Koo is a financial advisor at J.P. Morgan Securities with 4 years of industry experience. He holds the Series 66 and Series 63 designations. His prior work includes positions at JPMorgan Chase Bank, N.A., and KMW USA Inc., as well as a role at Mr. BBQ. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending strategies.

Derek Iger is a Series 66 licensed financial advisor with J.P. Morgan Securities, based in Pasadena, CA. He has one year of industry experience, including roles in finance and technology, as well as ownership of Noble Films LLC. He has previous experience in the entertainment and storytelling sectors. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that incorporates quantitative asset-allocation modeling and centralized due diligence. The firm applies an ESG eligibility framework and offers services on a non-discretionary basis, with clients retaining final decision-making authority.

Yipeng Hsu is a financial advisor with Morgan Stanley in Pasadena, CA, holding a Series 66 designation and beginning his advisory career in 2026. His prior experience includes positions at Cathay Private Equity Co., Ltd and J.P. Morgan. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes supported by firm-approved tools and modeling techniques.

Diane Grohulski is a Senior Vice President and Wealth Management Advisor based in the Pasadena, California Merrill Lynch Wealth Management office. She has been an investor since 1983 and has worked with Merrill since 1990. In her role, Diane focuses on total wealth management and strategies for multidimensional personal and business finance. She utilizes a defined process that involves understanding each client's specific situation, establishing objectives, recommending appropriate strategies, and reviewing progress toward those goals to provide personalized advice and access to specialized investment services for sophisticated investors. Diane holds a Bachelor's Degree from City University of New York and an MBA from the University of Southern California Marshall School of Business. She earned the Chartered Retirement Planning Counselor (CRPC™) designation in 2010 and also holds the Personal Investment Advisor (PIA) designation. Her expertise spans client focus areas including college education planning, corporate executive services, family wealth management strategies, services for endowments, foundations, and non-profits, personal retirement planning, portfolio management services, socially responsible and ESG investing, women and wealth, tax minimization, and retirement income. In addition to her professional work, Diane is active in her community. She has served as a Trustee of the LA County Arboretum and has participated on various boards and committees, including A Noise Within Theater, USC Marshall Partners, the executive committee of the Girl Scouts Mt. Wilson Council, South Lake Business Association, Historic Highlands Neighborhood Association, and USC Trojan Affiliates. She speaks both French and English.

William Porter IV is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. He previously worked at RSM US LLP for eight years before joining Merrill and Bank of America in 2023. Merrill, together with its affiliate Managed Account Advisors LLC, serves Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering managed account services with model-based and discretionary strategies designed by internal and third-party investment teams. The firm supports a wide range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

James Christiansen is a financial advisor with Ameriprise in Arcadia, CA, holding a Series 63 designation and 44 years of industry experience. He has been with Ameriprise and its affiliates since 2005. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, providing tailored recommendations through a centralized consulting team that combines research, modeling, and tax-efficiency analysis. The firm delivers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Petra Gisinger is a financial advisor with Primerica Advisors in Cerritos, CA, holding Series 65 and Series 63 licenses and 15 years of industry experience. She has been with Primerica Advisors since 2019 and previously worked at Pfs Investments Inc. and Primerica Financial Services. Her outside activities include sales of various investment-related products and part-time referrals for home security, automation products, and other home-related services through affiliated companies. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-delivery strategies managed by external asset managers, supporting a range of approaches including strategic, tactical, tax-managed, and income-distribution models.

Qingfeng Lin is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. Prior to joining J.P. Morgan in 2023, Lin worked at Bank of America, Merrill, TD Ameritrade, and Scottrade. Outside of finance, Lin is a partner in an e-commerce business focused on online sock sales, providing management and strategic advice while the day-to-day operations are handled by a spouse. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Ke Zhang is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds a Series 66 designation and has worked with Morgan Stanley Private Bank, National Association since 2015, as well as Morgan Stanley Smith Barney since 2012. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, including tailored financial planning that utilizes structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers its services both directly and through corporate financial planning agreements.

Steven Peterson is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined the firm in 2009 after serving 24 years as an officer at a boutique money management firm in Southern California. Steven holds a Bachelor of Science degree in Finance from California State University, Los Angeles. He earned the Chartered Financial Consultant® (ChFC) and Chartered Retirement Planning Counselor™ (CRPC) designations and holds Series 7 and Series 66 FINRA registrations. His expertise includes family wealth management strategies, defined benefit and contribution plans, personal retirement planning, portfolio management, special needs planning, and tax minimization. Steven works closely with individuals and local businesses to develop comprehensive wealth plans that incorporate retirement planning, estate planning, college funding, insurance, investments, professional money management, asset allocation, and executive planning. He regularly meets with clients to review and adjust their financial plans according to their evolving needs. Steven is also engaged in community activities and volunteers with local organizations. Outside of his professional work, he enjoys cooking, music, soccer, spending time with his family, traveling, and woodworking.